Although some banks manage hundreds of billions of assets, only a few hundred million dollars of funds are enough, because the profitability of banks is not too high, and the actual asset scale is not large.

For example, the British Bank of Bahrain, which has a history of more than 200 years, and the United States bought Louisiana from France, and has to take out loans in this bank, which is the exclusive bank of the British royal family, with assets of up to tens of billions of dollars, and tens of billions of dollars in assets under management, but it was forced to go bankrupt because of a loss of only 600 million pounds.

For example, if you buy a medium-sized national bank, it will probably cost more than a billion US dollars, and more than a billion US dollars is already a small number for Su Ming, but the acquisition of a mature bank, although it can achieve quick results, how to do business here is still a problem.

Since the banking industry itself is highly paid, it is not an ordinary difficulty to lure these people here with high-paid means like migrant workers, there are no many necessary conditions for the life of those high-level white-collar workers, there are no cafes, no bars, no nightclubs, no parks, commercial streets, etc., so Su Ming thought about it and decided that it would be more appropriate to buy a bank from Africa.

The only option is South Africa, other countries don't even have decent banks, South Africa's financial industry is the most developed in the whole of Africa, with dozens of financial institutions in the country, and the four largest banks in the country have entered Su Ming's target, they are: Union Bank of South Africa Group, Standard Bank Group, First Rand Holdings Limited, Nedbank Bank.

Su Ming's first fall in love was this Union South African Banking Group, the name sounded atmospheric, but he couldn't contact the controlling party of this bank anyway, and finally found the controlling party hidden behind the scenes through the Eye of God, Su Ming immediately put out this plan, and wanted to get a bargain on the Jews, so Su Ming might as well go directly to do business with God.

Not to mention the well-known Rothschild family among the Jews, although Su Ming doesn't know much about this family, he also knows that the most powerful thing about this family is to play with finance, but the whole financial world is developed in the hands of other families, although it seems to be in decline on the surface, but in fact it is only hidden behind the scenes, not God's eyes, Su Ming will never know that the proportion of dozens of layers of cross holdings just perfectly meets the needs of holdings, if it is not carefully calculatedI didn't know that so many companies were controlling a family inside.

The Jews have a saying "anything can be traded", the premise is that your bid must satisfy them, Su Ming doesn't expect to be wronged by others, since this doesn't work, let's change it, the other three, the last two are not atmospheric when they look at the name, Su Ming set the target on the standard bank.

After the merger of Standard Bank and Standard Chartered Bank, Standard Chartered Bank gave up 39% of its shares because South Africa was sanctioned by the international community.

If you want to use your own funds in large amounts, you must go through your own account manager, Mr. Nicholas, who is very good at service, went on vacation some time ago, because he has worked for two years without vacation, and the customers he has served have no bad reviews, so this time his paid leave is eight months, and when he leaves, he appoints a Cecily for Su Ming. Isger's lady was temporarily in charge of Su Ming's business.

Su Ming called her, but after listening to Su Ming's request, Cecily said that the funds used were too huge and needed a certain amount of time, and at the same time persuaded Su Ming to consider carefully, the current financial situation is turbulent, and it is not suitable to acquire financial assets, so as not to bring heavy losses.

Su Ming was immediately angry when he heard this, he accepted Nicholas's service, and then came to feel her service, and the judgment was separable, that is, to take advantage of this turbulent time to acquire it, and after they all eased up, it would not cost more money to acquire it, what level, it was not as good as me, an amateur.

Not long after hanging up the phone, Nicholas's call came in, and he apologized to Su Ming first, he was embarrassed, Cecily did not understand the customer's intentions, and put forward his own proposition, and then Nicholas said that he would end his vacation in two days and fly over to discuss this matter with Su Ming in person.

Su Ming pretended to be polite and accepted it, this person is just different, after enjoying Nicholas's intimate service, he is very unsuitable for other people's service methods, even if the other party is a beautiful woman.

In the afternoon of the next day, Nicholas flew over, with Cecily by his side, and the two of them came up to apologize to each other first, Su Ming also knew that according to people's habits, as long as it was a vacation, it was carried out with the family, and this vacation was generally arranged a year in advance, and let the family sacrifice their own vacation to serve themselves, this requirement was indeed excessive.

The president of the United States still has the right to enjoy the holiday, not a particularly big event, and not to end his own vacation, he just called people over, it is indeed a little embarrassing, Su Ming very sincerely invited Nicholas's family to come here for a vacation, all the expenses are responsible for himself, and at the same time, when he is not busy, Nicholas can also accompany his family.

Nicholas shirked for a long time, and finally accepted Su Ming's kindness, Su Ming is like this, if others treat him a foot, he will treat others to others, if others are sorry for him, then he is embarrassed, and he will not be forgiving and generous to others.

After discussing the matter, Nicholas quickly entered the working state, and for Su Ming's choice of Standard Bank instead of Union Bank, Nicholas praised Su Ming's vision extraordinarily, although this asset is larger, and the difficulty of acquisition seems to be higher on the surface, but those who know the inside story know that the foggy shareholding structure behind the Union Bank Group proves that it is definitely a predator behind it.

Standard Bank is a publicly listed company in Johannesburg, in addition to using funds to acquire on the open market, the best way is to buy from other major shareholders, and as far as Nicholas knows, the current major shareholders of Standard Bank are not willing to sell their shares, but are ready to expand the business area and business scope, and increase investment.

In this case, it is not so easy to acquire shares, but there is also a way of curve acquisition, that is, the acquired party to the acquirer to send part of the shares, although the shares in the hands of other shareholders are diluted, but the capital scale has not decreased, but this needs to be agreed by the current major shareholders.

And to get a controlling stake as Su Ming wants, this is basically impossible, unless a hostile takeover is carried out, but in that case, the funds required are extremely huge, not to mention, and it is also vulnerable to many ways to counterattack, such as the poison pill plan, the white knight plan, etc., Nicholas does not recommend Su Ming to adopt this method.

In the end, Su Ming got only a very small part of the shares, how could Su Ming be satisfied with such a small hand, he must ensure that the bank's business develops under his own guidance, even if he can't get a controlling stake, he must have the right to speak on the board of directors.

Nicholas asked about Su Ming's exact goal, because he was afraid of involving Su Ming's trade secrets, so he didn't ask much, and there was nothing to hide from him, since he asked, Su Ming told him his own ideas, including his own Dream City plan, and the development of trade business in Africa, as well as the custody of those funds, the issuance rights of Namibian dollars, and so on.

After listening to Su Ming's introduction, Nicholas not only admired Su Ming's generosity, but also admired Su Ming's daring to think and do, last year's Su Ming, using a billion dollars of funds still needs their help, now tens of billions of funds are no longer a problem, to establish a medium-sized city, the funds needed are not at all billions of tens of billions of things that can be done.

In this way, a standard bank really can't meet Su Ming's needs, and it must get control, Nicholas told Su Ming that this matter must be expressed to the above, because if the acquisition is really carried out, the scale of funds used will be more than 10 billion, and this must be decided by the top.

It is normal for banks to provide strategic support for corporate acquisitions or financing, but such a big thing is indeed not something that Nicholas can do, Su Ming also understands this, and he thinks it is simpler, Nicholas left Cecily here for preliminary preparations, and went back to the headquarters to ask for instructions.

After listening to Nicholas's report, the senior management of UBS is very optimistic about this grand plan, believing that with the strong support of Su's physical experience, driven by the rapid development of trade business, and the influence and protection of Anetna in southern Africa, the development of financial business will inevitably be achieved with half the effort.

UBS immediately dispatched a senior vice president to take charge of this matter, assisted by Nicholas, and at the same time, UBS decided that support alone was not enough, and UBS also wanted to join in the matter, and after a detailed evaluation, UBS decided to provide $8 billion, and at the same time provide Su Ming with a loan of $12 billion on the premise that Su Ming would guarantee his own shares in Su Shi, a total of $20 billion to fund the acquisition.

Nicholas came to see Su Ming with this plan, Su Ming didn't feel strange after reading the plan, it would be strange if UBS didn't have this vision, Su Ming originally had this plan, to introduce a world-class bank as a strategic partner, and UBS's scale and business capabilities can meet Su Ming's requirements, which is exactly what Su Ming wants.

(To be continued)