Chapter 784: It's very difficult to be a human being
"It's ridiculous that I often laugh at Gu Eniang's stupidity, but now it seems that Gu Eniang may be the one who sees everything the most."
Otherwise, Eniang would not have befriended Gu Eniang in the future, and would not entrust herself and her sister to her.
She will not hand over her dowry Zhuangzi and shop to Gu Eniang, and let Gu Eniang help with it.
"Having a pet and a child is naturally a blessing for a woman.
Sometimes, however, the blessings are too great to bear. ”
For example, Seventeen Fujin, he Ta La said silently in his heart.
"The concubine thinks that it is very good to be like Gu Eniang, but she is not favored, but she has children who are filial and her children are safe.
There are all grandsons and granddaughters, and in the future, there will definitely be no shortage of grandchildren and granddaughters.
Besides, no matter how hard she and Huang Ama quarrel, the big guys know about it, so what?
Isn't she still her concubine?
Compared with Concubine Qi, Concubine Jing is much happier, more freewheeling, and much more comfortable. ”
"Yes, I'm lucky to be lucky!!"
Fuyi nodded in agreement.
E-Niang is now eating ingots and candle incense, and Gu E-niang gnaws and gnaws on chicken feet and hooves every day.
Although it is not beautiful or elegant, at least it is not to mention how moisturizing it is in that little day.
What Fuyi didn't know was that he felt that Gu Min, who had lived a nourishing life, was having a headache about his son.
She had just received a letter from the big cat from outside the palace that Hongzhan had been brought to her.
After conducting field investigations in Jiangnan, Hongzhan found that there was still a lot of money flowing in Xinghua Village in various parts of Jiangnan.
Generally speaking, when a quarter arrives, all the liquid silver, purchase silver, and personnel expenses needed by the shop are reserved, and then all the others are packed and sent to the capital.
Don't look at the food that sells, because the marketing is done well, plus the taste is good, there are both north and south goods.
Although a shop doesn't seem to have much money to send to the capital in a quarter.
But forty or fifty shops add up to a quarter's worth of silver, which is really considerable.
When Hongzhan heard Xiao Hulu mention it, he was also taken aback.
If you don't pay attention, you will become the son of a rich man......
Therefore, Hongzhan planned to use the surplus silver to do some "small business".
And the so-called "small business" is to lend money to some merchants!!
It is said that these merchants were picked by Xiaohulu to help Hongzhan, and they are all honest merchants.
And what I did before was industry, and it was all the kind that was steady and steady.
Borrowed silver ranged from 5,000 to 10,000......
"Borrow so much? No, those shops in Jiangnan have so much turnover? ”
Although the profit sales of dim sum shops are good, the profits are very thin.
Especially in Jiangnan, there are actually a lot of dim sum shops in Jiangnan.
Many shops do not open chain branches like Gu Min, but some of them have been open in their own Fuzhou for dozens or hundreds of years.
Therefore, when the shop first entered the Jiangnan provinces, it really didn't make much money.
In the first year, if you don't lose money, it's a great thing.
And then earn so much now?
"Eniang, our shop has been in Jiangnan for several years, plus the help and publicity of Boss Zeng and others.
Although there is no street knowledge, the business is really good.
Otherwise, like Yangzhou Mansion, why should we open five stores? ”
The big cat thinks that E-Niang doesn't look at the account books every quarter and every month?
How do you ask such a stupid question?
Or, is E-Niang really just "looking" at the account book?
There is still a difference between looking at the account book and "looking" at the account book!!
"Isn't this Jiangnan's bookkeeper, and you take care of it, I just need to know about it, where will I know so clearly."
Gu Min said with a little weakness.
To tell the truth, at the beginning, she was really looking at the account books carefully.
However, after a long time, there were many account books, and there was a big cat in charge, so she was relieved, so it was also a matter of coping......
What's more, she thinks that dim sum shops have off-peak seasons, and as long as the turnover of last year and this year is not different by 5%, it is normal.
So, she was a little slack.
When this child grows up, he still has to learn to let go!!
The big cat rolled his eyes at the sky, and then said, "That mother, after that, do I still want to send you a copy of the account book?" ”
When Gu Min heard this, she knew that her daughter was a little angry, and immediately said, "It's better to give it away, I can flip through it when I have time, hehe, in the future, there will always be some to be handed over to your brother and daughter-in-law, hehe."
By the way, big cat, this Hongzhan lent out the silver, how much do you think it can be recovered?
How risky is it? ”
Let's change the topic, these days, it's very difficult to be a mother!!
The big cat glanced at Gu Min, and then said, "The harvest will definitely be recovered, on the one hand, those merchants don't borrow much silver."
The small gourd has also been checked, and those merchants all have land and land.
So, I'm not afraid.
It's just that there are more merchants who have borrowed, so when you look at it, you can see more silver lent out.
However, if you collect it, you will definitely be able to collect it, and this Eniang can rest assured. ”
Originally, Xiaohulu would not have thought of lending money to some merchants.
It's just that when she saw that some merchants wanted to sell their fields and land because they wanted to raise money, and they were also pressed down by some underground loan sharks, she thought that maybe she could mobilize the silver deposits in Xinghua Village.
Whether it's Jiangnan or Beijing, those money villages are all out of nine.
She knows her master's personality and likes to earn money, but she is definitely not the kind of person who earns all the money.
Therefore, he discussed with Hongzhan and began to lend money to others.
You can mortgage your land and house, and you can borrow 5,000 to 10,000 yuan, depending on your own needs.
If you borrow 5,000 taels, you will really give 5,000 taels, and you will never give 4,500 taels.
As for the interest, it is not calculated on a daily basis, but on the date of the return trip.
The most important thing is that the interest rate is not high, only 5 percent.
Strictly speaking, there is only one-third of other houses, and the most important thing is that the credibility is guaranteed, so there are quite a lot of people who borrow silver.
The more people borrow, the more you can choose from.
This is also what the big cat said, I am not afraid that people will not pay it back, because there are land mortgages!!
"Wouldn't this have a bad impact on your brother? What if someone catches the handle and says something? ”
Gu Min was worried about this.
Although the big cat said that it was the little gourd that came forward just now.
But who doesn't know that Xinghua Village is Gu Min's, and Hongzhan is Gu Min's son.
"Eniang, do you think my brother would not have thought of this? Naturally, I thought of it.
Since I thought of it and done it, I naturally won't be afraid of impeachment by others.
What's more, if the prince on duty is not impeached by the imperial history, it is not normal.
I think back then, Huang Ama was not a diligent errand, as for the impeachment of those imperial histories, Huang Ma Fa will let Huang Ama go to the road to defend himself.
After defending yourself, what to do is to go through the process. ”