Chapter 142 Visit

After the recovery day, in the next few days, everyone began to visit relatives and friends.

Because Ye Zheng still didn't plan to return to Ye's house in South China, Ye Feng's family of three did not go to visit relatives and friends, but continued to take a holiday at home.

Morning.

Fang Yun went to the market to buy vegetables, and when she came back, she passed by Jiang's house and found that their house was full of people.

Farmer with orchard.

There is a senior management of a medicinal herb company.

There are shareholders of the Spirit Animal Company.

There are also relationship managers at the bank.

Most of these people took a fancy to Jiang Ling's future potential, some threw an olive branch to her in advance, and some came to the door to knock on whether they needed a loan.

In short, it was all because Jiang Ling was on the phoenix list of South China College, and they came to the door one after another.

Fang Yun looked at his house, and almost no one visited.

Looking at the Jiang family's door, the people who visited, one after another, felt a little bit behind and didn't feel very comfortable.

Ye Zheng didn't want to go back to Ye's house in South China, so she had to stay here.

It's just a pity that her ancestral home is not from Chujiang City, and she doesn't have any relatives here, most of them are some business partners, and it doesn't make much difference whether she visits or not.

Everyone has their own needs, the Ye family is very ordinary, and there is nothing worth talking about.

Fang Yun picked up the dish in his hand and was about to take out the key to open the door, when at this moment, the door of the Jiang family opened again.

On Jiang's delicately dressed face, she sent a middle-aged man in a suit and leather shoes out with a smile.

"Boss Liu, don't send it, don't send it. ”

The middle-aged man in a suit and leather shoes, his hair was shiny, he carried a briefcase and said politely to Jiang's mother.

Jiang's mother's surname is Liu, her name is Xiaoyun, and she is the owner of the Jiang family's Jiu Lingzhi orchard, just because she is Jiang Ling's mother, so acquaintances generally call her Jiang's mother.

"No, no, I will definitely send it, this is just past the recovery day, so I am very embarrassed to trouble Section Chief Wang to come in person. ”

Mother Jiang smiled brightly, not to mention how cool it was.

This section chief Wang is a section chief of the Chujiang branch of the Huaxia Agricultural Bank, and he is only one step away from the branch president, and such a person can be regarded as a middle-level cadre.

This kind of character, he usually begs him to come to the door, but this time, because Jiang Ling is on the Fengbang in South China, this section chief has come to the door in person, and he has made appointments several times before.

If it weren't for the limited area of her house and the fact that there were too many people to visit, she would have wanted to receive this middle-level cadre of the bank a long time ago.

After all, it is much more convenient to get to know this middle-level cadre of the bank, and to get a loan or something in the future.

"There's nothing to be embarrassed about, your Jiang Ling, young and promising, has an unlimited future in the future, what I just told you about giving her a loan, you must think about it, this is about her future." ”

Before Section Chief Wang left, he emphasized again.

Their Agricultural Bank of China has a project on [Excellent Talent Loan], which is to tap outstanding young people, fancy their future potential, give them loans in advance, and they will naturally be able to collect money in the future.

This model is a bit like digging out excellent companies, lending them when they are young, waiting for them to mature, and then harvesting them.

Section Chief Wang personally visited Jiang Ling, naturally wanting to lend her money in advance.

With Jiang Ling's qualifications, there is a high probability of making a lot of money in the future, and at that time, if you collect money again, you will make a lot of money.

Overall, similar to talent investment.

"Okay, I'll definitely think about it, but what I just told you, about our company's loan, you also have to hurry up!"

Jiang's mother is also shrewd, knowing that the bank is beating her daughter's attention, she does not refute it, but also mentions the loan of her own company.

"This is natural, your Jiulingzhi orchard, the assets are also quite good, I will go back to discuss with the president of our branch, it is still very easy to lend money or something. Section Chief Wang swore a packed ticket.

In order to win over Jiang Ling, it is also acceptable to give a little money to the Nine Lingzhi.

"Then I'm sorry for you!"

Mother Jiang smiled and sent Section Chief Wang to the elevator door.

Fang Yun on the side was about to open the door, and when she heard that this Section Chief Wang could actually lend money to a company, she hesitated for a moment, and asked tentatively: "This Section Chief Wang, do you have any conditions for lending money to enterprises?"

"Who is this?"

Section Chief Wang glanced at Fang Yun and asked Jiang's mother.

Seeing this, Jiang's mother felt a sense of pride in her heart, and she introduced: "This is our neighbor, Fang Yun, who also has a company at home, called Fruit Explosion. This is Section Chief Wang, from the Agricultural Bank of China. ”

"Hello, Ms. Fang. ”

Section Chief Wang said politely, he hadn't heard of this so-called fruit explosion.

"Hey, hello, I want to ask, what are the general conditions for your Agricultural Bank to lend money? Speaking of which, our company also needs a little loan. ”

Fang Yun said thoughtfully.

Before, Ye Feng said that she was looking for a loan from the vice president of the Universe Bank, but in fact, she was not particularly knowledgeable in her heart, after all, Ye Feng said that she was introduced by a friend, and it was not necessarily reliable, and now when she met a section chief of the Agricultural Bank, she subconsciously asked.

"I don't know what Ms. Fang's company has in terms of assets, and how much cash flow is in general?"

Section Chief Wang asked businessmanly.

He is not familiar with the company, he is not familiar with the person, he does not dare to lend, if he can't recover the money in the future, this bad debt, the bank will be counted in his own performance.

"The assets are about two farms, about a few million, and in terms of cash flow, because the profit is not very high, it is generally only about a few hundred thousand. Fang Yun replied truthfully.

"Hundreds of thousands, ah......"

When Section Chief Wang heard this, his brows suddenly furrowed.

To be honest, most of the companies with assets of several million and cash flow of only 100,000 are actually on the verge of the bank blacklist, that is, they can borrow or not.

If you borrow, you won't lose much, but you won't make much money, and it's not worth much.

Therefore, when Section Chief Wang heard what Fang Yun said, he suddenly lost interest.

Thinking of this, he said politely: "I'm sorry, our Agricultural Bank of China has loan requirements, and your company may not meet the threshold standard." ”

"Oh, it's okay, I'll just ask, thank you. When Fang Yun heard this, she felt a little embarrassed, but she still said politely.

"If it's okay, I'll go first. Section Chief Wang ended Fang Yun's conversation, and then said goodbye to Jiang's mother, "Boss Liu, I'm also leaving." ”

"Hey, okay, I can visit again next time I have time. ”

Mother Jiang smiled.

I just heard that the Ye family's company is not qualified for a loan, although she didn't say anything, but she still has a little pride in her heart, or her own daughter is strong, but the son of the Ye family is not good, considering that she saw Jiang Ling and Ye Feng chatting downstairs before, she felt that it was necessary to remind her daughter.

Bite!

Just then, the elevator finally came up.

Section Chief Wang was about to go in, when suddenly a man in a suit with a slightly fat figure walked up.

He was stunned for a moment, and when he saw the person clearly, his eyes suddenly lit up, and he greeted with some surprise: "Oh, isn't this Vice President Xia?"