Chapter 888: People are Poor and Short-minded!

"Good evening, both of you!"

Wang Jian smiled kindly and was generous.

"The dog is stupid and can't speak, he can't do any trivial things when he is explained, and his brain is really stupid!"

Saying goes.

Reach out and don't hit the smiley person.

What's more, after all, Wang Jian is a person with status, a well-known real estate tycoon, and a super-rich.

He has always said that he has nothing, and he sets a small goal for business, and he makes 100 million yuan first.

Such a businessman is hugely rich, and he still has to give some face.

What's more, as soon as Wang Jian opened his mouth, he greeted him again and scolded his son for being ignorant.

If buying and selling is not benevolent, you can't make the relationship awkward because of this trivial matter, right?

So......

Tang Xiao and Wu Jie shook hands with Wang Jian one after another.

Wang Jian secretly let out a long breath, a lot more relaxed.

I'm afraid that Wu Jie and his wife will show him a look as soon as they meet.

But now it seems......

The benevolent and kind-hearted couple is not so small-bellied, but still open-minded and generous.

"Because of the muddy boy's cheat, I deliberately flew here overnight, and I hope to say something clearly in person, so as not to have unnecessary misunderstandings together, can it be convenient to borrow ten minutes from two people?"

Wang Jian's tone is modest and polite.

In this hall, there are people from both groups and employees of the hotel.

It's only 10 minutes...... It doesn't seem like a big deal.

"Okay! There's a café next to it, let's go talk inside!"

"Okay, thank you so much!"

Wang Jian immediately made a gesture of respect.

His secretary assistant naturally rushed to clear the venue and asked the hotel to prepare drinks and snacks and the like.

After taking a seat, Wang Jian did not rush to clarify or apologize.

As a matter of routine, he asked Old Man Tang's body, greeted Wu Jie and Tang Xiao's parents, and praised Rhubarb for his obedience.

After the waiter brought the coffee, Wang Jian mentioned the main point.

"The dog speaks and does things without thinking, his kid is a typical straightforward and fast-talking, I have already trained him fiercely!"

Tang Xiao glanced at Wu Jie, who was smiling but silent, and said with a smile:

"It's okay, we didn't go to our hearts, but Uncle Wang, you are too fussful, why fly here in person for this little thing. ”

"It's not a small thing, but a misunderstanding can become a big thing!"

Wang Jianzi leaned forward slightly and said solemnly:

"Time is precious, and I don't want to delay the rest time for the two of you, so I'll go straight to it!"

"The domestic real estate market bubble is too big, coupled with policy restrictions, it is too difficult to do real estate business......

Wang Jian is racing against time, and he speaks quickly.

He explained the reason first.

It is nothing more than that domestic real estate is not profitable, and the huge loan for development by the bank has a lot of principal and interest.

I was expecting foreign business to make money, but what to expect......

First of all, the outbreak of the cherry blossom virus, people's panic, international ban on aviation and trade, caused a setback to the global economy.

Then, because of the outbreak of a large number of scandals, the public resentment was aroused, and many developed countries fell into turmoil and chaos.

Finally, the foreign investment business has been smashed, burned, and bombed, and it cannot be sold if it wants to, and it has suffered heavy losses.

What was the result of the theater chain that cost billions of dollars and hundreds of millions of pounds at every turn?

Now there are wars every day, all kinds of armed conflicts are chaotic, and the theaters are blown to pieces.

Where can I make money by showing movies, and where can I resell them to other companies?

To put it mildly.

In particular, there is no object of compensation, who knows which force did it.

Cities in many developed countries have become battlegrounds for street fighting.

The skyscrapers and busy streets of the past are now full of ruins and ruins.

Facts have proved that a house that costs millions of dollars at every turn cannot withstand the bombing under the destruction of artillery shells and rockets.

As a result, overseas business can only be regarded as a waste.

And what's even worse is...

Anyone who is engaged in real estate knows it.

They all buy land first, then use the land as collateral, borrow money from the bank, repair to a certain extent, start pre-sale, circle the people's money, and continue to bid to buy land when they have money......

When house prices rise, that's the snowball effect.

The more pre-sale, the more money, the more money you can naturally buy, and the more land you have, the more you can develop and engage in pre-sale.

In this way, it is like a snowball, with the help of rising housing prices, business is getting bigger and bigger.

However......

The house price is too high, and the sale is limited and the loan is limited.

Without the people to take over to boost, this cycle will not be able to work.

Housing prices have stopped rising, or even falling steadily, and the people have begun to wait and see, and the houses have begun to sell.

The new policy also stipulates that you can't get a plot of land and build a sales department, and you can't start to make pre-sale money, and you must cap it to get the pre-sale certificate.

As a result, real estate companies have to invest more money to build the house more or less before they can be pre-sold.

What is the use of pre-sale?

Existing houses can't be sold.

Housing prices are not rising, which means that profits are limited.

The sharp decline in sales revenue means that there is huge pressure to repay the loan.

The hundreds of billions of dollars owed to banks are worth hundreds of millions of dollars in interest every day.

Repaying the loan one day later means an extra interest of one or two hundred million.

Wang Jian admitted that he hadn't slept well for many days.

As soon as I opened my eyes every day, I thought that the salary of employees plus bank interest would be at least 200 million.

Where do you get so much money?

In order to alleviate the pressure of debt, Wang Jian has done a lot of measures.

For example, by issuing additional shares, more funds will be raised in the stock market to repay bank loans.

Sell the business of cultural tourism, health insurance and other aspects, cash out hundreds of billions, and ease the financial pressure.

Sell a part of the shares, introduce other investment institutions and well-known enterprises, and obtain a large amount of financing funds.

In less than a month, Wang Jian is really as fierce as a tiger.

In various ways, more than 200 billion loans have been repaid for the group, and the capital chain that was once on the verge of collapse has been slightly relieved.

But the problem remains serious.

A large number of real estate projects and a large number of houses cannot be sold, and they are backlogged in their hands, and various costs are not small.

The bank loans have not been completely repaid, and some have even repaid the old loans and borrowed new loans, and the interest is still quite a lot every month.

In addition, there are many people in the group, and the burden of office expenses and salary is also very heavy.

In a word.

Wang Jian now has only two hopes.

First, Wu Jie and his wife, the richest people in the world today, borrowed money to tide over the difficulties.

The second is looking forward to the real estate boom again, housing prices have soared all the way, and it is best to increase every square meter in each city by one or two thousand.

In this way, their existing houses of more than 30 million square meters for sale can earn hundreds of billions more at once!

It's a pity......

Let the people once again set off a frenzy of buying houses, and then think of the 'golden prosperity' of the whole people rushing to buy and queuing up all night to draw, it is no longer possible.

It is impossible for Wanda Group to return to the beautiful period when the annual revenue was nearly 300 billion just by selling houses.

Therefore.

The most likely thing to do is to borrow money.

Wu Jie and Tang Xiao are rich.

Huaxia Tanglong Industrial Group has long stopped speculating in real estate, and has made a lot of money and retreated.

Relying on infrastructure engineering, network communications, biopharmaceuticals, composite materials, network media, new energy transportation and other businesses to grab high profits.

The world thought that the group would collapse due to the setback of its overseas business.

But no one thought that the patented technology and equipment components of foreign enterprises were directly used, and all independent intellectual property rights were used.

Replacing the three giants, it has become the only top enterprise in the international network communication market, which is unmatched.

Other than that.

The Dashenpai APP software is particularly popular, with tens of millions of daily active users!

Tianyuan Green Energy Automobile's electric vehicles are being frantically delivered, and Tang's Chemical's graphene composite batteries are continuing to sell well.

The most terrifying, of course, is the antidote pill.

At the midnight auction just in the early morning, Tang's Pharmaceutical released a full 100,000 antidote pills.

Although the transaction price almost fell below 200,000 per grain, it was 20 billion yuan!

Tens of billions of dollars in one day......

This kind of grand occasion has been going on for almost a month.

Even after deducting the cost, and the part of the loss of the exchange of cultural relics for the country.

To say the least, I made a trillion.

This is not operating income, but a pure profit of one trillion!

This alone is enough to kill countless listed companies in seconds.

The total annual profits of thousands of listed companies are probably not so much.

So......

Wu Jie and his family are really rich and capricious.

First, with hundreds of billions of funds, he repurchased the group's shares and completed the delisting, turning the huge group into a mom-and-pop shop for two.

He also invested more than 50 billion yuan to build a highway for Wu Jie's hometown, and gave 20% more compensation for demolition and resettlement, which is not too generous.

Now it is rumored that more than 500 billion yuan will be invested to build a scientific research city covering an area of hundreds of thousands of acres.

Hundreds of thousands of acres!!

Nima!

Do you want to be so angry?

Do you want to be so inhuman?

Is it true that there is too much money to spend?

Then it shouldn't be a problem to borrow tens of billions of dollars from Wanda Group to solve the urgent need, right?

......

Ten minutes are gone, and there are only two minutes left.

Wang Jian immediately summed it up and said:

"At present, the situation of our group is indeed relatively bad, but fortunately, there are many excellent assets, after all, major cities across the country have our Wanda Plaza!"

"The profitability of our office buildings, shopping malls, cinemas, etc., is still quite good, and the financial pressure mainly comes from properties that cannot be sold and unpaid loans!"

"I am willing to mortgage the four Wanda squares in Tianyuan and Xirong to you in the form of mortgages, hoping to lend me 100 billion ......"

When Wu Jie heard this, he smiled secretly in his heart.

The super-rich, who once had assets of hundreds of billions and topped the list of the richest, also had times when they borrowed money.

But in fact, think about it, many real estate companies and real estate tycoons rely on the market to eat.

Housing prices are soaring, and their net worth is skyrocketing.

On the contrary, it will be difficult to move forward, and the situation will be terrible.

A dog has his day.

Maybe Wang Jian is a little miserable now, but who dares to say whether real estate will be hot again in the future?

"Mortgage four squares and borrow 100 billion ...... What about interest?"

Tang Xiao picked up the coffee cup and took a sip.

"The annual interest rate is 8%, what do you think?" Wang Jian was very neat.

This interest rate is higher than the bank's annual interest rate of less than 7%, but naturally it is not as good as those private loans.

The state stipulates that the interest rate on private loans cannot exceed 24%, otherwise it is illegal.

Therefore, like some money banks that lend, the contract is this standard, but privately they will also charge various fees and deposits.

"Uncle Wang, can't the 8% interest rate be more? I remember that nowadays, almost all corporate loans start at 10%!"

Tang Xiao asked with a smile.

Wang Jian sighed and smiled: "Xiaoxiao, uncle is tight! If the real estate industry is booming, I can give you 20%, but now...... People are poor and short-minded, so you can take care of them more, okay?"

Tang Xiao's red lips raised slightly, and he chuckled:

"Favors belong to favors, business belongs to business! If you let me take care of it a little more, my annual interest will be less than one or two billion, and this favor is inevitably too valuable!"

Wang Jian asked with a smile: "Then do you think 10% can work?"

Tang Xiao put down the coffee cup and glanced at Wu Jie.

"Brother Jie, what do you say?"

Wu Jie looked at Wang Jian with deep eyes.

"The antidote pill is selling well, and everyone knows it. The whole world knows that the two of us have money, and the group does have a lot of rich money in its account!"

"But Uncle Wang, is your Wanda Group so short of money? You have sold assets, issued stocks, and restructured financing, nearly 300 billion yuan, is it not enough for you to solve your urgent needs?"

"With four Wanda Plazas as collateral, one loan is 100 billion, such a large amount of money, you should have other uses, right?"

Wang Jian did not hesitate and answered truthfully:

"To be honest, in addition to keeping a part of this 100 billion yuan for the group's daily expenses, it is mainly used for international trade and barter of bulk commodities!"

"At present, more than a dozen developed countries are in turmoil and chaos, and cheap clothes, food, and medicines can be exchanged for all kinds of high-precision industrial equipment, and even advanced technology and weaponry. ”

"The profit of this kind of business is quite terrifying, I have arranged the fleet, materials, contacts, etc., and I am short of a lot of money, so I asked you and the couple to borrow it!"

Wu Jie frowned slightly, and asked with a sneer:

"Good business idea, who is your partner?"

......