Section 374 - Draw from the bottom of the kettle
Hearing the words of partner Wei Yunan, Lin Yuanfang was also a little annoyed, patted the table and said: "It's easy for you to say, we have saved tens of millions, and it is not a matter of one or two months to digest and cash out, is it not a matter of one or two months for the car sales company, just last month I finally managed to get together 10 million to repay the bank loan, and now the economy is in a recession, many companies have collapsed, and the bank loan policy has been tightened. Your friend's company's 5 million bank loan can not be on, our company, as a guarantee unit, can only repay for them, what is the situation of your friend, the 5 million is thrown out in vain, if they do not pay it back, the bank will come to collect our loan in advance as soon as possible, seize the deposit, such a vicious circle, whether to open the store. ”
Guarantee to repay the loan for others, it is completely not floating, the loan unit is not afraid of boiling water anyway, and there is no valuable assets, directly wipe the ass and go bankrupt, the bank will liquidate the assets for the first time, the original unit employees take the first money, the bank takes the second, the guarantee unit usually can't even get a fart, directly upside down.
In all walks of life, there are many enterprises that have been implicated and bankrupt because of the guarantee for others, and the bank does not care about you, first of all, it is necessary to protect the property of the state in the first place, of course, if this kind of loss is caused by the bank's insiders, it is easy to calculate.
"Do the guarantee thing, you also agree, we also made a lot of money, my friend's business, I can't help it, of course I hope he can pay it back, is the loss of five million just borne by you? Anyway, no matter what happens today, you have to sign it, I don't take much of my money, and I admit it if I lose, if I can't get this money today, I'm finished, and you won't be much better. ”
Wei Yunan, the partner who tore his face, has no patience to pull with Lin Yuanfang anymore, in the past month, he has looked for the other party many times, but from the beginning of the good talk, and then keep finding all kinds of excuses to delay, but the pressure from the bank has forced Wei Yunan to jump off the building.
In these years, there is no bank loan for business, many corporate bank loans almost account for more than the assets of the enterprise, completely relying on the flow of funds to maintain income and profits, if one can not be connected, or the assets suddenly depreciate, it will be the end of the bank to collect debts.
Don't look at the high income of the bank clerks, in order to ask for loans, the company stuffs a lot of red envelopes, most of them have unlimited scenery of houses and cars, but once there are bad debts, they are ordered to stop all the work at hand at the first time, all bonuses are stopped, and only more than 1,000 yuan of hard basic salary is left, and they become professional debt collectors, chasing after the company to claim back bank loans.
If you don't come back, then don't want to mix in the banking circle in this life, this is an extremely cruel reality.
"I don't have any money now, I only have three million on the books, and I will have to pay my salary, water, electricity and rent in a few days, and in half April, another 10 million loan will expire, and the money has not been settled until now, if you want to go bankrupt, whatever you want, don't blame me for not warning you when the time comes, your money can't even get back a tenth of it."
Lin Yuanfang was angered by the words of his partner Wei Yunan, leaned back on the general manager's chair, and said angrily, is it useful to coerce like this? This car sales company is in this situation at the moment, don't look at the appearance of the scenery is still the same, in fact, it is already in crisis in the dark, and the oil is running out.
Wook slapped his hand heavily on the desk and made a loud noise.
"The surname is Lin, it's good to get together and disperse in business, I can see through you, if you don't take out the money, brother, if I have no way to live, don't blame me for turning my face with you."
Thinking that the real estate he developed in Huzhou did not sell a house because of the economic downturn, and the bank loan was urgent, seeing that his life's hard work was about to be wasted, Wei Yunan was anxious this time, and his face showed a trace of hideousness.
"You ......."
No one has ever threatened himself in such a tone, this is already a scoundrel, Lin Yuanfang was also angry, and was about to scold, when suddenly a faint voice came from the door.
"A problem that can be solved with money, not a problem"
"Uh, what do you do when you come in, go out and go out' Adult's business, you don't get involved." Lin Yuanfang saw his son Lin Mo pushing the door in at some point, and when he thought of the tense atmosphere in the office just now, he hurriedly waved his hand to catch up.
Lin Mo didn't seem to hear Lin Yuanfang's words, but instead walked closer to the position of the senior table where the two of them were, and continued: "Okay, how much is the difference in total?" ”
"What do you mean?" Wei Yunan was interrupted by someone in the office, and looked at Lin Yuanfang's son with some surprise, and said that he was sturdy, could it be that the father and son were going to fight together to beat themselves.
If you think about your own tone just now, this possibility is extremely high.
"I'm saying, how much is the difference between you? Dad, how much is your lack of funds, and Uncle Wei, how much do you want my dad to take here. ”
"Xiao Mo, you go out." "Hehe, it's really interesting, Lao Lin, your son's tone is really not small." Wei Yunan was happy, Lin Yuanfang's son's words seemed to be unpredictable, could he have anything to do with the bank.
But Wei Yunan guessed wrong, and Lin Mo continued: "Again, what can be solved with money is not a problem, how much worse, I'm out." ”
"What? Xiao Mo, don't mess around, it's not a matter of one or two thousand. Lin Yuanfang immediately thought that Lin Mo might borrow money from that girl named Qi Fei, but is this money so easy to borrow?
Besides, if a big man borrows money from a woman, what face is there at all, even if the two of them succeed in the future, this is also inferior.
"Okay, good, Lao Lin, you are not a good person, your son is a talent, good, good." Wei Yunan said a few good words, stared at Lin Mo with blazing eyes and said: "I am a partner of your father's company, accounting for forty percent of the shares in this expeditionary automobile sales company, I am engaged in real estate development, and now there is no way to return the funds, I owe a loan from the bank, if I don't have no way, I will not look for your father to withdraw the capital, the money is not much, 21.2 million, this is the price after the investment appreciation in recent years, calculated by the accounting firm, and it is calculated in a small amount, but I am just waiting for this money to be rescued." ”
Wei Yunan glanced at Lin Yuanfang, and then said: "Your father here, although he has cashed out and reduced his salary, he is still short of almost eight million in the bank, what's the matter, Lin Gongzi, do you have a way?" ”
Partner Wei Yunan's shares worth 21.2 million, as well as a bank loan of 8 million, plus nearly 30 million.
"Xiao Mo, don't listen to his nonsense, don't pay attention to him, I can solve it, you go out." Lin Yuanfang has no general manager temperament, but begging not to get involved, he knows that even if Lin Mo is a fighter pilot, no matter how high the allowance is, it is impossible to come up with this money.
However, Lin Mo only had more than three million in his hand, which was only one-tenth of it, but he still had a way, took out his mobile phone, and pulled out the number.
"Hey, I'm looking for Haixi, me? I'm Lin Mo."
Lin Mo pulled out a confidential phone, and the national security system automatically checked his identity (relying on his registered ID card and address), and would decide within 10 seconds whether to continue the call or forcibly cut it off
After a while, the phone was connected, this is in the base of the Daoyu Brigade, not ordinary people can find the phone here, and countless relays have been relayed, and at the same time it has been monitored and recorded.
If you want to find Chen Haiyi, Chen Dashao is not easy, if this guy is on a flight mission, it is estimated that he will have to wait a little longer to catch the plane.
For ordinary people, this is impossible, but Lin Mo has such authority.
Chen Haiyi's voice came from the mobile phone: "What's the matter, Lin Shao, what are your orders?" ”
"Is there any money?" Lin Mo's words were very concise.
"What?" Chen Haiwei was a little incredulous.
"Is there any money?" Lin Mo repeated it.
"Well, how much do you want!" Chen Haiwei pondered for a while, and then understood.
"Not much, twenty-seven million, I'll pay you back in a month."
Lin Mo began to wonder where to get the money to pay back that guy, it shouldn't be a big problem, it's a big deal to sell a few technologies to Shen Fei for some cash, but at the moment, only Chen Haiqing and Chen Dashao can save the emergency on the spot, although the Shenyang Aircraft Factory is not bad for money, but it is far from quenching the thirst.
"No problem, I'll give you 30 million, you don't have to pay it back, give it for free." Chen Haiqing didn't seem to take the 30 million seriously, and the tone of his reply did not hesitate.
"We'll talk about it then."
Lin Mo didn't want to owe this favor in vain, in his previous concept of being in another world, favor was often repaid with human life.
"Remember my card number and mobile phone number......
Lin Mo reported his bank card number, and the other party immediately repeated it, which was accurate.
Closing the phone, Lin Mo smiled at the stunned Lin Yuanfang and Wei Yunan, and waved the phone, "Wait a minute,
Less than ten minutes later, I heard a text message from my wrist mobile phone, which was sent by Chen Haiyi, and the cash had been sent out and had arrived.
It's cash, so the speed of arrival is extremely fast, and it's also a loss to Chen Haiqing, who can take out 30 million cash casually, but he is really not an ordinary person.
"Okay, it's done, it's in the account, Dad borrow the computer, report your account number to me, I'll take pity"
Lin Mo said, and then pulled it on the watch, revealing a USB socket, which even saved the bank's U one ke.
"Uh, uh, wait, this, what's going on?" Wei Yunan couldn't believe his ears, just now he was arguing with Lin Yuanfang and was about to turn his face and fight, as soon as the other party's son Lin Mo appeared, a phone call was all done, this is not a dream or a fairy tale.