Chapter 6: Online Loans

The young man was wearing a shirt and trousers, and his tie was torn off diagonally, and the whole person looked very decadent.

He leaned against the wall and whimpered, he must have drunk a lot of alcohol and a lot of vomit around the toilet.

When he saw someone come in, he looked up at me, said he was sorry, and then quickly stood up against the wall. As he walked past me, I smelled a strong smell of alcohol on him, which was very smelly and smoky.

The young man returned to the living room, and he sat on the sofa with red eyes, looking directly at the chandelier on the ceiling, as if thinking about something.

He suddenly asked me, "Is it nice to be hanged?" ”

I also looked up at the chandelier: "The body is suspended in mid-air, you can't go up or down, you can't hold anything, even if you regret it, it won't help, this kind of taste, do you say it's comfortable?" ”

"That's okay, I chose to take medicine." The young man was a little lucky: "However, it turned out to be uncomfortable after taking medicine, a whole bottle of stomach, groggy, I wanted to die and couldn't die, I slept and woke up, I couldn't move when I woke up, and it took a long time to die." ”

When describing all this, his expression was calm, and there were no ripples to be seen.

I sat down next to him: "Isn't it good to be alive?" Why are you taking this path at such a young age? ”

He didn't speak, just sighed.

I asked him what he was called, and the young man said, "You can call me Xiaowei." ”

Sitting side by side with him for a while, I tried to talk to him, and gradually he let his guard down on me.

He was an only child, and after graduating from college, he stayed in the city to work, and his parents bought him a house, which is a higher starting point than many of his peers. The house is a down payment, and the monthly payment needs to be repaid by himself, so he is actually still under pressure.

However, this kind of pressure is far better than those tenants, earning money to pay off the mortgage, and the house will be their own in the future.

Therefore, Xiaowei is very active at work, more serious than many people, and he is full of enthusiasm for the future.

He had a house at a young age, Xiaowei successfully got a girlfriend, and as soon as the two of them were together, they were ready to go home to see their parents during the New Year, and they looked forward to the days to come, Xiaowei was happy every day.

He was originally an extroverted young man, and even if he encountered something unhappy, he would not take it to heart.

Who knows, his life will eventually change because of one thing.

It was late at night, Xiaowei worked overtime until twelve o'clock, dragged his tired body out of the unit, and was about to take a taxi home, when he received a message on WeChat, which was sent by a high school classmate who had not seen him for many years.

The WeChat didn't say anything, just said hello, and Xiaowei replied calmly, not going to his heart.

The next day, the classmate called and said that he was also in the city and wanted to make an appointment with Xiaowei to meet. After the two met, they had a meal, and Xiaowei learned that the man was now in the investment business and made a lot of money.

Seeing that he was about the same age as himself, but he drove a luxury car, Xiaowei was naturally very envious.

From Xiao Wei's eyes, the classmate saw something, and he told Xiao Wei that he had a project in his hand, and if Xiao Wei was interested, he could take him to do it together.

As soon as Xiao Wei heard it, he immediately asked him what it was, and the man told him that the project sounded really good, and Xiao Wei hurriedly asked how to cooperate.

The man thought for a while: "The start-up capital of this project is one million, and if you want to invest in shares, you will get at least 200,000." ”

Xiaowei has just joined the work for a short time, the salary is not very high, and he has to repay the mortgage every month, although 200,000 yuan does not seem like much, he can't take out so much money at all.

Seeing Xiaowei's embarrassed face, the classmate introduced the benefits of this project, which is said to be a million profits, as long as you invest, you will definitely return to the cost within a year.

Then he sighed: "Such a good project, it's a pity, you can't get this money, I have to find someone else." ”

Xiaowei was a little disappointed, he really had no choice, his parents had already emptied all the money in order to buy a house for him, and it was really unreasonable to ask them again.

Seeing this, the classmate's eyes rolled, and he thought of another way out for Xiaowei.

That's online lending.

Xiaowei has heard of this thing, the interest rate is very high, and the terms are very harsh. Although the working hours are not long, I have learned from the news and Weibo that this thing cannot be touched at all, as long as it is touched, there is a lot of trouble.

"Don't worry, what I introduced to you must be stable. We've been classmates for so many years, don't you still believe me? ”

Xiao Wei was also a ghost at that time, and he felt as if he had been drugged, so he listened to him all the time, and in the end, he actually nodded and agreed.

The online loan of 200,000 yuan, after Xiaowei paid a large amount of handling fees, took out the loan without much trouble.

After the money was taken, Xiaowei and the classmate started their own business in a hurry. He is a college student who has just entered the society, he doesn't know much about anything, he is completely crossing the river by feeling the stones, and he can only rely on that classmate for everything.

But two months later, the classmate suddenly disappeared and disappeared from the world.

The phone was not answered, WeChat was not replied, Xiaowei was anxious and went to his company to find him, but those people said that he had resigned a long time ago.

Xiaowei was completely stunned at this time, with an online loan of 200,000 yuan and an interest of tens of thousands per month, he originally thought that he would not have to be under so much pressure to return the capital within a year, but now it is good, the money is gone, and the interest has to be repaid.

When it came to the day of repayment, Xiaowei couldn't pay it at all, but the loan company was urging the money all day long, so it was overdue, and finally those people came to the door, Xiaowei looked at the bill, and he wanted to repay more than one million.

He was shocked, how could there be so much money!?

After those people calculated it for him, he finally understood that he had fallen into a loan trap, and when he signed the contract, he didn't recognize the full set at all, and his classmates patted their chests on the side and said that it was okay, so he relaxed his guard.

Now it seems that he really has too little social experience.

However, the big mistake has been made, and those people say that if Xiaowei doesn't pay back the money, he will call everyone he knows.

Xiaowei was so confused that he didn't dare to tell anyone around him, and his girlfriend asked him what was wrong, and he didn't dare to say it. After a long time, his girlfriend quarreled with him, saying that he must have something to hide from himself, Xiaowei finally broke out, saying that if you can't stand it, break up with me!

Actually, he has long had this kind of plan, after all, now that he is like this, the other party will not be happy with him. When his girlfriend heard this, she cried and left, and Xiaowei felt very uncomfortable.

It didn't take long for him to hear that his girlfriend had found a new partner again, and he had already broken up, and no matter what happened to him, it had nothing to do with him, but Xiaowei felt uncomfortable in his heart.

The online loan called him every day to threaten him, Xiaowei broke down, so he managed to get a bottle of sleeping pills and swallowed it with beer......