Chapter 95: Medicine (1)

The sun shines through the dense layers of leaves of the sweetgum tree, shining the projection of sunlight on the ground, the south wind brings the fragrance of spike flowers, and the smell of freshly cut grass is also full of familiar cells.

The house falls at the southernmost end of the boulevard, and the gentle coolness tries to dispel the heat of early summer, although it has been defeated repeatedly, but it is not discouraged.

The sky is blue and translucent, and it is a rare good weather. A few clouds slowly moved their steps, and were inadvertently blown into strips by the wind, and then "kneaded" one or two, and threw them farther away. The maple trees in the garden rustled, and the symmetrical rhythm rubbed against their brothers and sisters, exchanging their thoughts over the past few days.

Stepping on the kind land, leaning on the spider eggs planted by himself, facing the melancholy of history and being diluted by the feeling of home again, Huang Xuan swept the green leaves on each tree with a happy mood, pounded the hard loquat tree, and shouted to the small building behind the yard: "I'm back." ”

Butler Zhou quickly ran out, looked at Huang Xuan's outfit in a sweatshirt and couldn't help laughing, and said, "My eldest son, why have you been like this in the past two days." ”

"It's hot." Huang Xuan smiled and said, "What about my parents?" ”

"I've all gone to work, and I seem to be very busy these days."

For this time period of P112, Huang Xuan has been away for nearly 4 days, but fortunately, he talks to his family on the phone every day, Zhang Xinyi only thinks that he will go to Shanghai to deal with some port affairs, but he also has some encouragement, and Huang's father will naturally not have any objections.

Huang Xuanlian drank two sips of water, wiped his mouth and said, "What about Li Qing?" ”

"Still nesting in the hotel, I heard the kid who passed two days ago say that the experts found by Mrs. are tired, Li Qing also stayed up all night, others don't sleep, and he doesn't dare to sleep, it's very hard." Steward Zhou complained when he said this, Huang Xuan just smiled, he was idle in P101, the roar of the printing press can make people's heads noisy, and he was in a hurry to spend money during the day, and he didn't even sleep for a few days. When it was time to leave, a biological bomb knocked out half of the factory, and only then did it let out a bad breath, so that it dared to disturb people's dreams again.

"How's Grandpa?" Huang Xuan took the short-sleeved shirt handed to him by the housekeeper in one hand and asked in a low voice.

"It's still the same." Zhou Lian didn't say much.

Huang Xuan nodded, saying that he knew, and he would also ask about his grandfather's condition on the phone in the past two days, but when people get old and recover, they are always unsatisfactory.

After taking a shower in the small bathroom in the courtyard, Huang Xuan wiped his head and walked out. This small bathroom was built together with the swimming pool at that time, but unfortunately because of the base, the swimming pool was filled in by Huang Xuan, and now the underground is all the earth and stone structures transferred after the base was removed.

"Call Li Qing and tell him that my business is done, uh......, how did my mother say thank those experts?" Huang Xuan asked with some uncertainty.

Zhou Lian put on a bathrobe for Huang Xuan and said: "Madame should have set up a project for several professors, sponsor the research, I don't know the specific situation." ”

Huang Xuan nodded and said, "I'm going to the United States tomorrow, it's too late to see them, you see how convenient it is to thank people, don't say I'm back, that's all." ”

The matter of ushering in the delivery is naturally familiar with the housekeeper, Zhou Lian immediately agreed, but he said idly: "Originally, everyone said that the young master of the Huang family didn't like to study, but I didn't expect you to have a set of business." ”

Huang Xuan smiled, but said, "This is my mother's genetic inheritance." ”

"Madame's education is good." Zhou Lian was talking, and the two of them had already entered the room, so he stopped and said: "You just got off the plane, sleep first when you are tired, I will make porridge for you, does Mrs. know that you are back?" ”

"You can help inform me. I came back by car, and I was really sleepy. Saying that, Huang Xuan yawned, walked halfway upstairs, stopped again, and said: "Uncle Zhou, there is one more thing, you can help me inform Aubrey, it is the manager of Citi, let him come over before dinner, if you don't know the phone, ask Li Qing." ”

"Okay."

……

There was no noise, no smell, Huang Xuan slept very sweetly, and by the time he was a little conscious, it was already five or six o'clock in the afternoon.

Yawned, Huang Xuan pulled a T-shirt slowly, Zhou Lian heard the voice and walked in, looked at him and smiled: "That Mr. Aubrey has been waiting for you for almost two hours, do you want to take a shower first, or see him now?" ”

"Right now." Huang Xuan also woke up at this time, went back to the house and took a small box, put a few diamonds from P101 into it, and then slowly walked downstairs. Since the precious metal consumes too much dimensional energy, far exceeding the value of the gold and silver itself, except for a few works of art such as Fabergé eggs, the rest of these things were stripped away, and most of them were sent back to China, except for a few given to Hans.

For Aubrey, he has only been without seeing Huang Xuan for four days, but for the latter, it has been almost two weeks.

It seems that the life of this professional manager of Citi is getting better and better, not only does his skin show signs of being well maintained, but his suit has also changed to Dunhill, and he looks several years younger.

Huang Xuan covered his eyes a little afraid of light, squinted at Aubrey, and said with a smile: "Mr. White has been okay recently, did you go to Beijing to see the Great Wall?" ”

"Where is the time." Aubrey hurriedly clarified that he guessed that Huang Xuan must have been busy raising money in the past two days, and the $1.2 billion financing bond was simple if the company bought it, and it would be too difficult for individuals to raise money. At the same time, it is difficult for both Huang Xuan's mother's Sifang Group and the Huang Fund itself to come up with such a large sum of money to buy bonds, and in fact, the debt ratios of these two institutions themselves are not low. The owner of the money is on the move, how dare Aubrey travel by himself.

Huang Xuan nodded noncommittally, took out the small box he had just taken out, put it on the table, and said, "Mr. White will take a look at this first." ”

"Okay." Aubrey took the box in his hand as he spoke, and the interpreter beside him consciously sat out, in fact, now Huang Xuan doesn't need a translator to talk to people, and Aubrey took him with him for the convenience of going out.

The boxes are all carefully selected by Huang Xuan, with an average weight of between 5 and 5.99 carats, a color grade of E, a clarity of VVS1 or above, and according to the latest GIA international diamond report, its price should be 808,000 US dollars. And Huang Xuan's purchase price is also around 100,000 US dollars. However, because the weight is already over 1 carat, the market price is usually at a premium of 5% or more to GIA's guideline.

Aubrey carefully picked one up and looked at it, he was not familiar with diamonds, but every international bank manager knew that diamonds were different from ordinary jewelry, especially since the establishment of eBeers Consolidated Mines in 1934, a legal monopoly industry that maintained the global price of "sex" through the supply of diamonds organized by a central sales organization. Whether in the midst of a recession or inflation, De Beers has successfully established their ability to stabilize the price of diamonds.

In modern banking, diamonds are the currency, endorsing international borrowing, paying off debts, paying for trade, buying firearms – and in the face of a fragile world economy and a depreciating currency, diamonds can do almost anything.

The diamond under the light was brilliant, and Aubrey carefully put it back in the small box and said, "Mr. Huang wants to buy bonds with diamonds?" ”

"It's not just about buying bonds, actually, I'm trying to take out a mortgage with diamonds, and I don't think Citi will refuse."

"Of course." Aubrey smiled. Compared to real estate, stocks, and bonds, diamonds are unmatched in their stability, and no bank will refuse such a risk-free loan.

Rummaging over the table, Aubrey asked a little strangely, "Do you have any appraisal reports for these diamonds?" There is also a Kimberley Progress Certificate. ”

"Nope." Huang Xuan replied without thinking about it.

Aubrey and the translator changed color at the same time, and the diamond without a complete document is very conjured with a very bad word: "bloody diamond". But of course Aubrey couldn't ask like this, he just said with some embarrassment: "Mr. Huang, without an appraisal report, the bank can't give mortgage as usual." ”

Diamonds are the only rare gemstones that have a clear definition of their value internationally. including its color, clarity, cut, and weight. Among them, the most stringent and well-known accreditation institutions in the international audit standards include The Gemological Institute of America (GIA), European Gem Laboratory (EGL, International Gemological Institute (IGI), and the American Gemological Society (AGS). Therefore, when buying a diamond, the average person must choose a certificate with these appraisal companies. This way, it's easier to sell when needed.

"Not every diamond has a grading report." Huang Xuan shrugged his shoulders and said, "This is part of the property left to me by my family, and there was no such system at that time. "The Kimberley system began at the turn of the millennium, but it was not signed by most countries until three years later.

"Didn't you, or your family, apply for re-registration?"

Huang Xuan spread his hand and said, "Chinese pay attention to wealth and do not 'show' white, I think you have known it for so many days in China." Okay, you don't have to think about it, I just need you to tell me clearly whether you are willing to mortgage my diamond. ”

"Mr. Huang, this question ......" Aubrey began his slimy state again.

Huang Xuan asked, "Yes, or can't?" ”

Aubrey's lips were dry, and he drank a glass of water but still didn't speak. Of course, Huang Xuan knew his thoughts, sat down beside him, and whispered to him: "Although the diamonds in my hand do not have a Kimberley progress certificate, these diamonds are diamonds that have been polished, when did you hear that the smuggled diamonds were completed with excellent turners?" He used the word smuggled diamonds, not bloody diamonds. Of course, most blood diamonds are rough finishes, but not always.

Of course, Mr. White didn't know this, so he still said cautiously: "Mr. Huang, I can't decide such a big matter. ”

Huang Xuan nodded helplessly, it seemed that he was a little anxious, so he smiled and said: "Then let's put the diamonds aside, I still have a batch of oil paintings in my hand, especially the belongings of the former Russian royal family, these things don't have certificates, or the same rules, mortgages." ”

"No problem." Aubrey was much more cheerful this time.

Huang Xuan took a breath, according to Lorraine's calculations, there is no problem with bringing back more than 1.2 billion US dollars this time, but it is very troublesome to make a quick move, but it is not as good as a direct loan, the original value of the diamond is the most certain, and the larger the diamond, the higher the value, the loss of transportation energy will not increase a lot, but now it seems that it is more convenient to estimate the artwork.

He stood up and said, "I think I'll be going to the United States in the next two days, so I'm going to talk to Mr. Aubrey and Mr. Steele." "Steele is the president of Pfizer.

Aubrey understood that Huang Xuan meant to ask him to complete the loan within two days, and he nodded heavily: "We have a good relationship with Sotheby, and I will negotiate with the headquarters when I go back, and it is best for Sotheby and Citi to jointly appraise it." He is responsible for most of Huang Xuan's asset management, and naturally understands that if Huang Xuan wants to raise $1.2 billion, he needs to borrow at least $800 million. Fortunately, after Citi merged with the Travelers Group, its insurance business expanded smoothly and there were no problems in the appraisal of artworks.