Zhu Youning followed the shopkeeper to a spacious box.

The decoration here is particularly elegant, a pot of precious bluegrass is placed on the table near the window in the inner room, a light green brocade tablecloth is laid on the table of the eight immortals in the ground, and four embroidered piers with mattresses of the same color are placed on the four sides.

Zhu Youning sat down at the Eight Immortals table, and the shopkeeper immediately respectfully poured a cup of tea for Zhu Youning.

The pale green tea soup is slowly poured into the white porcelain bowl, and a faint heat is emitted in the slightly cold late autumn.

Zhu Youning said with a smile: "There are no outsiders here, please sit down and talk." ”

Fang Wenjing excused himself, and finally sat down sideways at Zhu Youning's starting position, and took a bowl of tea that Zhu Youning poured for him with both hands.

Fang Wenjing said: "The owner also knows that the industry we have used the money from the money in the village has spread all over the years in all walks of life, and the branches have been opened all over Hangzhou, and in the first few years, we have indeed earned a lot of silver.

"But since three years ago, when the imperial court issued a ban on strict gold and silver trading, and only allowed to trade with treasure money, our business has become more and more difficult."

"I know about it." Zhu Youning smiled and nodded.

The emperor of the Great Zhou Dynasty was also interesting, he ordered that gold and silver transactions were not allowed, only treasure money was allowed, in fact, Zhu Youning agreed.

However, the treasure money of the Great Zhou Dynasty has always had a drawback, that is, every time the imperial court needs to buy something, it prints treasure money, but when it is really taxed, it refuses to collect treasure money, only gold, silver and grain.

In this way, the depreciation of the treasure banknote is very serious.

As early as when Zhu Youning was in retreat and studying, the Zhu family undertook the business of the imperial merchants that year, and the remuneration paid by the imperial court was half of the silver and half of the treasure money.

At that time, most of the imperial merchants, including the Zhu family, were for the huge benefits brought by the name of the imperial merchants, and they pinched their noses and accepted the treasure money paid by the royal family.

However, after the imperial court issued a clear decree three years ago that gold and silver were no longer allowed to be traded in the market, the depreciation of treasure banknotes became more and more serious.

Anyway, the power of "printing money" is in the hands of the imperial court, and what the imperial court wants to buy, it will print treasure money to pay the bill, and collect taxes without collecting their own printed treasure money.

This led to a great depression in business.

Gold and silver are not allowed to be used in trading, and in the face of treasure money that is worse than waste paper, who wants it?

Ordinary people and small traders began to barter. In fact, for these people, although their lives are inconvenient, the impact is not fatal.

But for businessmen, with real goods, in exchange for only waste paper-like treasure money, who will do such a loss-making business?

In the past three years, most of the shops and factories on the market have gradually ceased production. Including the Zhu family, even the cloth factory that Zhu Youning managed before has not produced cloth for a whole year.

A large part of the industries under Chang'an Qianzhuang have also stopped production.

The economic depression has led to the "Chang'an Restaurant", a landmark restaurant in Fuyang County, which has been closed for almost a year.

“…… The proprietor is really my incompetence. The restaurant is now closed in order to stop losing money. Our dishes and drinks are all first-class, plus manpower and material resources, all that can be recovered is waste paper, and we are panicking. I am also in charge of closing the business in order to stop the loss in time, and now the restaurant is generally used when the people under our Chang'an Qianzhuang come to the party, and they usually don't use it. ”

Zhu Youning smiled and nodded, "I know." After all these years of hard work, I make decisions, but when the upper lip touches the lower lip, it is you who really start to do it. Among them, how much hard work the big shopkeeper has paid, I have the same mirror in my heart. Especially when I saw the big shopkeepers outside. You brought those from somewhere else, right? ”

Fang Wen nodded respectfully: "Exactly, today I just want them to meet the owner." In the past five or six years, business is becoming more and more difficult to do, closed shops and factories abound, those shopkeepers outside are more or less lost errands, idle at home, very familiar with their respective industries, I have used a lot of effort to bring people together, in order to develop other industries under our Chang'an Qianzhuang.

"It's just that now the imperial court is in such a situation, it is not allowed to start with gold and silver transactions, and our Qianzhuang branches around the country have helped save a lot of silver, more than before, but now the business has basically stopped, we not only spend manpower and material resources to help people store, but also pay interest! And we have nowhere to use that silver, and we can't use it for our own operation as we did in the early years.

"This has been bothering you for a long time, and many of us can't come up with a reason for it. Boss, it's easy for you to come out and take charge now, so you can give a way and you can't go on any longer. ”

When Zhu Youning heard this, he nodded with a smile and did not answer immediately.

In fact, the reason why Fang Wenjing said so much is that there are only four main ideas to express.

First, he wanted to tell her that he had done a lot of work over the years, opened so many semicolons, and purchased a lot of properties, and he was a hero.

Second, the loss of business is really not something he can control alone, although the previous property and other shops are now closed, but the efforts he has made cannot be erased.

Third, now the business under Chang'an Qianzhuang has generally lost money, and what he revealed in his words means that the managers and treasurers below are already very dissatisfied with this matter.

Fourth, and most importantly, he wanted to tell her that their more than 20 experienced treasurers had not come up with a reason for a while, and that she, a young girl who had been in retreat for six years, needed to give them an explanation if she wanted to continue to sit in her position.

Zhu Youning smiled lightly, her plain white fingers twisted the lid of the bowl, gently brushed the light green tea soup, she lowered her eyes and took a sip, and said with a smile: "This tea is not bad." ”

Fang Wenjing tensed his nerves, he didn't expect the answer he got to be so evasive, giving him the illusion of swinging his fist on cotton.

Fang Wenjing smiled respectfully: "I know that the girl loves to eat Longjing, so I specially prepared it." ”

Zhu Youning gently put down the tea bowl, "I know what you said." I'll figure it out. ”

Fang Wenjing was stunned for a moment, then nodded and said "Yes", and couldn't think of how to continue to ask for a solution for a while, as if the excitement and sharpness when Fang Cai spoke had been wiped out by Zhu Youning's nonsense.

"Owner, if you have time today, do you want to see the four most powerful treasurers first?"

Zhu Youning smiled and nodded: "In that case, let's invite them in." ”