Although he knew that he had been cheated by Chi You, Shen Yan finally handled a sixth-level cosmic bank account.

In fact, the cosmic bank account is not as Chi You said, and it can only be upgraded by paying a certain amount directly. As long as the account is opened, the flow of funds in it reaches a certain amount of accumulation, and the account level can still be heard, and in the universe, the vast majority of people will improve the account level in this way. After all, no one would want to save so much money at once and not be able to use it for a long time, in case something happens in the process, it is not a place to cry?

Of course, if you pay so much money at one time, directly upgrading the account is indeed like what Chi You said, there are many benefits!

First of all, there is the issue of interest, if the cosmic bank account reaches level 4, there is no need to pay the fees brought by savings, and when it reaches level 5, cosmic bank will also give a considerable amount of interest, and even help users manage their finances. This kind of financial management is not self-financing, but earns half of the bank and the user, but the loss is the bank bears seventy percent, the higher the level, the more the bank bears, and when the eighth-level account is reached, the bank will directly pay the full responsibility. In other words, the bank helps you manage your finances, and you have money to take when you earn, and you have a lot of money when you lose.

The benefit after the interest is a variety of transfer transactions. For example, if you buy anything, as long as you transfer money through the bank, the transaction amount will be automatically reduced by a certain amount, and the higher the level, the greater the reduction.

The last benefit is the usability of the area! The universe is too big, although the territory of the human race may not be anything to the entire universe, but it is still big and boundless, and it is not so simple for such a huge region to handle some cross-star business. Like that kind of low-level account. They may be able to handle business smoothly in a cosmic country, but when the coverage of this business expands, not only will they charge a corresponding high fee, but the time will also become extremely long. Sometimes, the goods have already arrived, or even been used. But the money hasn't been transferred to the account yet! After all, no one would drive a starship and pull a lot of bills back and forth, right?

Well, there is another point, and that is the issue of trans-universe business management. You must know that there are tens of thousands of universe countries in the Terran territory, and each universe country will issue its own coins, and the exchange rate between the universe countries of different levels will also be different. If that's all there is to it, there is one more troublesome point, and that is the issue of exchange. Cosmic coins are general-purpose coins. It can be used to exchange the coins of various universe countries at will, and the currencies of super universe countries and large universe countries are also considered hard currency, and they are just as convenient to exchange, and it is simple to exchange them from top to bottom, and it is very troublesome to exchange them from the bottom up, and the money of some small universe countries can only be circulated in their own country, and it is almost equivalent to waste paper when they are outside. And the premium account of the Universe Bank will not have this trouble, as long as the account level reaches a certain level. Any transaction only needs to be prompted by the head of the household, and various levels of exchange can be carried out at will. Moreover, in the process of exchange, the so-called exchange rate will be extremely small.

In short, Chi You didn't really want to pit Shen Yan, all these arrangements were arranged by Xuanyuan Yellow Emperor earlier. On the other hand, it does have practical significance. After all, Shen Yan had just stepped into the earth, and Xuanyuan Yellow Emperor had also left him a large number of various resources, and he didn't need to spend any money in the early stage. It is of course very convenient for him to open a high-level account at one time in the future!

"I said, now that everything that should be handled has been handled, and the money that should be spent has been spent, shouldn't we enter the virtual network of that universe?" After returning to your accommodation. Shen Yan said to Chi You with an unkind face.

"Of course, the purpose of coming here this time, the main thing is this." Chi You said as a matter of course: "After all, you will also enter the universe in the future, and if you want to enter the universe, the first thing you have to do is to understand the universe, if you want to understand the universe, in addition to the must-see materials I gave you, the rest is through the virtual universe." ”

After a pause, Chi You continued to explain: "The virtual universe covers the entire territory of the human race, and even the territory of many other races. In the outside world, there may be an impact due to the limitation of geographical span, but in the virtual universe, there is no such impact at all, even if it spans hundreds of millions of light years, and face-to-face conversations can be made through virtual networks. Let's put it this way, the virtual network is another world, in that world, you don't feel different from the outside world, and there is no geographical limit, communication is just its simplest function, the most important thing is that it can be like the real world to cultivate, fight, and improve your strength......"

Shen Yan found out more and more that this guy Chiyou was a nagger. He sometimes wondered what kind of expression those who called him the master of the soldier in his myth would be if they knew that Chi You was such a chatter.

After explaining the benefits of the virtual universe network, Chi You did not stop, but continued: "The entire universe, the territory of the human race, is composed of various cosmic countries and vassal races. The universe is divided into four levels: super, large, medium, and small, and they represent the fourth-class civilization, while those vassal races either become vassals because of their own weakness or because they are coerced by some external force. But even so, you can't underestimate these vassal races, like some races, they are comparable to the existence of the super universe country in the human race. ”

"And the super universe country in the human race, an existence like the Xuanyuan Empire is not the most powerful force in the human race, there are even more powerful forces above them!" Chi You said solemnly.

"And even more powerful?" When Shen Yan heard this, his face changed suddenly, he thought that the Super Universe Country was already the strongest existence, but now, Chi You actually said that on top of this, there was a stronger existence.

"Nonsense, in the universe, the powerhouses of the star god level are already the most admired existence among the martial artists. But your teacher is a martial artist at the level of the star god, and in the end, he was not seriously injured by someone, and finally ...... You say, the Cosmic Nation may be the most powerful force? "Chi You doesn't have a good airway.

When Shen Yan heard this, he couldn't help but nodded!

"I'll tell you a little more today, so that you can keep an eye on things in the future!" Chi You said seriously: "On top of the Super Universe Country, there are several even bigger behemoths, such as the Universe Virtual Network Company and the Universe Bank, in addition to these two, there is also the Universe Adventurer Guild!" The first two of them can be said to be a whole, while the latter is a union, but it is precisely because he is a union that he is also the most loosely organized. But don't underestimate him because of his looseness, you must know that the warriors in the human race, but more than ninety percent of the warriors are its members. However, in the universe, many warriors have dual or multiple identities, which is nothing! ”

Hearing Chi You's explanation, Shen Yan understood a lot. Indeed, a cosmic bank that can cover the entire Terran territory, and a cosmic virtual network technology that can have the cosmic virtual network technology and apply this technology to the entire Terran territory, such two existences are of course two huge things. There is also the Cosmic Adventure Guild, which is said to be loose, but after all, more than ninety percent of the martial artists of the human race have joined under its jurisdiction, and if it is true strength, I am afraid that it is really difficult to distinguish which is stronger and which is weaker between the three.

"Under the three super existences is the super universe country, and then there are large, medium, small, three-level. Of course, in addition to this, there are also some hidden powers that are not much different from the universe, such as some ancient pirate groups, and some dark forces that specialize in making some invisible lights, all of which belong to this category! However, under normal circumstances, these dark forces are active in some three-way areas, or where several universe countries meet, or where they cannot be reached, such as the core areas of the universe countries, which are still very safe! ”

The virtual account Shen Yan was tricked by Chi You and spent a billion blue water coins, and after a lecture, Shen Yan finally began to prepare to connect to the virtual network under Chi You's teaching.

Consciousness sensing helmet, which is an essential piece of equipment for logging into a virtual network. Of course, according to the function of the helmet, the degree of cumbersomeness of use and many other matters, the so-called helmet will also be a ring, a headset, to put it bluntly, or a matter of more money and less money. Since it cost a billion to open an account, Shen Yan certainly won't be stingy in this regard, he directly bought the lightest and most functional consciousness sensing helmet, a similar thing to the Bluetooth headset on the earth, which is matched with a mobile phone.

The virtual universe account can be used to open an account, and this kind of account needs to have citizenship for real-name authentication after opening, and this kind of account can only be used exclusively by special people, and others cannot use it. But in addition, there are bearer accounts that can be used by anyone, but there are many features that cannot be used. After learning this, Shen Yan directly spent 100 million to buy a hundred such helmets. When I return to Earth, I will let Mira and Guan Feng see it too.

Chiyou is a mechanical race, he can not only have a body, a physical existence, but also be able to throw away his body and exist in a spiritual form. Therefore, after Shen Yan handled the virtual account, he did not need to apply for one, and he could enter the virtual network through the account according to the form of the brain used by Shen Yan.

Finally began to log in to the account and prepare to enter, when Shen Yan was still a little apprehensive in his heart, Chi You's side suddenly became unusual, and said excitedly: "Hehe, I've been waiting for this day for a long time, I knew that there was such a virtual world on the Terran side, but I never had the opportunity to enter because of different races." Although he finally became a servant of Regulus's bastard, he was unable to use the virtual helmet in the previous war, which made me bored for thousands of years! ”

"I said, isn't it just going into a virtual network? You don't have to laugh so lewdly! Shen Yan glanced at Chi You angrily.

was despised by Shen Yan, and Chi You didn't care, "Nonsense, you are trapped on a super super backward indigenous planet, and you have been trying to stay for thousands of years without a day's?" ”

Shen Yan was really afraid of Chi You's nagging, who knows if this guy will talk about his history of grievances again when he is excited, and then he no longer pays attention to the other party, and his consciousness sends an order to the consciousness sensing device: "Connect to the virtual universe!" (To be continued......)