A company that is short of money and on the verge of bankruptcy, with the prefix of non-performing assets, bad debts, bad debts and bad debts in the bank, is the wrong loan that has to be repaid even if it loses even a little interest.

But a company that has money and doesn't need a loan at all has a prefix in the bank as cash checks, cash cows, cash cows, and cornucopias. A risk-free loan that you should seize even if you reduce the interest rate a little.

The rich Chen Group, and the non-rich Chen Group, means 500 million yuan a year, or more interest difference.

If a bank with assets of hundreds of billions of dollars is regarded as a whole, it may not necessarily care about the interest of 500 million yuan. However, if we look at a specific and micro person in the bank, no one in the bank as a state-owned enterprise can afford a loss of 500 million yuan, or even 50 million yuan.

A small assistant manager, of course, is even worse.

It took 5 minutes for Deputy Manager Li to come to his senses, and at this time, the other 4 banks were ready to re-sign the agreement and were busy exchanging views with Shangfeng.

Seeing that each family wanted to eat Jiang Yin's share, Deputy Manager Li came to his senses, lay on the ground, and said in a low voice: "Mr. Chen, Boss Chen, Grandpa Chen, I was wrong, I was really wrong." Jiang Yin's loan, you can do what you say, and you can repay it as you say. ”

If Chen ran out of money, he would like to get it back immediately. But Chen is rich, if he loses such a big customer, it will be over.

Chen Congyi deliberately did this, and said in front of everyone: "If you are wrong, you will be punished." ”

He knocked on the table and said, "Get out of here, lest the security guards don't move gently, and your little body can't stand it." ”

Not only did he kill chickens to show monkeys, but he did have a breath of anger in his heart.

Since the fall of the Chen family, all forces have been desperately suppressed.

Those who were close to the He family, the Fang family, and other families, needless to say, the banks that were originally obedient also began to make trouble. This deputy manager Li is one of them. He was the first to ask for more collateral, the first to ask for more reviews, the first to ask for early repayment, and the first to ask for an increase in interest rates......

If other banks rush to the top, good companies can be killed.

Chen Congyu said without a little pity: "Don't look at me as a businessman, I'm actually a fucking Qiuba." What kind of Confucian merchants or the like, it has nothing to do with us. Call the security guards. ”

Deputy Manager Li staggered away.

Chen Congyu crossed the paper and removed the Jiangning Bank, which had a loan of 2 billion yuan.

With an interest rate of 5% per annum, this is 100 million yuan of interest. In fact, the interest rate of some of the later loans is more than 8%. Financing costs are getting higher and higher, and the state taxes are getting heavier and heavier, which are the main factors for traditional enterprises to lose more and more.

Chen Congyu used the excuse of anger to not only repay the part of the loan that the bank required for early repayment, but also wrote off the loan that he should continue to hold. The Chen family collapsed but did not fall, and as soon as its mound was released, it was estimated that no one would dare to touch its moldy head.

The time of waiting and watching is the time of going sideways.

The other four directors did not squint, but they all knew in their hearts that the best fate of Deputy Manager Li, who had worked with him for half a year, was to enter the cold palace and not make progress in his life. If you are unlucky, you can be fired or demoted.

A small deputy manager, if he doesn't have the backing of the bank, when he encounters a high-ranking cadre like Chen Congyu, he can only let him rub it round and flatten, and let him slaughter and show off, like a lively animal on the street of the market.

Someone suddenly shuddered, for the sake of his position and pension.

Chen Congyu took out his private seal, snorted it twice on the table, and said, "The four of you are not a good thing, give you a day and disappear by yourself." I will personally call the respective bank and explain the situation. ”

"Mr. Chen!" The four people who survived the catastrophe were all panicked all of a sudden.

"Rest assured, your share of the bank will remain. Of course, the specific number has to be changed, and the interest rate should also be changed, right? "When Chen Congyu started his business, he took low-interest or even interest-free loans, and now he has the money for full loans or even high-interest loans, how uncomfortable he thinks.

The four of them went out reluctantly. There is no longer the slightest demeanor of stationed directors.

Chen Congyu drank a large cup of tea happily, spit out a mouthful of turbidity, and said, "Prepare the car, go to see the old man, it's time for the Chen family to get up." ”

A new week is coming in the middle of summer.

Xiao Yu worked hard and tampered with a bunch of data to get Chen Yi the three connected dormitories, which were still on the 23rd floor, but changed their location and wasted a little of the original decoration.

The series of troubles caused by this were solved by Chen Yi personally meeting with the vice principal in charge of the dormitory -- although he was a cadre who enjoyed the treatment of the department level, after all, it was different from the real department level. Chen Yi was a little arrogant under the banner of the Chen family, but he didn't dare to ignore it.

He didn't even have to say anything about the computer system, he just said that he had taken up three empty rooms, and the vice principal didn't even hear it.

So, in the next few days, the skilled master remodeled the house as if no one was around, and the renovation and decoration work was completed, and the three bedrooms were transformed into apartment buildings. The 24-hour non-stop work has greatly shortened the working hours, like racing against time in the world's most expensive office building.

Kim Doona is extremely concerned about this, and sees it as her main residence in Jiangning, where she will have to live for a long time until the "research society" forgets or abandons her.

Obviously, the safe surname by Chen Yi's side is far better than other places.

Xiaomei and Han Jie both came to help, and they didn't get along with Kim Doona naturally, so they cleaned the living room and various furnishings, while the Korean chick was playing with her kitchen and bedroom.

Chen Yi fidgeted and wandered between the two, and soon everyone was dazzled.

The little sister grabbed him and said quietly: "Are you hiding Jiao in the golden house?" ”

"Where is there such a hiding?" Chen Yi glanced at Han Jie, who was seriously wiping down the sculpture of a giraffe.

"So where does Kim Doona live? Why do you want to make a kitchen. "The little sister is very smart, she knows that Chen Yi is too lazy to boil water even if it is instant noodles.

"She stayed for a few days, and the Korean exchange students had no place to live." Chen Yi's explanation was not even satisfied with himself, so he quickly changed the topic and said: "I have some spare money in my hands now, do you want to divide the account?" ”

"You want to buy me?" The little sister smiled evilly, her round face was like a burnt Xiang Yuekui, and said, "My price is very high, and I don't bargain for $1 million."

Chen Yi frowned and said, "What do you want so much money for?" ”

My little sister is still in junior high school, and it is dangerous to give too much money.

Chen Rongxi gave him a hammer and said, "I want to buy a blade server, and sooner or later, I will break through Fushan." ”

She looked as if she had become the king of the world's games.

"The world's largest gaming platform, where is it so easy." Chen Yi said, but nodded and said, "Give you $1 million, but you can only use it to buy a server." ”

He thought about it for a moment and changed his words: "You choose a server, I'll buy it for you." ”

"Really?"

"Really!"

The little sister rolled her eyes, and pretended to sigh and said, "No way, I was bought by you." ”

Chen Yi smiled secretly, after all, he was a child, and a little ration money would satisfy him.

No, the little sister said in a flash: "I remember you said that I was allowed to use a supercomputer, and I want to use it today." ”

"Attack Floating Mountain? Its realization at home is less money-hungry......"

"I'll have to test my idea." The little sister said, and her head was fantasizing, after mastering the floating mountain, she modified her game data in the magic horse like a god, holding a tank in her left hand and a mountain range in her right hand, and ten thousand people died under one blow, so that the yellow words on the screen were faster than stocks.

Chen Yi believed in the little sister more, only admonished him, and said, "Tomorrow during the day, I will use it for you for 8 hours." ”

At that time, it was the time when the U.S. stock market was closed.

Chen Rongxi was so satisfied, and Han Jie was left, and he also asked him to "come to class more", and he didn't say anything more.

Silence is also a weapon at this time, but Chen Yi doesn't know how to deal with it.

In two or three days, the dormitory was renovated with various high-tech and advanced means. Zhu Guangliang came once and transferred the 100m optical fiber.

When the staff of the local telecom were working hard, Zhu Guangliang kept watching in front of the house and behind the house.

After a while, he came over and said, "It's so beautiful, it's even better than the apartment I bought." ”

After a while, he ran and said, "It's really good, why didn't I have this condition when I went to school." ”

After a while, he turned around again and shouted: "The porcelain you put on the table is worth more than my entire office." ”

In his mind, he never stopped roaring softly: I hate the children of the family the most. I hate the children of the family the most, I hate the children of the family the most, this is showing off, this must be showing off......

Then, he silently went back with the telecommunications people, and kept comforting himself on the way: I am dedicated to the country, hard work on the secret front, unknown, brave and tenacious, brave and fearless soldiers. The state did not give me a luxurious office, a luxurious decoration and luxurious furniture, because it was afraid that I would be corroded by the sugar-coated shells of the bourgeoisie, and I did not buy it myself, because it was ...... I don't need a luxurious office and luxurious decoration, as well as extravagant and convenient luxury furniture, as well as extravagant genuine curios...... I...... I want it so much!

Zhu Guangliang was in the car, stunned and squeezed out two tears, sad like a chef who played Chopin and didn't even eat lunch all night.

Cai Qinghua also came, and toured with his student union, and then watched the vice principal's signature, like a lonely seabird going home.

Liang Yu and the fat man simply stayed for two nights, the study room that came out of the new grid was empty, and at present it could only be a show, Luo Xiaoshan occupied most of the bed alone, and soothed the lonely bookshelf with sleep rock music.

Hurriedly brought hospitality, and another week passed.

When the sunshine of the new day was sprinkled on his face, Chen Yi suddenly felt a sense of relief, this was a morning without tension, no work, and no tasks that had to be completed.

Everything is going in a good direction, and I should do something lighter.

Chen Yi grabbed the curse ink and slowly rotated, and finally decided to go to class and take a high math class.

(To be continued)