Chapter 088 Financing
Low-interest financing? Jian Xin was stunned for a moment, and then asked, "Mr. Sun, you said low-interest financing?" ”
Nowadays, the most common method for venture capitalists is equity investment, according to the estimated value of the company, venture capitalists will propose to invest in the company as a percentage of the estimated value, and exchange valuable funds for a part of the equity. Pen "Fun" Pavilion www.biquge.info
Some domineering venture capitalists, such as Jiang Xinyu, a well-known capital barbarian, will even ask for more than 50 percent of the equity to gain control of the company and run it himself once he encounters a promising company.
Jian Xin's original plan was to inflate the company's valuation and exchange as little equity as possible for more money, and she was even prepared to convince Gao Jue to give up some of her equity in exchange for the company's future development.
In fact, Tianwai Technology Company has not thought about bank loans, but now bank loans, without easily discountable fixed asset collateral, it is impossible to get money at all.
The office building of Tianwai Technology is rented, and there are no assets that can be pledged, and it is difficult for startups to take out loans.
Gao Jue once also thought about using artificial intelligence to make money, but the domestic stock market was too mysterious, Mei Xing entered the market with 100,000 yuan, and lost 30,000 yuan in a week, so scared that Gao Jue quickly pulled out the funds.
Artificial intelligence is also wronged, it can simulate girls falling in love with those otaku, and can calculate complex mathematical models, but it can't calculate the domestic stock market.
Gao Jue asked Mei Xing to develop a set of intelligent analysis algorithms to simulate speculating on the stocks of the United States, but the result was still miserable.
According to entropy, all financial markets are extremely disorderly chaotic systems, and each individual's small decisions in this system have the potential to cause huge fluctuations.
Those stock speculation funds in the United States either rely on huge funds to stir up the market, or rely on inside information to lay out in advance, and there are very few companies that really rely on computer algorithms to make profits.
Those hedge funds that rely on mathematical models to make profits, simply put, when they buy stock A, they will also buy stock B that moves in the opposite direction to stock A, and if stock A unfortunately falls, they can also reduce their losses through stock B.
Through complex algorithms, it can be ensured that this hedging system is profitable in normal conditions, although this kind of profit may not be a large percentage of profits because of the utility of hedging, but hedge funds are tens of billions of dollars in size of the Big Mac, as long as one percent of the profit is a lot of money.
Moreover, hedge funds are automatically processed by computers, and many small changes will be captured by the computer, and you can buy and sell stocks at the fastest speed.
According to Mei Xing's computing power, it is possible to make money by starting a hedge fund, but Gao Jue faces one of the biggest problems, the network is not good!
Yes, the network is not good, 100% of the hedge funds in the world are on Wall Street, not because the feng shui of Wall Street is good, but because the network of Wall Street is fast.
Wall Street is the fiber export of the New York Stock Exchange, so the network on Wall Street is a few microseconds faster than in other parts of the United States, and even faster than Gao Jue, who is far away in China.
For the hedging model, with this fast few microseconds, the probability of making money has increased several times, Gao Jue can not afford to rent a house on Wall Street, and if he wants to make money from the financial market, he should not think about it for the time being.
Jian Xin looked at the letter of intent for cooperation handed over by Sun Yaoguang, he and Jiang Xinyu and Wang Siyuan would set up an investment company and jointly invest 10 million yuan to invest in Tianwai Technology Company.
Sun Yaoguang does not need any collateral, nor does he require the company's equity, and the investment is charged interest at the interest rate of the current bank loan.
Jian Xin was frightened by this letter of intent to invest, is this still those venture capitalists who eat people and don't spit out bones? It's like Santa Claus giving money!
Just ask how many companies can use the current loan interest rate to get a loan, and now the monetary system is tightened, and once the loan is down, the financial service fee is 7788, and the loan reinsurance premium is down, and the interest rate does not know how high it is.
Sun Yaoguang charges interest according to the current loan interest rate, and does not need any collateral and equity, isn't this a gift to Tianwai Technology Company?
Jian Xin even thinks that if you use this money to speculate in real estate, you can earn enough interest, is this Sun Yaoguang the boss's father?
Jian Xin shook her head in her heart, she read the letter of intent for cooperation from beginning to end, the simple loan agreement did not have any additional terms, she could see it clearly as a non-legal professional, but there were no traps.
Sun Yaoguang's psychology is even more nervous than Jian Xin, and he will enter the terrifying main god space again in a month, if he dies like Zhang Weiping, no matter how much money he has, it will be useless.
Things in reality can't be brought into the main god space, and if you want to live, you can only hug Gao Jue's thighs tightly.
Sun Yaoguang also left a small trick on the contract, which stipulated that as long as Sun Yaoguang and the other three died, the low-interest loan would be cancelled immediately.
Since Gao Jue wants to have a career, he must not be able to ignore the low-interest loan of 10 million yuan, and with this bargaining chip, Gao Jue should be able to protect his safety in the next mission world.
With such a good contract, Jian Xin's eyes were very hot, and Sun Yaoguang immediately asked: "This Director Jian, can we sign a letter of intent for cooperation?" ”
Sign now? This Boss Sun is in such a hurry to send money? Jian Xinmuran asked the company's legal counsel to confirm the contract.
This is the normal process of all business activities, and those complicated contracts even need a few days to confirm, Sun Yaoguang took the opportunity to say to Jian Xin:
"Director Jane, what kind of person is Mr. Gao? Do you have any hobbies? ”
What kind of person is Gao Jue? Jian Xin asked herself in her heart, after getting along for so long, she didn't seem to be able to tell what kind of person Gao Jue was.
"Probably, an ascetic like that." Jian Xin also said uncertainly.
"Ascetics?" , Sun Yaoguang repeated the word, Jian Xin nodded and said: "Yes, never entertain, always working and studying." ”
Sun Yaoguang was a little stunned, there are still such people in modern society? Sun Yaoguang has a strong self-determination and is very focused on his work, so that he can achieve today's achievements.
But Sun Yaoguang still wants to entertain, still finds women to vent his desires, and still has some small hobbies.
But according to Jian Xin, work and study are all about Gao Jue, so doesn't he have any leisure time?
Not only Sun Yaoguang is in a daze, but Jian Xin is also in a daze, what Gao Jue's hobby is really a problem.
The company is already rumored that the boss is T000, a robot from the future, Jian Xin and Hua Manrao are super beauties, Gao Jue never seems to talk to them about things outside of work, is this guy really a robot?