Chapter 5 The Father Who Wants Money

"Head, why does this code keep compiling incorrectly?" QQ flashed, and Wang Pengpeng in the group sent a question. Pen, fun, pavilion www. biquge。 info

Mo looked back and sent a reply. "It's a rewrite getnum without arguments and the parent class getnum is the same as the parent class is argumentless, so it's a method that rewrites the parent class, not an overload, and the rewrite method must return the same type, so it must return float, and all other types are wrong."

This is one of Mo Hui's daily work, responsible for answering questions and troubleshooting for the novices in the group, for Mo Hui, these jobs can only be regarded as recesses. The real workload is in the code, a project often needs to write tens of thousands or even hundreds of thousands of lines of code, these codes have to be typed out by hand, letter by word, and have to constantly debug and troubleshoot, and in the middle of the problem you need to find a technical solution, no research spirit really can't stand this complex and huge code system.

When I was writing code, my phone rang, and I didn't look back at the number, it was my dad calling.

"Dad! What's the matter? Mo Hui answered the phone while walking out, although it didn't matter if he answered the phone at the workstation, but he always felt that it was not good to talk about private matters in the workplace, not because of professionalism, but because he was not used to letting everyone hear his own affairs, maybe he had a heavier sense of privacy.

"Hui Zai, how much spare money do you have?"

"What?" Similar conversations have been carried out more than once, and Mo Hui understands that this is another time when my father is asking for money, but I don't know how much my father wants this time.

"My family's house leaked a few days ago, and I thought that our house has been used for more than 20 years, and it hasn't been renovated since you started school."

"Dad, do you want to repair the house, how much do you need?" Don't look back and feel, repair a house, change tiles and straw mats, brush and hang white or something, plus hire labor or something, it is estimated that a few thousand yuan is enough to get it.

"What to repair the old dilapidated house, all the small buildings in the village over the years are two-story and three-storey, I think it's very good, I think, take this opportunity, let's build a new one in situ, let's also get a three-story small building."

"Build a building?" Mo Hui sighed in his heart, this requirement is not easy to meet, build a small three-story in the countryside, even if the homestead does not cost money, the pure construction cost may not be saved, it is estimated that this small three-story building can not be 2, 300,000 yuan.

Although Mo Hui's salary is not low, it is definitely not enough for a high salary in the programming ape, he is only 18k per month before tax, and this salary is equivalent to the salary of a master's degree graduate in a first-class Internet company. He currently has 3 years of work experience, and if the same qualifications are changed to a first-class Internet company, it is possible to get 30k.

However, Mo Hui also understands that he has the ability to eat as much as he wants, and he consciously follows the technical level of companies such as Qiandu, Ah Wai, and Feixun, and he may be still poor. In these three companies, although he has also interviewed and passed some departments, he still doesn't want to go, because he feels that the technical level of the departments he interviewed is not enough for him to learn new things, and the departments he can't interview can't have his technical level is not qualified enough.

So this thing is stuck here, Mo Hui temporarily took what he thought was a low salary, and continued to hone and improve himself in an ordinary company that was not well-known.

In fact, to say that he became a leader after working for three years, and got 18k in a non-mainstream company, which is already quite powerful, at least it is much better than the development of other programming ape students, and now many of his classmates have a salary of 7 or 8k.

However, even with the high salary in the eyes of this classmate, he did not save much money in his hands. Although the company is more interesting enough to give employees the full amount of social security and provident fund, this is not necessarily a good thing for individuals.

For example, in the case of Mo Hui himself, he was 18k before tax, but after paying in full, he actually got 12.7k. As for the social security paid or something, it is equivalent to a big cake for Mo Hui at most, and it is really hard to say whether it is painted or branded.

Don't go back to 25 now, retirement will be at least 35 years later, and after 35 years, maybe it will become 65 retirement, or more ruthlessly, it will become 70 retirement. If he casually suffered an accident in the middle, or suddenly got some incurable disease, he made selfless dedication.

Now the pension gap is enlarged year by year, and it has begun to be noisy and postponed. It's like this every time, first blow the wind, keep blowing the wind, and then the policy lands.

Based on the retirement at the age of 65 after 40 years, the average life expectancy of a Chinese man is 72 years old, and if calculated according to the average level, he is likely to receive only 7 years of pension after paying 43 years of social security, which will not be able to recover the cost in any case.

And this is only the return of the principal, it is the principal, and the value-added income of this social security payment is not calculated. 43 years, this is a long enough period of time, if Mo Hui does not pay social security, every month to take out the same amount of money to deposit in the bank for financial management, the requirements are not high, as long as he can guarantee an annual rate of return of 6%.

Then every 10,000 yuan he invests now will become 120,000 in 43 years. Now he has about 40,000 yuan in pension deductions every year, which means that if he does financial management by himself, his one-year deduction means 500,000 yuan in cash after 43 years. Therefore, from this point of view, the full amount of social security withheld by the company may not be suitable for individual employees.

And Mo Hui is in accordance with the Kyoto standard to pay social security, if he wants to enjoy the Kyoto standard pension, he first has to solve the Kyoto household registration, and he has to prepare a house in Kyoto for himself. Mo Hui felt that these two problems were like ascending to the sky, and they could not be solved in the foreseeable future.

Therefore, Mo Hui has never regarded the part of social security contributions as his own money, but as a contribution to the country, and he can only comfort himself like this.

After all kinds of deductions, Mo Hui gets about 12.7k a month, removing all kinds of expenses, and supporting his father from time to time, he now only has more than 100,000 yuan in cash, which is already Mo Hui's basic no expenses, the maximum value in the state of perennial otaku.

It is precisely because he does not have much money in hand that Mo Hui is a little frightened by his father's idea, which means that he is likely to turn from positive assets to negative assets in an instant, and this liability may swallow up all his income for two to three years, that is, as long as his father's idea is implemented, he will always be in debt for the next two to three years.