Chapter 14: Lots of advice

Xu Yanlu mentioned to her on WeChat that when there was a year-end final account, there was no need to do anything else, but all personnel had to stay in the unit. Several young colleagues got bored and started playing interactive games, which happened to be a group of Xu Yanlu and Cheng Xu. She pointed to her waist vigorously and asked Cheng Xu to guess.

I don't know if he was intentional or really stupid, what swimming rings Michelin tires are coming, but he didn't say waist. Xu Yanlu was so angry that he stomped his feet directly, and the other colleagues were happy, only he looked like he was fine.

Chu Xi looked at the phone and laughed, but he was afraid that it would be rude to make too much noise, so he covered his mouth and stole fun in the back.

As soon as Cheng Xu raised his eyes, he saw Chu Xi in the rearview mirror, he looked unconvinced just now, but now he is smiling, and she is really a little girl.

After a pause, he still decided to take the initiative to find some topics to talk to others: "Is your personal department doing Greentown's mortgage recently?" ”

"I've been doing it all the time, but this year, the mortgage interest rate has been rising, the down payment ratio has also increased a lot, and many businesses that have done a good job have no scale to lend."

Chu Xi replied, thinking in his heart, he just moved to the new office yesterday and saw that they were so busy that he couldn't touch the ground, so he must not have noticed him, so he naturally regarded her as a personal department.

"Last year, the interest rate of the first home was lowered by 10 points, and now the benchmark has been raised by 15 points. The down payment also went from 15 percent to 20 percent to 30 percent. But even so, the person who bought the house still squeezed his head like buying vegetables. ”

Cheng Xu listened to her patiently and said frankly: "People who can afford to buy a Greentown villa must have more than one suite. The rising interest rate may not be as high as their credit card limit, what are you worried about! ”

Chu Xi didn't like to hear this, she didn't turn her head and didn't answer.

Seeing that there was no response, Cheng Xu said again: "Now banks are simulating profits to evaluate performance, and we don't necessarily have to suffer losses in the end when we work hard to send money." It's a good thing that customers have bargaining power, but banks are not charities after all, and we give our customers the combination of products they need, and the customers are willing to accept the rates and terms we offer, and that's the perfect win-win deal. ”

The air in the car seemed to be still, and neither of them spoke again until the car stopped.

Cheng Xu took Chu Xi to an industrial park, and the car was parked in front of a new energy vehicle company. The parking lot is still a long way from the company's office building, Chu Xi is afraid of the sun, and the sunscreen clothes and hats are tightly wrapped in magic towels, and he has been walking behind Cheng Xu.

Of course, in Cheng Xu's view, this is another manifestation of hypocrisy.

Taking care of the little girl wearing high heels, Cheng Xu slowed down and introduced the company to her: "Ludao is a wholly-owned subsidiary of a listed company, mainly producing new energy vehicles, and the company has about 500 employees. We are the first bank to intervene, and we plan to extend a credit of 100 million, and I have almost connected and implemented it in the early stage. In the future, I hope you can follow up together, cooperate with the products in our industry, and regularly organize publicity activities for the company's employees. There is also the payment of wages, which must be acted upon as soon as possible. If you can't keep busy, call someone else to help, and as for the performance, you can see the score yourself. ”

Chu Xi gasped, otherwise how could he always say that the Ministry of Enterprise was rich, and it would be hundreds of millions at every turn. However, she didn't want to be startled in front of Cheng Xu, so she paused: "Teacher Cheng? If it's convenient, can you teach me about the business of the Enterprise Department? Since yesterday, I have been transferred to your department. ”

"Huh?" Cheng Xu squinted and asked.

"Of course, I'll still do the things you just mentioned." Chu Xi immediately said, "I promise, I'm a good student, and I won't lose my face." ”

Cheng Xu chuckled, and Chu Xi generously stretched out his hand.

"Then, Teacher Cheng, I'll trouble you to give me more advice in the future."