Since Hongzhan came back, he gave a small suggestion to Gu Min's shop.

One of them is whether to set up a money bank in Jiangnan and lend money to those who really need silver.

As for the interest rate, it is lower than that of ordinary banks.

As soon as he heard that he was engaged in a money bank, Gu Min was a little unhappy.

How to say it, before Hongzhan lent money to others with a very low interest, it was a momentary urgency, and there was no expansion to do it, so naturally no one would find trouble.

However, if you make money, it will not work.

You're opening the door to do business, Klook is wide.

On the one hand, there are people who borrow money and don't pay it back, what should they do?

On the other hand, if you hinder others from making money, will they let you go?

Everyone else is out of nine, and you make a little money, and when the time comes, will you be able to drive it?

No way!!

And maybe, it will be played by someone else, so it can't be drawn.

I love all the silver of the white flowers, and no one will get along with the silver.

"Hongzhan, your idea is good, but can it work? Or, let's do it another way? ”

Gu Min and Hongzhan discussed.

"E-niang, what do you mean?"

"You can open a Daqing bank or something, and when the time comes, it's all up to the official.

As for the silver in Xinghua Village, it can also be deposited in the bank at that time.

However, if you want to save money, it is better to give some interest, but you can't save money upside down like a bank. ”

In ancient times, most merchants would not put money in the bank, because they had to pay a deposit fee.

That's a lot of money.

Therefore, many people chose to lend privately, and then, the money bank appeared.

"Daqing Bank?"

Hongzhan frowned when he heard this.

"Yes, in fact, at the beginning, we will run one in the capital first, and when the time comes, we can do some in Yangzhou, Ningbo Mansion and the like.

If you come to store, then we will keep the confidentiality for our customers.

If it is a large customer, you can also enter our yard specially prepared for large customers to handle all affairs to ensure safety and security.

The bank can then raise a series of auctions.

Of course, the most important point is that banks cannot be affiliated with the six departments.

Otherwise, the household department and the military department need money and attack the bank, which is not wonderful. ”

In fact, many women in the capital still have a lot of private money.

Therefore, Gu Min said, "You can also specialize in a small women's treasury and set up a waitress to entertain you."

Then you can also issue a limited number of customized models such as court heads and court jewelry every year, which are only open to the ladies of our Daqing Bank.

Of course, if these ladies want to keep it secret, then they can also exchange it for other preferential measures.

For example, you can get priority access to the properties we auction and so on. ”

Whether in ancient or modern times, you can't underestimate a woman's ability to spend and manage money.

You know, if you want to lend money, you first have to have a deposit.

Where does the silver come from, and it doesn't depend on the common people to bring in the silver?

"That's a good idea, my son is going to sum it up with someone?"

After Hongzhan listened, he said to Gu Min.

"Okay, there are some things, discuss with your sister more, Hongjun and them, where can you do it alone, hehe.

Three gangs of a hero, right? ”

Hongzhan smiled when he heard this, and then said, "Eniang, in fact, Hongzhan doesn't like to associate with me very much. ”

When Gu Min heard this, he was shocked, although Hongjun's body was not very good, but he was named the son of the world early.

Gu Min remembered that in history, it seemed that it was the youngest son who inherited the thirteen titles later.

But which one it is, she really doesn't have any imprint.

Now, a lot of history has changed, and as for what Hongjun will do in the future, Gu Min really doesn't know.

However, Gu Min still knows Hongtun's psychological status in the thirteenth or fourth master.

Now Seventeen works directly in the house, after all, after waiting for so many years, his daughter-in-law is pregnant, and he is very nervous.

Because it is related to the heirs, it is still a descendant, so the fourth master is embarrassed to assign too many tasks.

In Gu Min's opinion, Hongzhan and Sixteen don't have much contact.

Especially at that time in Jiangnan, the Fang family was cooked.

Although it was thirteen who cooked the Fang family.

Although the pier of Fangjiabai is sixteen blessings.

However, Sixteen didn't know at all, and Gu Min didn't believe it.

It's just that Sixteen opened his eyes and closed his eyes, and there was silver in the bag anyway.

After all, at that time, the fourth master emptied the gold and silver treasury of Zhuangwang's Mansion for decades.

Zhuang Wangfu is the sixteenth master, but it is not easy for him to deal with those side branches.

Naturally, gold and silver are needed to subsidize it.

It is estimated that the husband and wife are also negotiable, and it is best if there is nothing to do.

If the incident happens, it will be the wife who will take the blame.

Sixteen eats at most a hanging.

It's much better than him to bear it.

It is impossible for the fourth master to let him divorce his wife, Guo Luo Luo's fourth master can't look down on him anymore, and he is also pointed out by Kangxi himself.

Therefore, in this case, it would be strange for Sixteen to say that he did not have Hongzhan in mind at all.

On the contrary, the relationship with Thirteen Seventeen is kinder.

But who would have thought......

"Eniang, don't be nervous, don't worry, Hong Jun is not just faint with me, he is the same as others, no one has a particularly good relationship with him, or is particularly bad."

Hongzhan comforted Gu Mindao.

"Is Hongli too?"

If that's the case, then you'll be relieved.

"The relationship between Hongjun and his younger brother is okay, Eniang, where will Hongli and Hongjun intersect.

The son and Hongjun are still half classmates, but Hongli, hehe.

Eniang, this, in fact, you don't need to worry.

The son does errands according to his conscience, and there are some things, let's not be overly concerned about them first. ”

Hongzhan comforted Gu Mindao.

The next day, when the big cat entered the palace, Gu Min told the big cat about the Daqing Bank, and then said a little worriedly, "Good girl, you said, if your brother has a perfect plan, will he be impeached by the imperial history at that time?" ”

To tell the truth, let alone now, even in the past, the fourth master was not the kind of person who supported businessmen.

Now, Hongzhan proposed, will the fourth master deduct points?

In addition, before, he was not good at taking care of the palace affairs, and I don't know if the fourth master will use the topic to play to reprimand Hongzhan.

"Eniang, you can't be like this, you're afraid of wolves and tigers, if you want to talk about it, are you willing?"

The big cat said speechlessly.

Although she listened to it, she was not supportive.

But she felt that Hongzhan knew more about things in the court than herself.

And when Hongzhan proposes it, it will definitely be perfected.

Although Hongjun and his younger brother are not in the same group, Fuyi is!!

Moreover, the little lion's head is not covered, but he didn't use his cleverness on the right path.

What if Hongjun pulls up the lion cub and Hongjiao?

The big cat felt that he had to buy a house for his younger brother outside the palace, otherwise, some things would be discussed in the palace?

In the palace, there are no secrets!!