"The girl values love and righteousness, and those who can make friends with the girl are blessed." The eighth master of the Buddha remembered all kinds of thrills in the capital.

Zhu Youning understood what he meant, and said gratefully: "Where, those are nothing." It's just that this time I worked for the eighth master, and the small material is of great use, I really don't want to go, and thanks to the eighth master's willingness to help. ”

The eighth master of the Buddha bowed his head and bowed his hand, and his body shook slightly with the carriage, "Girl, you don't have to be polite to me." I came after the girl, and as long as the girl commanded me, I would define it. What's more, this time the girl is for friendship, and what is rare is a small affection, how can it be a trivial matter? ”

The words of the eighth master of the Buddha entered Zhu Youning's heart.

In life, there are always some things that are more important than money and power.

Zhu Youning sent the eighth master of the Buddha back to the newly bought house, thanked him again before returning home, and asked Dou Wanwan to send a letter to her father and brother, so that the father and son of the Dou family could listen to Li Tuobei's instructions.

Li Tuobei's health gradually improved, but he still didn't find out who was watching outside the window, and when the Dou family's father and son came, he simply asked them to listen to the arrangement of Feilong Tang and Buddha jumping over the wall, in case something beyond his control happened in the capital thousands of miles away.

When he was completely healed, the depression of those days was also swept away.

People are like this, they can't think about it for a while. But when my body was better and my mood was clearer, I suddenly wanted to open it.

Could he be able to avoid Zhu Youning forever?

He is a gentleman, even if he can't help himself, he can do whatever he wants, Zhu Youning is not sorry for him, he is not only a little angry with others, but also too irresponsible.

The next day, Li Tuobei prepared a lot of fruits, vegetables and meat to go to Zhu Youning's house to eat.

Bai saw Li Tuobei, pulled him to sit down and said, "My son, you haven't come these days, Fu Ya'er said you are sick?" Are you feeling better? ”

Li Tuobei said with a smile: "It rained that day and accidentally contracted the wind cold, but now it is very good." What about Little Nine Sisters? ”

Bai Shi smiled: "Okay, I'll ask the kitchen to prepare your favorite food later, and I'll eat at home tonight." Fu Ya'er called someone under her in the afternoon to call someone away. It seems that there is something in business, and I still hear that it is critical. ”

Li Tuobei blinked, and said suspiciously: "What kind of big deal did Sister Xiaojiu do?" Or did someone from the Hangzhou Chamber of Commerce come to him? ”

Bai's heart jumped.

Zhu Youning is doing business in Chang'an Qianzhuang, except for their own family members, the Zhu family and Li Tuobei are hiding it here.

Li Tuobei was also too sensitive, and he was suspicious in a few words.

Bai Shi hurriedly diverted the topic and talked about something else.

Although Li Tuobei looks arrogant, he is a person with thick and thin, and he feels that Zhu Youning may have some secrets that he doesn't know. However, he was not angry at all, because he also had secrets that he couldn't tell Zhu Youning, so that the two of them were even, and he felt at peace.

It was Li Tuobei who chatted with the Bai family, as usual.

At this time, Zhu Youning was in the hall on the second floor of the Chang'an Restaurant, having a meeting with Fang Wenjing and several other shopkeepers.

"Owner, there are more and more people coming to withdraw the silver, it can't go on like this, even if we mobilize people to send the silver in a hurry, I'm afraid it won't be enough for the people to mention."

Fang Wenjing was already burnt out, his eye sockets were deeply sunken and the darkness under his eyes was obviously tortured.

Zhu Youning had a calm face, his eyes swept over the other shopkeepers in the room who were also unsightly, and finally looked at Fang Wenjing, and said slowly: "Say, what are you hiding from me, and how long have you been hiding it." ”

This sentence was like a slap in Fang Wenjing's face.

Fang Wenjing felt aggrieved!

When Zhu Youning opened the money bank, he was the humerus, whether Zhu Youning went south and north or later retreated to study, the money village was taken care of by him. What Zhu Youning can grasp is the general direction of the development of the bank, and to open a bank, how many things are more than 100? He has dealt with a lot of things, if he didn't have him, Zhu Youning would be able to sit in this position, and Chang'an Qianzhuang would be able to open branches all over the large and small towns of Hangzhou?

Now that Zhu Youning questioned him in front of the rest of the shopkeepers in this tone, the anger in Fang Wenjing's heart rose slowly, and he couldn't care about wearing the mask that he was used to being honest.

"I don't understand what the owner is saying. The big and small things I do are all through the hands of the owner, you command, I do it, where is there anything to hide? ”

"Really?" Zhu Youning saw that Fang Wenjing's mood was not good, but smiled, "Then can the shopkeeper tell me what our customer plans to do in a hurry to take the silver?" ”

Fang Wenjing was a little resentful: "It's not your family's money bank?" Miss's cousin took over the Zhu family's bank, and the interest on the Zhu's foreign deposits reached up to five cents, which was much more than one or two cents of ours. ”

As soon as these words came out, the faces of all the shopkeepers were very solemn.

The Zhu family is the richest man in Fuyang County, and it is a big family with a century-old inheritance, not to mention in Hangzhou Mansion, just talking about the one-third of an acre of land in Fuyang, the industries involved in the Zhu family cover almost the entire Fuyang, and all of them can come out on top.

The Zhu family opened this money bank to attack Chang'an Money Village, Zhu Youning, as the ninth lady of the Zhu family, didn't hear the news before, and now she actually came to ask them!

Everyone was invisibly mobilized by Fang Wenjing's words, and the dissatisfaction in their hearts was magnified, looking at the girl in front of them, everyone felt that the young man was really unreliable, and the young woman was even more unreliable, they were really worried about the future!

Zhu Youning saw everyone's expressions in her eyes, but she was not as indignant as Si Mo, Bai Ling, and Dou Wanwan behind her, and her voice still didn't even raise half a point.

"Can the shopkeeper tell me, why does the good Zhu family want to open a money bank?"

"How do I know! The proprietor came to ask me, why didn't you ask your grandfather! Fang Wenjing was indignant.

"Since the shopkeeper can't think of it, why don't I tell you!" Zhu Youning got up, his face turned cold, and the words fell to the ground.

"Before I made the arrangement, I already knew that there would be no other money bank to compete with us, because the more people who save money, the more interest they pay, and no one will be stupid enough to give people free money. This environment is the right thing for my next step. But now that the Zhu family has opened a money bank, this shows that something must have happened that changed the original pattern and made the Zhu family see the benefits. ”

Zhu Youning walked three steps in front of Fang Wenjing, although his height was not as high as Fang Wenjing, his momentum overwhelmed him.

"Shopkeeper Fang, why don't you discuss with me before you do something?"

"I ...... If I had discussed everything with the owner, the money bank would not have been able to open today, and I have not been giving the money bank ideas for the past six years! ”

"Fang Da's shopkeeper has worked hard, I don't deny it. But what you have done in the past six years is within my control, and the development of Qianzhuang has always been within my plan. And this time? Have I allowed you to lend money to Yalang as you like? ”

Fang Wenjing was speechless for a while.

During this period, Zhu Youning purchased a large number of livestock, agricultural products, raw products, silk cloth, grain and other daily necessities, and many people actively traded with Chang'an Qianzhuang under the situation that there were hundreds of wastes waiting to be revived, and many people had a backlog of goods in their hands.

There are too many ordinary retail investors, and many business-minded people think of being a tooth man, collecting goods from retail investors, and selling them to Chang'an Qianzhuang in Uni-President to earn the difference.

Although the price sold by those retail investors is a little worse than that of sending it directly to the bank, it saves the manpower and material resources wasted on the foot and road, and it is much simpler than sending it themselves.

Although the new tooth lang has a big mind, the silver available to him is limited.

Fang Wenjing felt that the increase in Yalang helped him a lot in his acquisition, at least he didn't have to talk to retail investors one by one, and Yalang had already divided the goods into three, six, nine and so on when he delivered the goods, which saved a lot of things.

Therefore, Fang Wenjing privately formulated a loan policy, Yalang can come to the money bank to borrow with three points of interest, without any collateral, use the silver to collect the goods and sell them to the bank, and then repay the principal and interest, the difference earned is still a lot, the accumulation is a lot, Yalang earns more, and the acquisition of the money bank is smoother, which is a mutually beneficial thing.

Fang Wenjing was very cautious, for fear that Zhu Youning would catch him if he found out, because although he didn't use Yalang to mortgage anything when he borrowed, he had to investigate people clearly, and only lend the silver to those who had a clean family background and no bad habits.

It was ten tooth lang to borrow, but six or seven could not borrow money.

As a result, these six or seven percent of the Yalang who need to borrow money have formed a huge demand market.

The Zhu family smelled the business opportunity and immediately transferred the Zhu family's money to the outside world, which was managed by Zhu Yanfeng, and lent the silver without choosing the identity of the borrower.

The most important thing is that Zhujia Qianzhuang has newly awarded high profits on deposits. The highest can reach five cents. It is more than double the current Chang'an money village.

The people of Fuyang naturally believe in the Zhu family.

Everyone came to Chang'an Money Village to withdraw money and transfer it to Zhu's house for higher interest.

The Zhu family took the silver saved by the people and lent money, and they could release as much as they wanted, and used the people's money to lend to Yalang, which was equivalent to doing a business without capital, and making a lot of money in a few days.

Old lady Zhu naturally won't tell Zhu Youning about things.

Fang Wenjing felt that he had made the most appropriate decision, and he didn't tell Zhu Youning.

Zhu Youning still saw that the Zhu family had opened a money bank, and ordered someone to investigate it.

However, at the same time, Zhujia Qianzhuang has become popular, and Chang'an Qianzhuang will also face more people who come to pick up silver, and more Yalang who needs to receive silver for delivery.

The situation is established, and now a crisis has been formed, and if it is not good, Chang'an Qianzhuang is afraid that it will be discredited and shut down.

There was a deathly silence in the room. Fang Wenjing still didn't feel that he had done anything wrong, and said with a stiff neck: "Over the years, I have done my best for Chang'an Qianzhuang, which everyone has seen with their own eyes. The owner came to blame me today, so he was not afraid of making everyone feel cold? ”

Zhu Youning said: "I have never denied the efforts and dedication of the shopkeeper Fangda. But who is at the helm of Chang'an Qianzhuang's business? I'm afraid the shopkeeper has forgotten about it, right? ”

"You!" Fang Wenjing said angrily, "The owner is going to unload the mill and kill the donkey? ”

"Shopkeeper Fang Da is too excited. Appears to be empty-hearted. Zhu Youning turned around and sat down in the first place, "The last meeting, how did the shopkeeper of Xia Da go, you and I both know in our hearts." I don't say it, it doesn't mean I don't know. ”

When Fang Wenjing heard this, his face was feverish, and his heart was very empty, and he couldn't help but look away.

Zhu Youning said: "Okay." Now is not the time to discuss this, and I don't say this to make Fang Da the treasurer how. I just want to remind you not to make private decisions in the future, the owner of the money bank is still me. ”

Everyone bowed their heads and responded in unison: "Yes." ”

Originally, Qianzhuang's business was very good, but it was because of Fang Wenjing's own ideas that he caused such a big crisis. If Chang'an Qianzhuang falls, they will have no place to receive monthly money, and everyone is a little strange in their hearts.

Fang Wenjing pursed his lips, his face was gloomy, and he was panicked.

He also has feelings for Chang'an Qianzhuang, and if he really let Qianzhuang fall because of his decision this time, he will also feel uneasy.

Zhu Youning said: "The Zhu family's money is so profitable, this business model is unhealthy and the interest rate is so high, sooner or later they will have to make ends meet, can they be expected to use their own money to fill the pit?" In the end, it is not the last batch of people who have deposited money?

"At that time, the people couldn't take out the silver, and the Zhu family's money was closed, and there was no loss in the left and right silver, but the reputation was stinky."

"Wouldn't it be better if it really stinks?" Fang Wenjing suppressed his embarrassment and said in a low voice.

Zhu Youning shook his head: "Whether the Zhu family stinks or not, that's their business." We still have to take a long-term view, and we can't just look at the small profits in front of us. The Zhu family's approach, they made a lot of money, but the market has been disrupted by them, and the last group of people who were deceived lost their hard-earned money. ”

As soon as Zhu Youning said, everyone's faces changed.

Fang Wenjing didn't expect that a move that once made him proud would actually make the Zhu family money village rise, which would lead to such serious consequences.

The more he thought about it, his face turned pale, and he said anxiously: "Owner, what should I do now?" ”

The rest of the people's faces were not much better, "Yes, owner, how to deal with it now?" ”

Zhu Youning lowered his eyes, turned the teacup in his hand and said slowly: "I can't continue to let the Zhu family's money village go on like this." ”

"What do you mean, owner?"

"The Zhu family's money must fall. And it's as soon as possible. ”

Zhu Youning stood up, and everyone immediately followed her steps.

Fang Wenjing took the lead and asked: "The owner already has a countermeasure?" ”

Zhu Youning nodded, turned around and said, "Next, please listen to my arrangement." Don't assert yourself anymore. ”

Fang Wenjing's face turned from white to red, and he was ashamed and indignant, but he admitted that he was at a loss, so he could only keep his mouth shut.

When Zhu Youning returned home, it was getting late.

As soon as I arrived at the door, I saw the lantern of the button meat holding the meat and standing at the door with its neck stretched out and looking out.

Seeing her come back, he immediately shouted inside: "Miss is back." And he came up to him.