In recent years, all the debtor companies have begun to train and work??

After hearing the bearded man's words, the two policemen immediately looked at each other.

"Come on, comrade policeman, please take a seat, do you want to have something??" The bearded man greeted the two policemen with a smile, brought them to the sofa, and asked them politely.

The older policeman glared directly at the bearded man and said, "Don't give us this set, and drink something, really think this is your house??" It's so late, it's almost ten o'clock soon, what are you doing here, let's go, hurry up!! ”

"No, our boss stipulates that we have to squat here until eleven o'clock before we can leave......" The bearded man suddenly looked at the two policemen pitifully.

"What eleven o'clock, no matter what time it is, it's a nuisance to the people." The elderly policeman angrily said to the dozen or so black-clothed men standing in the room: "Let's go, let's go, if you want to pay for debts, go through the legal process, what's the point of getting a dozen people standing here??" Oh, you didn't hit anyone, you didn't intimidate, you didn't interfere with other people's normal lives?? ”

"Let's ......" When the bearded man wanted to say something more, their boss directly grabbed his sleeve, and then said to the two police comrades with a smile: "Yes, yes, the police comrades are right, let's go, we will leave immediately." ”

After he said this, he waved his hand to the brother next to him and said, "Why are you still standing here??" Hurry up. ”

The black-clothed people in that room finally walked towards the gate of Yu Wanwan's house in twos and threes.

Seeing that the people in the room were almost gone, the boss in black smiled and waved to the police comrade again, and then went out with the others.

When everyone was gone, the two policemen walked to Yu Wanwan's father and stood still, picked up the loan contract on the coffee table and flipped through it casually: "You have an annual interest rate of 40%, and you have borrowed from a loan shark??" ”

Father Yu raised his head, glanced at the police with decadent and desperate eyes, opened his mouth and did not speak.

"No wonder they have to go through the legal process, if they go through the legal process, the court will support them to charge them at most 24 percent annual interest rate......" The policeman casually flipped over the contract and put it back on the coffee table.

Han also listened to the policeman's words, and couldn't help but ask with some doubts, "What do you mean??" ”

"Don't understand??" The policeman comrade raised his head and glanced at Han Ye, then raised his chin to the other policeman beside him and said, "Xiao Song, explain it to him." ”

Another relatively young policeman immediately reached out to hold the glasses on the bridge of his nose, and explained to Han Ye with a serious face: "The Supreme Court stipulates that the maximum annual interest rate for private loans is 36%, and those exceeding this part are invalid and not protected by law. If the borrower pays more than 36% of the interest, he has the right to sue the lender and demand that the lender return the excess interest. ”

"If the borrower does not repay the loan, the lender sues the court, and at most the borrower can only be required to repay the interest at an annual interest rate of 24%, and the lender requires the borrower to return the principal and 24% interest, and the court will give protection."

"So, if he doesn't sue, he can charge up to 36 percent interest, and if he sues, then he can only charge up to 24 percent interest."