Chapter 12 The Theory of No Money in Banks
(Business Chapter)
After a sudden coma in the ghost world last night, I woke up again and returned to the real world.
It was like a real dream, and I didn't fall asleep at all all night, and I spent the whole night in tension and fright until dawn. My head was already groggy, and I didn't bother to think about how I got back to earth.
The doubts in front of me have only increased in the past few days, and if I find problems for myself to think about, it will definitely be troublesome.
So, the best thing I can do now is to be in a daze when I'm resting, and let my brain cells grow a little more when my brain is blank, which can be used to deal with my brain hole after entering the ghost world at night.
"Alas, alas! Why don't you have money in your bank, what kind of door do you open if you don't have money! ”
A commotion in the lobby startled me, who was sitting in the private banking center. I cautiously opened the sliding door of the cubicle and looked out to see who was making such a noise in the bank.
In the lobby outside the cubicle, a tall man was carrying a large leather bag in his hand, pointing at the No. 2 counter in front of him menacingly and scolding, spitting stars splashing outward like exploding oil flowers, but unfortunately it was a glass block after all, and it had no effect in the end.
Unfortunately, it was close to noon and there was no one in the business, so I got up and walked out to see if there was anything I could do to solve the unexpected hiccup quickly.
"Sir, is there anything I can do to help you?" I stepped forward with my usual mask-like smile, the man had stopped yelling, his chest heaving so heavingly, and a large finger-thick gold chain could be faintly seen peeking through the neckline of his sweat-soaked undershirt.
This man...... He's a tyrant, right?
"What are you going to open if you can't even get 50,000?"
"Mr. said with a smile, the door is opened in accordance with the regulations, and if you don't withdraw money, you still need to serve customers who have saved money."
I smiled and nodded and said, my heart can be described as a crow barking, do you close the door if you can't sell products? The steel mill can't sell steel, and the furnace is still open; Could it be that only people are allowed to buy steel, and they are not allowed to make iron?
"Save money? It's easy for you to save money, as soon as you throw the money in, you don't have to enter the password, you can save it in a few seconds; But to take this is like taking meat from the mouth of a tiger, how difficult it is! "The 'Golden Chain' glanced at me disdainfully, and angrily slammed his heavy leather bag on the counter No. 2, and sat down on the chair in front of the counter. Spread his hands, looking innocent victims.
Indeed, the bank, as a custodian, is a safe deposit box for everyone. It is naturally easy to open the safe and put things in, and it is not as simple as taking money out when taking it out.
What's more, the bank is only one part of the safe deposit box, and behind us there is a huge safe deposit box that keeps our finances - the vault.
The vault is like a bank of banks, you can eat as much money as you save, but in order to prevent accidental robbery and losses caused by sudden hijacking, each branch has a limited amount of "reserve withdrawal stock" every day.
Reserve withdrawal, which is equivalent to a budget, prepares the amount of money that may be withdrawn the next day the day before. The amount of the vault is estimated to be less but not more.
Unless depositors receive money in the course of business to meet the unexpected withdrawal needs of some customers, the rest of the time, banks are more likely to reserve the average daily trading volume.
What's more, the bank where I work is 500 meters away from 500 meters old people in their fifties and sixties, and their daily deposits and withdrawals are not more than 10,000 yuan. Where can I cope with the sudden withdrawal of a large amount of money without depositing it?
"How much does the gentleman want to withdraw? You should see when you enter the door, transactions below 5,000 yuan can be carried out at ATMs, and large withdrawals of more than 50,000 yuan need to be booked in advance......"
"Want to make an appointment? Then I can't take forty-nine thousand nine hundred and ninety-nine? Then you don't need to make an appointment, so do you have the money? No, still no money? "Before I could finish speaking, the 'Golden Chain' boos drove me away and nearly pushed me to the ground. Fortunately, the barrier behind me blocked my waist that I almost slipped, otherwise it would have been too big.
"Sir, since we can't withdraw 50,000 yuan from you, let alone 49,000 yuan, if we can withdraw it, we don't have to bother talking to you so much?" I looked at the counter, and the second and third cabinets were marked with two hands at the same time, indicating that the inventory of each counter was only 20,000 yuan. At the moment, there is really no way to meet the conditions of this 'golden chain'.
"None? It's okay if you don't, then I'll complain, how much is your job number, I want to complain about your poor service attitude! "The 'gold chain' grabbed me by the sleeve and tried to pull the number on the number plate on the vest outside my shirt.
Complain! It's a tragic thing that will happen all year long. I was suddenly frightened by the sudden change of attitude, and I was slightly stunned for a while.
Nowadays, people feel that this customer service complaint is an easy and happy thing, so many customer service calls have changed to full electronic customer service or are always busy, so that customers who really need to complain have no way to complain.
During the entanglement, I inadvertently glimpsed his leather bag on the counter stuffed with a large pile of hundred-dollar bills.
"Sir, complaining will not solve the actual problem for you, but will delay your time. The most important thing at the moment is to help you get the money first. "Because of the complaints, I didn't dare to break free from his drag directly, so I had to find a spare time for him to pull and continue to mediate with 12 points of patience.
Really, a lot of things can't be solved by complaining. With such a threat of complaining about Chilulu, do you treat us bank employees as human beings? ’
sighed silently in his heart, obviously they are all human beings, why do they have so much difficulty?
Maybe it's really different in the past life, and it's different in the present life......
A word of interest finally worked as usual, and the 'golden chain' paused to stop pulling at me, raised his two fingers and put it together, waiting for me to solve it.
'One hundred thousand? That's a lot.
"So be it, sir. We only have 30,000 yuan at the counter now, and we are contacting other branches for you to help you solve your urgent needs as much as possible, what do you think? ”
If it can't meet the needs of other people to withdraw money, there will be one after another or even more 'gold chains'. I looked at my colleagues inside the counter, and immediately picked up my mobile phone and started dialing the contact numbers of other outlets. I hope to solve the problem of this local tyrant once and for all.
The phone in the ear was quickly connected, fortunately, there was an unexpected deposit income in the nearby outlets, and because they were brother branches of each other, a simple verbal appointment successfully solved the immediate dilemma.
"Sir, there is another branch three hundred meters away from the exit of the road outside the line, which has already reserved the amount of cash you need, you can pick it up in time." I breathed a sigh of relief, looked at the 'gold chain', his face was a little more relaxed, and he was stuffing the 30,000 yuan he had just withdrawn into his large leather bag.
Everyone is tired of it, maybe he really ran a lot of banks and was tired of tossing, so he had such a temper, right? Maybe it's true, even though it's hard for us to do it, but it's also hard for them......
Hearing that his conditions had been met, the face of the 'Golden Chain' finally improved a lot, and as if he had made a slight difference in his treatment of me, he smiled, stopped pursuing it, and immediately got up to leave the branch.
It seems that he is really a local tyrant, and it is not bad to win over such customers.
I turned my head sharply, hurriedly caught up and handed over a business card, and hurriedly said, "Sir, if you want to withdraw a large amount of cash next time, why not call a day in advance?" After all, it's not always time to come across something like a solution that can solve your dilemma right away. ”
This is definitely for my own good, how good is the appointment, as long as the appointment letter is submitted before the withdrawal time of the previous day, even if there is not, I can find you the next home? It won't be so passive.
This is somewhat similar to repaying grievances with virtue, and anyone will accept it. The 'Golden Chain' looked at me a few more times uncomfortably, and took the business card in my hand in a daze.
"If you can't confirm the day before, it doesn't matter, call me half an hour before the withdrawal and ask if I have enough cash. This will at least reduce the distance. Seeing that he was silent, I immediately added a few words.
This is really for my own good, although it is not in accordance with the rules, but it is indeed the subtle transformation of this society. You know, who wants to go to the trouble of helping a stranger? Isn't it true that more people are getting closer and closer to each other?
As if it made sense of my last proposal, the gold chain stopped at the door for a moment with some thought, and finally pushed the door open and left without looking back.
Looking at his back, I finally exhaled the sullen breath that was suppressed in my heart with relief......
Real people are too straightforward in front of money......
Pushing open the door, I stood at the door, looking at the busy vehicles on the road, and I didn't feel too much relieved in my heart, and I didn't know what was wrong with gloom. All that remains is an out-of-body discharge......
"Sister!?"
"Sister!?"
A faint call came to my ears, and I looked around inexplicably, wondering, what did you say suddenly to call me sister? Are you calling me?
"Here...... Sister, I'm here! Sister? ”
The crowd is looking for him thousands of times, and the willows and flowers are bright...... Still don't see where this person is?
"On your head, sister! Look up. ”
Look up...... Back to ......
Starting Point Chinese www.qidian.com welcome book friends to come and read, the latest, fastest and most popular serialized works are all original at Starting Point! For mobile phone users, please read it on m.qidian.com.