Zhu Youning did not refute Old Lady Zhu's words to guess her identity, but said with interest: "Everything in the Zhu family's money village is owned by Chang'an Money Village, what do you mean?" Or what are your conditions for this acquisition? ”

Seeing that she did not deny that she was the owner of Chang'an Qianzhuang, Mrs. Zhu's thoughts became even more certain.

"My conditions are very simple, Chang'an Qianzhuang acquires Zhujia Qianzhuang, you don't need to pay a penny, I will give the entire Zhujia Qianzhuang directly to Chang'an Qianzhuang, I borrowed 1.5 million taels of silver from Chang'an Qianzhuang, and there is 300,000 taels of silver in it, and the interest will be topped with the 300,000 taels I deposited in Chang'an Qianzhuang.

"The remaining 1.5 million taels, the Zhu family money village lent a lot, and counted 1.5 million taels of loan notes to offset it."

"You mean to pay off your debts with a credit note?"

"Exactly." Old lady Zhu said again, "You also know that the Zhu family will lose in time constraints, if the Zhu family is given a period of time, and when the funds are returned, the Zhu family's money bank will not be like this...... Those loan certificates can recover the silver, and 1.5 million taels will be taken out of them to pay off the debts, and the debts between me and Chang'an Qianzhuang will be written off. ”

Zhu Youning nodded, did not say anything, and motioned for Old Lady Zhu to continue.

Old lady Zhu continued: "When I first set up the money bank, not counting the land and pavement, I invested a total of 910,000 taels of silver, of which 10,000 taels were personnel expenses, and 900,000 taels were used as the starting capital for the loan, and now these 900,000 taels, together with the 3 million taels of silver deposited by large and retail investors, have been loaned out. The IOUs add up to 3.9 million taels, which can be handed over to you.

"After Chang'an Qianzhuang took over Zhujia Qianzhuang, he counted out 1.5 million yuan to pay off the debt, and then counted 900,000 taels, and returned my capital to me, and I didn't want the rest, along with the interest of those loans, plus land, shops, and personnel. If you pay for it, you will pay for it, and it will be a lesson for the Zhu family. ”

Zhu Youning nodded, "What else?" ”

"Also, after the acquisition, all the income and debts of the Zhu family money bank will be owned by Chang'an money bank, and what you want to change the name of it in the future has nothing to do with my Zhu family, that is your personal property."

In other words, the task of dealing with the mob outside will be borne by Chang'an Qianzhuang.

Zhu Youning said with a smile: "What my grandfather means is that the income and debts of Chang'an Qianzhuang will be handed over to us. We took out 1.5 million taels of loan notes to pay off the debt, and then exchanged it for 900,000 taels for you, and our transaction will be settled in two? ”

"That's what it means." Old lady Zhu smiled and nodded.

Zhu Youning didn't speak, lowered his head and played with the tea bowl in his hand, and said after a while: "What if I don't agree?" ”

Old lady Zhu felt a fire in her heart, stood up angrily, and remembered that she had come to ask for someone today, so she suppressed her anger and tried to understand it with emotion.

"Nine girls, this condition has been opened so well, aren't you still satisfied?

"You get such a large shop, a storehouse, a lot of land and personnel for nothing, and you earn 300,000 taels of silver in interest, and you can also get a large amount of interest from loans!

"The most important thing is that from now on, only Chang'an Qianzhuang will be left in Fuyang!

"Do you know what price the people from the Hangzhou Chamber of Commerce offered me? They gave me 1,500,000 taels, and I didn't have to pay attention to the rest, and they were responsible for taking care of the aftermath. Why didn't I promise them?

"Because I can't forget the ancestral teachings of the Zhu family! Selling your business to the Hangzhou Chamber of Commerce is losing money to outsiders, and your surname is Zhu!

"The Zhu family can lose money, and I can also lose, but no matter how I lose my money, I can't damage the interests of the family. Even if I lose and you win, it's from left hand to right hand.

"I said something unpleasant, even if you overthrow me today, if you have the ability to inherit the Zhu family and provoke the big beam, I will admit it!"

Old lady Zhu said that at the end, she coughed violently.

Zhu Youning hurriedly got up to refill the tea for Mrs. Zhu, and waited on the side.

When Old Lady Zhu's cough subsided, she looked at Zhu Youning with a complicated face, both angry and relieved: "Why are you this girl?" ”

Of course, Zhu Youning understands that Old Lady Zhu has been focusing on cultivating the next generation of the Zhu family, and the "Gu Cultivation Method" inherited by the Zhu family has always been in the trial.

Sometimes Zhu Youning feels that she is a target set up by her grandfather, as if she is a "whetstone", and her grandfather has always erected her on the opposite side of the other sons of the Zhu family, using her to hone those people.

can be honed and honed, and the person who is honed is not a weapon, and the defeat is a mess, but it is she who wins.

It is not a weapon that is regarded as a treasure knife, but it is inadvertently made as a whetstone, how can Mrs. Zhu not be in a complicated mood?

Zhu Youning thought of Zhu Huating, thought of the current situation and customs analyzed in Yan Sui's reply, and then thought about the future, so he said with a smile:

"Grandfather, you misunderstood. Don't say anything else, you are my grandfather, you can't write two characters in one stroke, how can I watch the affairs of the family and ignore it? Besides, in the eyes of outsiders, you and I are grandchildren and a family, if you talk about any 'acquisition', wouldn't it be a joke for outsiders to see the Zhu family?

"What I mean, Zhujia Qianzhuang and Chang'an Qianzhuang are called 'merger' to the outside world, and Zhujia Qianzhuang will later be renamed 'Chang'an Qianzhuang Zhujia Branch', outsiders look good, and it sounds good, so as not to make people say that our Zhu family is unblemished, only recognize interests."

Old lady Zhu's anger has disappeared without a trace, and only surprise and admiration are left at this time.

Because Zhu Youning's hand is so beautiful.

In other words, he put gold on his face, and the benefits he deserved were not less, but he left a good reputation and maintained the unity of the family.

Although it was himself who was shaded, Old Lady Zhu had a sense of satisfaction that there were successors to the Zhu family.

Zhu Youning said again: "As for the interest on the 300,000 taels of silver when you borrowed 1.5 million taels from Chang'an Qianzhuang before, I won't earn you." After the merger, even if you are a component, you will be counted as a shareholder of Chang'an Qianzhuang, and you will have a share of the dividends at the end of the year of Chang'an Qianzhuang. ”

If you talk about the previous conditions, Mrs. Zhu was surprised that the Zhu family finally came out with a decent farewell, but the last sentence was a down-to-earth benefit, the 300,000 taels did not go to waste, but instead invested in Chang'an Qianzhuang, which is really an unexpected joy.

"You are really the owner of Chang'an Qianzhuang." Old lady Zhu smiled and sighed, without blaming, but the eyes that looked at Zhu Youning became more and more hot, and there was no deeper meaning.

Zhu Youning smiled, did not deny it, only said: "In business, don't blame your grandfather for the previous things." ”

"No, it won't. Didn't I say, if you really have the ability to stand up, the main vein of the Zhu family will be replaced by you in the future. ”

Zhu Youning shook his head with a smile and did not answer. Zhu Youning's family motto and family style Zhu Youning didn't like it.

However, now that the negotiation has become such a big thing, although the Zhu family Qianzhuang has lost a lot of money, this result can be regarded as a great joy.

For the first time, Mrs. Zhu's depressed mood in the past few days has been completely alleviated.

Standing up, he looked at Zhu Youning in a complicated manner.

He didn't expect that the owner of Chang'an Qianzhuang was really Zhu Youning. Based on the time that Chang'an Qianzhuang was in operation, and compared with Zhu Youning's age, he found that he had given it to a little girl for nothing several times in the past.

This kind of person turned out to be his Zhu family!

Old lady Zhu was very happy, and even the failure of the Zhu family's money village was temporarily ignored.

Zhu Youning said with a smile: "Grandfather, your face is not good, you must have a good life after you go back, since we have finished talking, we will go to the government immediately to go through the formalities when we go back." ”

"Good. Good. Old lady Zhu smiled and nodded.

"In addition, I think it would be better for us to hold a ceremony to spread the news of the merger, so that the people who withdraw the money know where to take it."

"Just as I want." Old Lady Zhu is now looking at Zhu Youning much more pleasantly, and her words are becoming more and more pleasing to the ear, "I'll talk to your uncles when I go back, and I'll also go and inform Governor Lu and Cai Zhixian that this matter needs to be done as soon as possible." ”

"That's what Grandfather said."

Zhu Youning and Mrs. Zhu laughed and went downstairs.

On a cold day, Zhu Youning shrank his neck coldly when he got downstairs, but the old lady Zhu was full of heat because of excitement, grabbed the cloak handed by the little maid and put it on, and urged the carriage back to Zhu's house.

Zhu Youning stood under the porch, watching the Zhu family's carriage gradually disappear into the dimly lit street corner in the evening, and then went back to tell the reserve car that she was also going home.

Since this matter has been decided, he naturally needs to tell his father, so as not to worry about the Zhu family's affairs anymore.

In order to solve the trouble, Mrs. Zhu started very quickly, and the next morning, Lu Zhifu and Cai Zhixian took the master to the door of Zhu's money village.

For the first time in many days, Mrs. Zhu straightened her waist and raised her eyebrows to speak, merging Chang'an Qianzhuang with Zhujia Qianzhuang, and in the future, the people can take money directly and take the deposit ticket of Zhujia Qianzhuang to Chang'an Qianzhuang to tell everyone.

As soon as these words came out, it was as if the water was low in boiling oil, and immediately everyone began to talk about it.

"At the beginning, Chang'an Qianzhuang said that it was for Zhujia Qianzhuang to redeem the deposit tickets, and the Zhujia Qianzhuang deposit tickets could be exchanged for Chang'an Qianzhuang, and at that time, maybe the two would merge."

"yes, it's ridiculous that we've been blocking the door here for a while."

"In that case, why didn't the Zhu family say it?"

"I guess I won't say it until I'm sure."

"But that's good. The credibility of Chang'an Qianzhuang is guaranteed, so many years, Chang'an Qianzhuang has always been very stable, never delaying and deducting, although it is said that Zhujia Qianzhuang and Chang'an Qianzhuang have merged, I still have to exchange the deposit ticket in the future. ”

"yes, I'm going to change it too."

……

When the people were talking, Mrs. Zhu had already smiled and talked to Lu Zhifu and Cai Zhixian.

"Fortunately, the deadline was not crossed, and these people will all return to Chang'an Qianzhuang to receive them in the future."

Governor Lu smiled, "Old lady Zhu has cultivated a good granddaughter." ”

Old lady Zhu was overjoyed when she heard this, and couldn't help laughing out loud.

Although the calculation is an account, the Zhu family money village is a loss this time, but if Chang'an money village refuses to take over, the Zhu family is likely to be copied by the government to calm the people's anger. Compared to raiding the house, this is already the best result.

What's more, after such an incident, it also made him completely understand Zhu Youning's ability and talent.

This granddaughter will be of different use in the future.

The plaque of the Zhu family money village was replaced, and the plaque with the face was hung up.

In the middle of the plaque are four gilded official books of Chang'an Qianzhuang, and four small characters of the Zhu family semicolon are written vertically in the lower right corner.

With the name of Chang'an Qianzhuang, now the people look at this shop and feel psychologically that the silver they have saved must have been settled.

**

With Chang'an Qianzhuang taking over, the group of people surrounding the Zhu family immediately dispersed. Although the reputation of Chang'an Qianzhuang is good, but the people have gone through two and three tosses, and some do not believe in Qianzhuang and demand that all the silver be taken out immediately, and Chang'an Qianzhuang also happily mentions the silver.

However, there are still a lot of people who withdraw money.

In just a few days, Cai Yuanjie had a string of fire bubbles at the corners of his mouth, and he ran to the house in a panic to find Zhu Youning, this time Zhu Youning's identity was exposed, and he didn't have to hide it.

"Boss, how can it be good to go on like this?" You must know that the silver in the hands of Chang'an Qianzhuang is also limited, and once it is impossible to withdraw it, the people who are surrounded by it can be exchanged for Chang'an Qianzhuang.

Zhu Youning said with a smile: "Don't worry, shopkeeper Cai. ”

"My owner, can I not be in a hurry, seeing that it is the end of the year, I counted the foundations handed over from the Zhu family's branch, and most of the Yalang will come back at the end of the year. Don't forget, when they bring back the goods, we Chang'an Qianzhuang will buy them, and when the time comes, won't what they give to Yalang all the silver for nothing? The people take it, the tooth lang wants, where is the silver in our hands enough to toss? ”

Zhu Youning couldn't help laughing, "Shopkeeper Cai is too anxious, don't forget, although we want to buy the goods brought back by Yalang and give the cash, what will Yalang do when he receives the silver?" ”

Cai Yuanjie was stunned for a moment when asked, and muttered: "They borrowed money from the Zhu family's bank, of course they went to repay the money." ”

"What is the name of the Zhu family money village now?"

"Chang'an Qianzhuang Zhujia Branch...... So the Yalang received the money from us, and they want to return it to us when they come back? ”

"yes. So ......"

"So most of the borrowing and payment can be offset, we only need to deduct the interest and pay the part of the profit. Owner, you're so clever! In this way, it doesn't take much silver at all to get past the Yalang level. ”

Cai Yuanjie's loud voice, and the sixteenth and Zhu Huating outside the door of the shocked wing room all looked over frequently.

Zhu Youning didn't care, and said with a smile: "As for the people who withdraw money, I believe they will stop withdrawing money in the next two days." After all, we give a lot of interest on deposits, who doesn't want to earn a few? The credibility of Chang'an Qianzhuang is here. ”

Cai Yuanjie nodded again and again, and said excitedly: "The owner, I really convinced you, in this way, we have collected all the goods we want at a much lower price than the market price, and we don't have to pay a penny, the Zhu family has helped to put it on, and we can transfer a large amount of interest after the merger, and Yalang also got the profits he deserves, and he will cooperate with us in the future, and we don't need much silver to do such a big thing...... This merger is good, the merger is good! ”

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