As they spoke, the two of them had already walked to the façade of the money village. ｀｀

As soon as you enter the gate of the bank, there is a hall. In the lobby, there are many virtual panels, and Cheng Yang knows that the function of these virtual panels is equivalent to those ATMs before the apocalypse.

In the middle of the inner hall, there are several separate offices, which are more luxuriously decorated.

Cheng Yang pointed to the office in the middle and said, "Wang Lu, that's where you work from now on." ”

Wang Lu walked over quickly, and the layout inside was somewhat similar to that of a modern office, except that there was not a single electrical device to be seen here, and a very magical virtual screen could be seen on the table.

There are a lot of permissions and settings on this screen, and Wang Lu can modify them. But after the most basic content is set, it needs to be confirmed by Cheng Yang, the lord.

No, Cheng Yang didn't need to operate in the money village, he only needed to do it at the territorial altar. Because all the buildings in the territory have an operation panel exclusive to Cheng Yang on the territory altar.

After Wang Lu became familiar with the environment here, Cheng Yang said, "I'll transfer 70,000 spiritual energy points to you in a while, and open it to all the people to lend." You set the maximum amount of borrowing per person at a time to be the daily income per person, and the cumulative borrowing amount is only two days, and the maximum loan repayment time is 1o days. As soon as you submit it, I'll approve it. ”

Wang Lu nodded, and asked again, "What about the interest?" ”

Cheng Yang thought for a while and said: "Let's take 1% of the daily interest, borrow once, and generate interest less than 1 point of spiritual energy, and settle it with 1 point of spiritual energy." ”

Wang Lu hesitated: "Isn't this a little high?" ”

Cheng Yang said: "This is not high, it is estimated that it will have to grow in the future, and there will be different borrowing ratios for different groups of people at that time." After all, unlike the peaceful and prosperous times, the mortality rate of the war fighters is definitely much higher than before the end of the day. Therefore, it is inevitable that there will be some dead debts, and the risk of borrowing is also quite large. I estimate that even 5% daily interest will appear in the future. ”

Wang Lu suddenly understood, and suddenly asked again: "Lord, what if someone defaults on the debt?" ”

Cheng Yang smiled and said, "No, the reason why I have to build this money bank to start the lending business is because I have to manage it with the help of the rules of the gods." Because when anyone borrows psionic points from the bank, they are signing a contract that is subject to the supervision of the rules. As long as the agreed time is reached, the psionic value in their personal account will be automatically deducted. If it is killed in battle. The balance in their account will also be used to pay off the arrears first. This rule is valid regardless of the borrower's location. ”

Wang Lu relieved himself, after all, if there were too many dead debts in the bank, no matter how high the interest was, it would not work.

Cheng Yang continued: "In addition, the money bank also has a deposit business, and the interest is temporarily at o.1%, and it is estimated that not many people have deposited money now. ”

Wang Lu nodded, she also knew more about the current situation of the territory's spiritual energy value, and now everyone's daily spiritual energy value is enough for their own use, which is considered good. There is nothing left to survive. Of course, Cheng Yang is an exception, and his current psionic value is enough to frighten many people.

At that moment, Cheng Yang transferred 200,000 spiritual energy points from his personal account, and this money was naturally obtained from Yuan Jianze before.

Seeing that there was such a large amount of money in the money bank he operated, he instantly had such a large amount of money. Wang Lu was taken aback. She remembered that Cheng Yang said just now that he was turning 70,000 points of spiritual energy, how could it become 200,000 in an instant?

Cheng Yang saw Wang Lu's doubts, and said with a smile: "I saved these 200,000 points of spiritual energy, and you have to pay me 200 points of spiritual energy every day." Those psionic points mentioned earlier. It is the spiritual energy value of the territory, which belongs to the territory funds, and the income of the money bank is used to expand this part of the territory funds. ”

Only then did Wang Lu understand. At the same time, he was also shocked by the degree to which Cheng Yang earned psionic points.

Subsequently, Cheng Yang left Qianzhuang, leaving Wang Lu to manage Qianzhuang here.

When Cheng Yang came to the altar of the territory, he transferred 70,000 psionic points from the territory to Qianzhuang, so far the total psionic value of Qianzhuang has reached 270,000 points.

Cheng Yang made a simple calculation, if all these psionic values were lent out, and the dead accounts were not calculated, he could create zào27oo psionic values for the territory every day. Of course, after deducting the interest to Cheng Yang, as well as a part of the dead debts that may be generated, this value should be around two thousand points.

However, at present, the fighters in Luofeng Village are all in the army, and under this unified action, Cheng Yang has always insisted on suppressing the opponent with absolute superiority, and the fighters in Luofeng Village have always been equipped with priests and potions, so the casualty number has always been extremely small. So now the gain is basically infinitely approaching 25oo points.

This is undoubtedly an effective means of increasing the psionic value of the territory, which is equivalent to asking the territorial warfighter to donate the psionic value, and this way of increasing the psionic value is undoubtedly beneficial to both parties. However, if the warfighters of the territory want to increase their contribution value, they must contribute to the territory through guò donations or other means.

There are still more than 110,000 psionic points on his personal account, plus more than 10,000 psionic points lent to Liu Hao and others to open up four times the cultivation level, the total is close to 130,000. Cheng Yang didn't plan to put these spiritual energy values into the Qian Zhuang, he still had to rely on this part of the spiritual energy points to open eight times the cultivation degree.

In the next four days, the territory of Luofeng Village was displayed step by step, although the number of fighters did not increase further, but the strength showed up by leaps and bounds.

First of all, among the nearly 2,000 warlords in the territory, a large part of the first batch of warlords to be transferred to the mid-level apprentice level were promoted to the mid-level apprentice level, and the number was almost about a hundred. Without exception, these people are all managers of various war camps in the territory, the high is the deputy commander, the low is the squadron leader, and as for the squad leader, no one has been promoted to the middle level yet.

It's not that their psionic energy is not enough to support them to open a more efficient cultivation level, the main reason is that there were no more psionic points for these fighters to open four times their cultivation level.

However, the situation has begun to improve, and they put their ideas on the public resource account that Cheng Yang sends every day. Since this part of the psionic value can be assigned by the leaders of each squad at their own discretion, Cheng Yang was consulted. These teams of fighters saved money to gather 1,000 psionic points, and then adopted the method used by Cheng Yang before, and every five teams joined forces, taking turns to open four times the cultivation level.

In this way, it can basically satisfy half of the people who open up four times the cultivation level. However, at present, the spiritual energy value obtained by most of the warriors in the territory cannot fully meet the fourfold degree of cultivation, and for a while, the business of Qian Zhuang is booming.

The 1% interest is not too high for these fighters, and these people know very well that even if the borrowed psionic points can make them advance by a day, this extra day will be enough to pay off the interest they owe. What's more, the effect of taking four times the cultivation level all the time is not just to let them only advance one day in advance, but to use it for two days a day.

There is no doubt that Luofeng Village has been officially operated by the military system and the use of Qian Zhuang, so that the entire spiritual energy value has been completely revitalized, and its effect has been swung to the extreme. Coupled with the 3o thousand spiritual energy points that were scavenged from Yuan Jianze in the next three days, Luofeng Qianzhuang's funds became extremely abundant.

In addition, after the army sent salaries and public psionic values every day, the remaining psionic values were still fifty or sixty thousand, which were also put into the money village by Cheng Yang. The capital of the money bank broke through to nearly 8o.

Of course, it would be a mistake to think that raising an army is a good way to earn psionic value based on these numbers.

The spiritual energy value given by Cheng Yang now does not include the matching of equipment and the pension of the soldiers who died in battle, as well as some new good things that will appear later to improve their strength.

The matching of equipment is a very psionic thing, if you want to equip a soldier with a set of black iron apprentice equipment, it will also require nearly 1,000 psionic points to buy it completely, and if it is bronze, the price is even higher.

The soldier's compensation can be light or heavy, with Cheng Yang's attitude, he can't be cold to those who serve Luofeng Village. Therefore, Cheng Yang has always adopted a preferential policy for those who died in battle. Fortunately, so far, the number of fighters killed in Luofeng Village is only 1o, and the dead are basically those who have just changed jobs and have little combat experience, so according to the pension system formulated not long ago, the pension spent by Luofeng Village is not much.

As for the good things that appear in the future to improve strength, it is a bottomless pit, and no one knows what kind of things will appear in the future and how much consumption will be there. Therefore, it is undoubtedly necessary to accumulate a certain amount of psionic energy.

Of course, that's not all. For example, the amount of wood accumulated in the past few days has exceeded 7ooo cubic meters, and the stone has also reached 5ooo cubic meters. However, these timbers are still a little insufficient to build the third-level fence of the last building in Luofeng Village. As for the road to be built from Dongshan Village to Luofeng Village, the 5,000 cubic meters of stone is even more a drop in the bucket.

In addition, the two subsidiary resident exhibitions in Luofeng Village are also in order. Whether it is Xianghe Village or Dongshan Village, they have all been upgraded to level 3 villages at this moment, and the level of the professional statue is about to reach level 4.

At this moment, the number of fighters in these two subordinate garrisons has reached 800, which can be regarded as a relatively powerful force.

It's just that if this subsidiary station wants to be upgraded and then upgraded to level 4, it is not so easy, and the three junior sergeant-level fighters are not so easy to cultivate.

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