"No, it's just that I'm a little curious."

"I heard you're taking the Imperial College exam?" He Hongying asked curiously.

"Yes, the exam hasn't started yet, and the exam will be in more than a month." Wu Xiaoqiang nodded and said, I can't participate until the entrance exam, Wu Xiaoqiang feels that there is no problem with a few basic subjects, but the English is slightly worse, but fortunately, most of the players in the team are British, and his English level has improved a lot now, plus a good amount of words, but I don't know if I can pass the test, I can only do my best.

"In the future, we will all study in London, I studied at the London School of Economics and Political Science, and now I am studying, let's see who is more powerful." He Hongying nodded and said, this Wu Xiaoqiang is a little different from what he thought, "Are you used to coming to London?" Do you want my sister to help you? "He Hongying is nearly a year older than Wu Xiaoqiang.

"Thank you, except for the food that is too unpalatable, everything else is fine." Wu Xiaoqiang said helplessly, these young ladies are always pestering him, the purpose is to find a chance to regain face, Wu Xiaoqiang avoided her as much as possible.

"Hehe, then you can invite me to a big dinner today, I know there are good places to eat around here, isn't the salary of your players very high? It's no problem to treat me to a meal. He Hongying looked at Wu Xiaoqiang and said with a smile, how unpalatable the food in London is, no one knows what Wu Xiaoqiang can do except nod. If you treat my sister and me well, I can teach you some exam skills, and I am still familiar with the British exam. Wu Xiaoqiang nodded, of course it is good to have someone to point out, "But you still have to fight with me, I was very unconvinced by the last loss." Wu Xiaoqiang was depressed, this girl hadn't forgotten what happened at the beginning.

"Well, I'll look for you when I have time that day."

"You'd better come to me, I know you're very perfunctory, if you don't come to me, I'll come to you when the time comes." Listening to the other party's words, Wu Xiaoqiang looked at her depressedly, it seemed that this matter could not be good, and he didn't understand that He Hongying was eyeing him, and he ran to the UK, but instead fell into her trap, extremely depressed. I don't know where this He Hongying found the information, there is really a Chinese restaurant nearby, after two people entered, the waiter came up to order, obviously the other party did not expect that it was two Chinese who came over, the price of Chinese restaurants in London is very expensive, and the average international student will not choose to come here.

He Hongying seemed to be very familiar, and quickly ordered the food, Wu Xiaoqiang had no choice, He Hongying was a strong girl, she liked to make her own decisions about everything, and Wu Xiaoqiang on the side could only look at her.

"It's been almost a month since you've been here, have you gotten used to it?" He Hongying asked with a smile, as if she had forgotten when Wu Xiaoqiang knocked her down.

"Fortunately, it may take some time to get used to it." Wu Xiaoqiang thought about it and said, in fact, he doesn't like London very much, mainly because he is too unaccustomed to eating, everything else is easy to solve, and financial matters are also very annoying, he needs to spend time learning everything here, after all, he is now a high-income person in the UK, and he needs to deal with his financial problems.

It seems that the salary is very high, but in fact, even if it is average, there are a lot of fees that need to be paid every month, in addition to the commission for Coach Tong, it is a variety of miscellaneous expenses, of which taxes account for a large part, almost 40%, which is much higher than in China, and there is no benefit, plus the management fee handed over to the club dormitory (cleaning money. In fact, the rest of the month is only a few thousand pounds, which is only possible when he eats and lives at the club, and the food here is unpalatable.

"Here is different from our country, their tax system is very standardized, and will pay taxes as required, the management of the law is also very strict, we are international students because there is no fixed job is a little better, the tax bureau will not pay special attention to us, but you as a player not only have a fixed income, but also a high income, the tax bureau will keep an eye on you." He Hongying said with a smile.

"How do you know so much about this?" Wu Xiaoqiang asked curiously.

"That's what I learned, specializing in finance, especially their tax system." He Hongying said proudly.

"Then you can tell me a little bit." Wu Xiaoqiang became interested, he had never known much about this tax deduction, in short, he had a special headache when he got the tax bill.

"In fact, it is very simple, it is to use the income of high-income people to support a huge social system, when your income is high, you can do two things, one is to invest in a business, so that income and taxes are hedged, and there is no need to pay taxes repeatedly, and you will also reduce taxes in your current income, and the other is to invest in businesses and raise more people, so that you can also get tax reductions. As an old imperialist country, their financial industry is extremely developed, except for Wall Street, it is estimated that this is here, for investment, the British are very good at it, for example, now your salary is 20,000 pounds, then you normally need to pay 4,000 pounds in tax, but you need to pay the salary to the broker, that can be reduced by a part, if you invest 6,000 pounds now, then you can deduct tax according to the lower level of 14,000 pounds, but if you have other investments in it, You will lower the tax again, to put it bluntly, they encourage investment and start a company, and bear the responsibility for the society, as long as you can do it, you can pay less tax, of course, when your investment generates income, you must also pay tax, but this part of the tax and your original investment part of the hedge, because you will get far more than you pay. He Hongying said triumphantly, looking at Wu Xiaoqiang's experienced look, she finally found something that Wu Xiaoqiang didn't understand, and he still had something better than him.

"Then can you tell me who I can invest in and handle my accounts?" Wu Xiaoqiang asked after thinking about it.

"You'd better find a law firm that can provide financial services, and then find a law firm that can monitor your accounts and financial services companies, then it's safer, and you can spend less, according to your current income, if you can pay 10,000 pounds a month, you won't pay much tax a month, and you can still get income, you can choose the way of year-end, according to the annual settlement, when your income is too high, they will help you make more investments so that your taxes continue to be lower."

"Then my money is not out of my control, it means that all my money is managed by other people." Wu Xiaoqiang asked curiously, "When I want to use the money to buy a car or buy a real estate, the money is all controlled by the other party, and I don't have a penny of cash in my pocket." ”

"You don't have to worry about these, at this time the law firm is going to work, you can have your money from the financial company, so that you can also avoid taxes, and spend your own money, the law firm will supervise that your funds will not be misappropriated, without your credit, it is impossible to use, you can deposit the money in the safest Swiss bank, the entire account will be clear, and it is difficult for the financial company to cheat or operate these." He Hongying said with a smile.

"Can you help me plan that? Since I have paid taxes on all this money, it is better for me to invest it and let him gradually increase in value, and he will be able to get more benefits for me in the future. Wu Xiaoqiang thought for a while and said.

"You're not stupid, you're much smarter than the other people who came over, they just want to be able to get more money back, but in fact they are losing money, because they pay too much tax, the role of finance is to dodge these systems, let your losses and gains hedge to get more things, the more money you have, the more you get, which is why many people want to set up trust funds, the main purpose is also to reduce their losses, so that the appreciation to help their own lives, this is the right choice, For example, if you pay 8,000 pounds of financial products, you will not pay taxes when you do not generate income, and when you generate 1,000 pounds of income, you will be taxed according to 1,000 pounds, invisibly, you will have a lot less taxes, of course, the higher your income, the more taxes you will pay, but when you use it to invest, or in the case of trust funds to generate income, your capital will become larger and larger, and the taxes you pay are not so much, which become your industry. Listening to He Hongying's introduction, Wu Xiaoqiang understood these things a little, "But I'm still studying, I don't have a formal business license, I can't do these things, you can only rely on yourself to do it." He Hongying smiled.

"Mission, investment income of more than 5 million pounds in two years, successful mission to obtain 10,000 experience points, 20,000 gold points, 50 intelligence points???????" Listening to the system suddenly give a huge task, the various experience points and benefits that can be obtained in this are simply terrifying, more than twice the income of their own leveling up to now, but how to do it with 20 million pounds, this is hundreds of millions of funds, how can you get it? Thinking of this, Wu Xiaoqiang has a headache, so he needs to invest at least 50 million pounds or more to meet such a high income requirement, should he take this task or not? Do you want to challenge yourself? This is a big task, if he can't do it, it seems that there is nothing, but it is to return to the original point, Wu Xiaoqiang thought about it and decided to take this task, although the loss if he can't complete it is also very large.