The golden toad asked suspiciously, "How do you say this?" ”

"You studied economics, I didn't. But what do you think money represents? Zhang Fan asked.

The golden toad thought for a moment and said, "Since the collapse of the Bresson financial system, the dollar is no longer pegged to gold...... In the London futures market, the current price of copper is ...... Dow Jones Industrial Index...... These are all representations of the current currency...... The main thing is the global monetary system, dominated by the US dollar......"

Jin Toad talked eloquently and analyzed the current Shijie financial system. Listen to Akon Greenwing only yawn. Zhang Fan listened very carefully, although he couldn't understand most of it, but he still listened carefully.

It wasn't until the golden toad spoke for more than half an hour that Zhang Fan had a chance to interject, and he smiled: "But I know that ancient Rome collapsed because it was too rich." China, too, has been repeatedly invaded for thousands of years because of its wealth. The list goes on...... You may not be able to deny that World War I and World War II were also due to some kind of uneven distribution, and the unclear representation of wealth led to the economic and financial crisis, and then ...... I think the root cause here is the uneven distribution of wealth. The Rothschilds may have had too much wealth to be ......"

Zhang Fan paused, took a sip of tea, and said slowly: "So I don't think that how much currency and resources are a kind of wealth. Because a small number of people have too much wealth to use to the greater number of people who need it, then the wealth itself has been devalued! If a small number of people have too much money or resources, it will only upset this balance and eventually collapse their wealth! ”

The golden toad's eyes were solemn, and he was already nervously calculating in his mind whether the balance that Zhang Fan said would make his family's thousand-year-old accumulation finally collapse. Sadly, the answer is yes. Because the family has indeed been pushed over again several times in the long river of history. Although every time there is a hero-like figure in the family who starts from scratch and rebuilds the glory of the family, this collapse still haunts the entire family like a nightmare! So that the family can only take the initiative to divide itself after excessive accumulation, so as not to carry too much wealth and be judged by history!

"What's the solution?" The golden toad asked respectfully. When Akon heard this, he sat up in shock, and the golden toad actually asked Zhang Fan about wealth, and he really asked for advice.

"Money represents the resources that people have, and the most basic of these resources are non-ferrous metals, oil, rubber, various major agricultural products and other commodities. Money, on the other hand, is an exchange balance between human beings and resources. The population remains the same, and the excess of money, relative to the decrease in resources, is inflation. Conversely, a small number of people have too many resources, or money, which is also a kind of small-scale inflation. If a certain amount is reached, the whole country or shijie will be in conflict over resources and currency, because the majority of people only have a small amount of money or resources. The value of resources and money is relatively high. Zhang Fan continued.

The golden toad was anxious, "I'll ask you for a solution." I know all of this, I have a bunch of bankers doing the math for me! ”

Zhang Fan ignored him and continued to analyze: "In fact, with the improvement of the level of science and technology, the strength of human productivity, the high utilization rate of resources, and the production of more agricultural products per unit area, their value will gradually decrease. But in fact, it is still balanced, because the population will definitely increase, because the same technological improvement, the improvement of medical level, will lead to the extension of human life. When the population increases, the money supply will become tighter again, relative to the shortage of resources......"

When the golden toad heard this, his heart tightened, and he thought of the topic he had prepared, and instinctively asked, "You mean, to express the weighted index of population and various resources in one currency?" Oh, and add the level of science and technology, but it seems that the productivity of science and technology cannot be quantified? By the way, you mean that our family should have more technology and production capacity! ”

The golden toad slapped the table and said happily: "The bank index is just to balance wealth, our family should not possess more money and resources, unless the population is also raised, but what is the point of this." The population is larger, and the profits are diluted. If we want to keep this part of the profits, we can only occupy the scientific and technological productivity and continuously improve the scientific and technological productivity in order to keep the wealth of our family! And this premise is that there must be a monetary system that can fully represent the population and resources! Instead of the current dollar-dominated monetary system. Well, maybe a pluralistic monetary system will eventually be able to solve this problem, but it's still too slow. All I can say is that you're just so talented! ”

The golden toad took out a very advanced laptop computer, connected to the network, dialed the mobile phone, and said majestically as soon as it was connected: "Consortium interbank joint conference call, an hour later, all attended, verification code: xxxxx." ”

"You ...... now" Zhang Fan was shocked, his scholarly opinion actually made this rich man make a big move.

"Time is money!" Jin Toad said, "I will now let the banks controlled by the consortium circulate this currency as a settlement method between the consortium under my control." ”

"Circulating now?!" Zhang Fan was shocked, "If you shili are very small, circulation is useless, if you are very strong, won't this affect the existing monetary system?" What about the US dollar? Will it cause a shijie war? ”

"Hehe, I said that it will only circulate within the bank, and this will not go to the private market. This currency is not as amazing and scary as you think, and for consortia and banks like us, it is a string of numbers. It doesn't matter what you represent, it's just a matter of calculating the exchange rate. Well, although this calculation formula is a bit complicated. But you've already thought of using a population and resource-weighted index to represent money. According to the probability, this shijie must have formed a certain concept, and it is not far to accept this idea, depending on who implements it the fastest. Whoever executes first occupies the commanding heights of the currency. It doesn't matter if it's the dollar or the euro, or any other currency, it's history! It will eventually be replaced by this advanced monetary system. ”

The golden toad slapped the table, "And these are all illusions, the most important thing is that we will occupy the scientific and technological productivity that cannot be measured by indexation, but it has a very serious impact on these two indicators!" ”

In the next waiting time, the luxury hotel in City C has been acquired by the consortium of Golden Toad, and all the personnel have been replaced, and even part of the decoration has been replaced. Zhang Fan and the three of them sat at the dinner table, and found that the people around them came and went, and the landscape changed greatly, and it had become an empty hall, and there was only one table of people left. The surroundings have been occupied by a group of sturdy bodyguards wearing sunglasses and beautiful cheongsam beauties like models! Large screens were erected, and a videoconferencing hall was set up.

The scene was so big that Zhang Fan and the three of them couldn't sit still. Akon broke the awkward atmosphere and asked with a smile: "You make such a big move, aren't you afraid of being known by your South American opponent?" ”

"He already knows." The golden toad munched on a lobster and said inarticulately. This lobster was brought up by a blonde Frenchman, and even the cook was changed.

"So fast?" Akon exclaimed.

"It's not too fast, he knew when I made the first phone call and called a consortium meeting. When I'm done with the meeting, he'll call. "The golden toad ate very happily, and it seemed that he was in a very good mood.

In the next few hours, the golden toad held a video conference while eating, and Zhang Fan and the three of them took a break to listen. At the scene, the golden toad team thought tank quickly calculated, the value and supply of this currency weighted by population and resources, as well as the exchange rate with the existing monetary system of Shijie, the accounting of the banks of the Golden Toad consortium was busy like a spinning top. Although the golden toad said simply, these currencies are just a few numbers in the bank, but the countless assets of the consortium need to be revalued, and that is no small matter. The efficiency of this family is astonishing.

The other part of the asset acquisition and replacement department began to step up the use of various liquidity tools, exchange assets, and acquire the equity of major science and technology units, universities and colleges in Shijie. Zhang Fan found that this golden toad's calculation ability is also very terrifying, this guy issued orders while eating, and there was nothing wrong! His ability to calculate money and assets is much more powerful than that of the senior accountant of Union Bank! The whole consortium is like a precision-running money-making machine, and the golden toad is the core controller of this machine.