"Then you ......"

Tang Yungang wanted to ask, then why can't you save this 1000 hills. As a result, the words came to my mouth and I swallowed them again. Yes, I earn one or two hundred hires a day, and I am handing over seventy hills. It is difficult to eat alone with this little money, not to mention that many people still have to rely on this money to support their families. Let them save 1000 hills? Don't be funny. Even if you save so much money, don't you have a headache and brain fever and throw it all in at once?

Besides, it is said that it is only 1000 Hill to rent a car with credit, but the car is borrowed, and if you really buy it yourself, 1000 Hill will not be able to get down. When the words came to his lips, Tang Yun changed his words slightly.

"That'...... Isn't there a bank in Gorgi or any other institution that can lend you money or lend you money? Their interest rates aren't going to be that high, are they? With such an interest rate spread, isn't it much easier for you? Maybe you can survive for a few years and turn over! ”

"Hahahaha, I said friend, where the hell did you come from? According to the Holy See's rules, no bank on Eri is allowed to lend money to slaves. If civilians borrow money, they must at least put on the property equivalent to three times the loan as collateral, how can they easily borrow money? Why don't you even know this? After looking Tang Yun up and down a few times, the other party shrugged his shoulders and added, "I don't think you look like a nobleman in this dress, why don't you understand anything?" ”

Hearing what the other party said, Tang Yun's heart became clearer and clearer, and he thought more and farther. Eristar is a feudal country with the Holy See, royalty, nobility, commoners, and slaves. In order to maintain the upper and lower strata that have long been solidified, the ruling class headed by the Holy See has already drawn the way, so that these commoners and slaves have the hope of jumping out of the circle, but it is impossible to really jump out of this circle of classes that have been drawn a long time ago. Tang Yun believes that the banking system is certainly only a small link in this class barrier. The Holy See and the nobility must have had many other means to restrain them and make them dance with shackles. But no matter how you jump, you can't jump out of the circle that the ruler has drawn early on.

Holding a hookah in his mouth and holding a bulging money bag. Tang Yun rubbed his chin and rolled his eyes. It doesn't look like a son of a hero or a hero who plans to liberate a suffering people on a certain side, but like the shrewd fat man in the Kemia Star Field, Qiu Xingyu.

"What's your name?"

"Me? My name is Scipio. ”

"Yes, Brother Scipio!" Tang Yun put one arm on the shoulder of the black and thin Scipio, raised the hookah with the other, and whispered something quietly with a businessman-like smile on his face that was three points similar to Qiu Xingyu.

I saw that the eyes on Scipio's black thin face were widening and his mouth was opening wider and wider, and then he simply nodded in astonishment. In the end, Tang Yun asked Ye Xiaoxuan to take out a piece of paper and write a few lines simply. When Scipio had sworn a heavy oath and carefully pressed his mudra on it. Tang Yun took out a large pile of money with satisfaction, counted it clearly, and put it into Scipio's hand with enthusiasm on his face.

The original text of this "note" is as follows:

-----------------

Party A Tang Yun voluntarily lent Party B 2,000 Hills of Scipio Federal Dollars for the vegetable sales business, with a daily interest of 100 Hills (5% of the principal) for a period of 30 days, and a total of 5,000 Hills of principal and interest were repaid.

If it cannot be returned on time, Party B Scipio does not need to sell # as a slave, but only needs to work for Party A unconditionally for one year, and Party A is in charge of food (full).

-----------------

......

Scipio, who took the money, was so happy that he even ran back to the "big car shop" to return the car. Then I ran all the way to buy a car and buy goods. He needed to earn a total of 5,000 hills in principal and interest within a month. As far as his normal income is concerned, without the extra money given to the "big car shop", his daily income is around 150 hills. That's 4500 Hill a month. He had to work harder and harder than before to earn the number marked on Tang Yun's "little note", 5,000 hills.

A month later, Scipio was the equivalent of owning a car. Immediately afterward, he could borrow another 1,000 Hills to use as capital. In other words, after two months, he will be able to buy and sell goods entirely with his own money. There is no need to look at the face of the "big car shop" anymore, and there is no need to pay them the high interest that seems to be like a shackle.

Even though he was still a little far away from 5,000 Hill, Scipio was still calm in his heart. One is that he has a "huge" deposit of close to 50 hills; Second, if he can avoid the "evil" place of "big car shop", the price of his normal purchase can be cheaper, and the quality of the dishes can be improved; Third...... The small note is clearly written, and if you don't pay the money, you don't have to be a slave, you can do a year's work for others in a down-to-earth manner, and you can take care of the food. Of course, the most important thing is the word that Scipio the "shrewd" strongly emphasized, "to be full". Not a slave, work to be full, a year...... Even if you work so hard to sell vegetables, how many full meals can you eat a year? This condition is simply too "generous". It's just that...... You can eat a lot of food, but what about your own women and children? No, you still have to work harder, you have to earn 5,000 Hills this month!

While rushing to buy a car and buy goods, Scipio did not forget Tang Yun's advice, and hurriedly pulled more people to borrow money from him...... If Scipio could pull a few people, Tang Yun even promised to give him greater convenience when repaying the loan. This is for the convenience of myself, this is the convenience of all the freeman slave brothers who push carts to sell vegetables, fruits and vegetables!

Kind! This man is really kind!

God above, bless this kind young man! Such behavior, such behavior...... This...... This is simply the Son who saved everyone from fire and water!

......

Naturally, all of the above was what Scipio, who took advantage of the "advantage", thought, but it was different on Tang Yun's side. Tang Yun is a member of the Federation, and the Federation has quite strict legal constraints on borrowing # loans. Normally, an annual interest rate of more than 25% is a wicked high #interest#loan.

And this time? This little note is simply a lawless high #interest #loan contract!

Borrowing 2,000 hills, the daily interest rate is 5%, and the annual interest rate is 36,500 hills, which has increased more than ten times at once! This is simply a high # interest # loan in the high # interest # loan! If such an act is known to the Confederacy...... Fortunately, Tang Yun touched his little heart, smoked two sips of hookah, and then sighed softly, Well, fortunately, there is no burning stake in the Federation.