As for the causes and trends of the collapse of the Soviet Union, later generations of scholars can analyze them in a similar way.

At this point in time, however, almost no one would have believed that the massive red kingdom would collapse overnight.

As the world's most failed former Soviet intelligence officer commented, "Whoever does not lament the collapse of the Soviet Union has no conscience, and whoever wants to restore the Soviet Union of the past has no brains." ”

(The second-most failed intelligence agent after this one was Britain's James Bond, whose worldwide exposure was unbelievably high.) ）

In Elena's view, if there really is a world line in this world, then this most serious geopolitical disaster that occurred in 1991 is definitely one of the most unshakable "inevitable" events in human history.

If she could really participate in the major event of the collapse of the Soviet Union, Elena would never choose to go against the trend of the times and try to prevent the collapse of the Soviet Union. Essentially, she, like most of the timers, is the kind of person who belongs to the conscience of the berry, and all she thinks about is how to get a handful of bear hair in this big wave.

But before entering the wizarding world...... To be precise, before coming to Gringotts, Elena did not devote much energy to the events of the collapse of the Soviet Union.

After all, all this is too far away for Elena, and she is too young. Whether it's exchanging cheap everyday goods for expensive military supplies, or emulating the many financial giants who eat the national economy of the Soviet Union, this is not a field that a 10-year-old girl in the Scottish Highlands can set foot in.

However...... The opportunity just came inadvertently.

"If you say...... I want to take out a loan from Gringotts to get some kind of Muggle currency?"

Elena took a deep breath, tried to suppress the excitement in her heart, and pretended to be calm as she looked at the goblin in front of her and asked.

Want to borrow money from Gringotts for Muggle currency?

The goblin behind the counter rolled his eyes and smiled slyly, another human wizard who pretended to be clever. As the only wizard bank in the entire wizarding world, they have seen so much of this pretentious existence that stupid wizards would not know that the goblins still have a lot of influence over the currency of the non-magical world.

"Of course, but the fees we charge at Gringotts are not something that ordinary people can afford. Alright, little girl, the Q&A service to satisfy your curiosity has ended, hurry up and change your gold gallons and leave!"

The elf touched the pointed beard on its chin and replied impatiently, thinking it had shown enough patience for Dumbledore's sake.

Syllable!

Without hesitation, Elena pulled out two bills from the small bag around her waist and slapped them on the wooden table.

"I don't have a golden Galleon, fifty pounds here, which should be about the same as ten Galleons. How many questions is it worth?"

"Oh~~ My dear Miss Caslana, that's enough for you to ask for a whole afternoon. Andy Serkis will be happy to answer your questions. ”

The elf's eyes lit up, and two slender fingers quickly twisted the coin, slowly put it in his pocket, and sat up straight with a smile on his face, making a humble expression of deafness.

"It's too much, Serkis! It's just a simple question to answer a little girl who hasn't gone to school yet, and you can charge so comfortably that you can't continue to deal with customers for long. ”

Garry Vickers, who was standing behind Elena, shrieked out in displeasure, retracting his empty right hand on the table without leaving a trace, which was roughly half a second slower than Serkis's hand speed due to its standing position.

"Shut up, Vickers, if you interfere with my dealings with my guests again, or I have the right to have the guards throw you out...... Well, Ms. Kaslana, you continued. ”

Andy Serkis narrowed his eyes dangerously, his long, pointed nails tapped on the wooden table, and he said in an unkind threatening tone, then looked at Elena with a smile on his face and said respectfully.

Elena smiled and asked softly.

"My question, then, is there a way to break the limit of 50,000 per year and exchange Muggle currency for gold Galleons? ”

"Well...... fairy Serkis looked embarrassed and hesitated, rubbing his right index finger and thumb slightly.

Is...... Realistic and cute goblins.

Another fifty pound slapped on the table.

Elena shrugged, the philistine goblins were sometimes more kind to her character than complex humans.

"Of course, no problem! Although the rules require this, we can help you complete the extra exchange with only a small commission. After all, Gringotts isn't just open to human wizards, even foxes can help you redeem them by pressing their handprints. (Note 1 click on to view)

Serkis's attitude became more and more friendly, and he looked at Elena almost exactly like he did at Jin Garon, he had never seen such a large and stupid little witch.

"Oh, that'......."

The silver-haired little Lori's gaze slowly swept across the glorious central hall of Gringotts, and with the affirmative answer made by the goblin in front of her, she felt every cell in her body excited—what a terrifying effect such a bank that could ignore national restrictions would explode at this point in time, if it was operated properly.

You know, even though the Soviet Union has declined a little over the years, as one of the two poles of the non-magical world, the Soviet ruble still has a fairly strong monetary value.

If Elena remembers correctly, until mid-August, the exchange rate between the dollar and the ruble remained stable in the range of [1 dollar: 1.8~2.0 rubles].

However, with the permanent lowering of the Soviet flag at Christmas this year, it was only at the end of 1991 that the exchange rate between the dollar and the ruble suddenly changed to [1 dollar: 170 rubles].

Then came the suffocating shock therapy of the Russian government, which liberalized 90 percent of the prices of consumer goods and 80 percent of the prices of means of production from January 2, 1992. At the same time, restrictions on income growth were lifted, salaries for public servants were increased by 90 per cent, pensioners were raised to 900 rubles per month, family allowances and unemployment benefits were also raised.

By April, the price of consumer goods in Russia had risen 65 times compared to December 1991, which meant that the ruble had depreciated 65 times more in terms of purchasing power, and then ...... (Well, I do feel guilty about taking the graduation thesis to water the number of words, if you are interested, the rest of you will ask Du Niang.) ）

All in all, putting aside politics and national games, just from the perspective of financial efficiency, what buys, sells, and shorts stocks are weak. The simplest and most crude means of profiteering is to borrow rubles on a large scale and exchange the money for any currency that is not part of the Soviet monetary system, such as dollars or gold galleons.

Then you don't have to do anything, just drink a cup of black tea at Hogwarts, wait for the ruble to collapse completely, and then exchange your dollars or gold Galleons for rubles, pay off the debt, and make a thousand times the profit.

(As a simple example, your father borrowed 11,700 rubles, which was equivalent to $6,500.) When the exchange rate collapses to $1: 6,500 rubles, you only need to come up with a maximum of $3 to pay off all debts, including interest. ）

Elena stroked the back of her smooth left hand thoughtfully, as Dumbledore had said, as long as it was not deliberately activated, there was no trace of the unbreakable oath left behind.

If you want to continue a school forever, the two most important points are not people and money. In terms of personnel, as long as human society is still there, there will never be a shortage of students. And financially, she seems to have found a way, at least once and for all, in her lifetime.

All that needed to be done was for her to take two vows. She didn't want to carry the task of continuing a huge school for the rest of her life.

The only problem is ......

Elena glanced at the old wizard standing behind her, listening curiously to her question—at least not until Dumbledore was away.

"Anyway, hurry up and help me exchange these pocket money for gold Galleons. Time is money, my friend. We have a lot of important things to do. ”

Elena pulled out a stack of pounds from her pouch and placed it on the counter, accentuating the words "we" and "after" slightly, and quietly glanced at Serkis, motioning for him to look at Dumbledore standing behind her.

- As for how it will be associated, it is probably a good thing for her.

The immediate priority now is to end this Diagon Alley purchase as soon as possible and send Dumbledore away.

The time is July 31, 1991, at 9 a.m.

Time is running out for Elena.

——————

(This chapter is particularly difficult to write, and I don't want to copy too many papers.) I also don't want to write too hardcore and unfriendly. All the doubts can be answered one by one in the follow-up plot, and the foreshadowing I have buried it all before. Of course, if you're not afraid of spoilers, you can also come into my skirt to play~)

(Ask for recommendation votes~~~!)

(It's another 3000-word quality chapter, in fact, I can split it into two chapters ~~嘤嘤~ tangled)