Chapter 110 Investment

The above four paths are basically the choices that students have to make after graduating from the Servant Academy. Either join the military, or accept the solicitation of some families, or enter some large enterprises, and the worst of all, you can also become a freelancer and walk out of a loose road.

For the newly graduated students, especially some of them from poor families, they have the qualifications of the servicer, but they do not have the capital of the servicer, and they have the ambition to serve, but they do not have the foundation of service. At the beginning of the service, there was not even the money to customize a set of clothes of your own.

As a person who wears but does not wear a robe, this is simply a big joke in the world. Therefore, in order to solve this embarrassing problem, the government of the home star still provides quite a lot of preferential policies for the students who have completed the year, among which the most widely used and the most repercussive is the credit loan system. The policy stipulates that all students who have graduated from the regular service academy and passed the service level examination can go to the relevant bank to handle the credit loan business with their genetic ID card.

This loan is secured by your identity and personal credit, so there is no need for the server to provide additional material collateral. At the same time, because it is carried out for all the students of the big galaxy, and it includes the policy subsidy of the government of the home planet, this kind of loan is still very preferential compared to the type of loan.

First of all, it has no interest, and secondly, the repayment time is relatively generous, as long as the payment is paid off within three years after graduation, whether it is in installments or in a lump sum, the transaction can be completed immediately. No additional transactions need to be generated. or fees. Therefore, many children from poor families will choose to apply for this kind of loan when they have just graduated.

Generally speaking, as long as they refine their robes and become real servants, then it should not be a problem to pay off the money owed within three years. And even if your loan is due, but you don't have enough money, it doesn't matter. You can apply for a deferral of repayment. However, at this time, the bank will charge a certain amount of interest on the amount during the postponement period. But the interest rate is still relatively low.

In general, this type of loan is still very favorable. But one thing must be mentioned. This kind of loan once applied. You'll have it on your credit file. Other words. In the future, it doesn't matter if you join the army, which family you join, or which company you enter. The relevant HR department will see this information from you. So as to understand your family situation, you know that your family background is not good, and you may be a poor child.

However, the military generally does not care about these things, and some families and businesses do not care about these things, but it is not excluded that some families or enterprises will care about the family status of their customers or employees, just because you are a poor family, they may not be admitted, or they will not be taken seriously. This kind of family discrimination still occurs from time to time even today. Therefore, some good-faced poor people would rather starve and save money for themselves than leave such a message on their resumes.

Of course, starvation is an exaggeration, and you will never be able to customize a suit by starvation. But these students will also have their own methods, such as finding sponsors. They may go to someone who is more wealthy and ask them to fund a sum of money to help them customize a robe. He promised them that after the achievement of the servant, he would do some corresponding things, double, or even ten times the return to the other party, if the other party was very powerful, after the achievement of the servant, some of the servant even simply threw themselves into the opponent's camp for them to drive, which is not a very good choice.

At this time of year, there will always be some people who take the initiative to come to the door and propose to the students who are required to sponsor each other. The purpose is also obvious, that is, to be rewarded in the future. This is a potential investment. Investors take out money, while students take out the qualifications of their servants.

But in either case, the two parties will usually finalize the transaction in the form of a contract. Once the contract has been notarized by a notary public, it will have legal effect, but in general, it is also a mutually beneficial cooperation between the two parties.

In fact, this form of investment is quite creative. Many sociologists have praised this approach, believing that this form can not only facilitate the transition of the servant from the quasi-service stage to the service service stage, but also increase people's investment awareness of the service person's career.

The well-known business weekly "Washington Post" believes that this kind of deterministic intangible capital investment method is actually a typical potential venture capital investment method. In real life, there are actually many applications of this method. The report also gave a very interesting example, saying that there is a very rare beast in the jungle of the Southern Regions - the liger. The liger is irritable and bloodthirsty, and is extremely difficult to raise, and it is only possible to tame it from the young stage. But the liger eats a lot of food, and ordinary people can't afford to raise it at all. Therefore, even if someone in the local area picks up the liger cubs, most of them will directly kill them or sell them. No one ever thought about raising it.

Until one day, a young fisherman came to the island, and after hearing the story, he happened to pick up a cub of the liger. But he didn't kill or sell it, as other fishermen did. Instead, the liger cub was kept in captivity. Regard this emaciated liger cub as an opportunity to change his fate.

After that, he went to the sea every day to fish and feed the little liger, and although it was very hard, he never gave up. It wasn't until one day a few years later that several nobles visited the island and found this grown-up and tame and obedient liger trained by fishermen, so they bought it at a great price.

Although the liger has a fierce temperament, it has the characteristic of recognizing its master, and as long as it is kept from an early age, it can become a very docile and obedient ornamental pet. Secondly, although the liger eats a lot, it develops very quickly, and it can grow up and mature in a few years. The breeding cycle is short, but the price is very expensive.

As for the problem of large appetite, fishermen rely on the sea, and casting nets to catch fish is just enough to meet the food needs of ligers. Many of the shortcomings of the liger beast before have evolved into advantages after it has created wealth value. So the fishermen scrambled to imitate it and began to raise liger cubs en masse. The liger is not a rare species on the island where the fishermen live, and because of its size, it is easy to catch. A pregnant female liger can give birth to about eight to nine cubs in one litter, which is considered very prolific. Therefore, it greatly meets the needs of fishermen.

Since then, fishermen have given up fishing and have started to raise ligers. From the beginning of raising one by one, to the later litter by litter, and then to the most reluctant, even the adult liger was raised in captivity, male and female paired, so that it can breed small liger beasts full-time. Until now, the liger export industry has become a pillar industry in the region, creating great economic value for local fishermen. Today, about 80% of the liger pets in the entire large galaxy are from that small island. For this economic phenomenon, relevant financial experts have also given a special name, called the "island effect".

(I've been catching a cold for the past two days, having a low-grade fever, my body is weak, and the code words are also extremely difficult, so I wanted to hold on to it, gritted my teeth and got through.) I didn't expect it to work, but when I got up in the morning, my condition worsened, and I felt dizzy. I had no choice, so I hurriedly bought a ticket and went home to recuperate. I bought a ticket in the morning, arrived home in the afternoon, slept in the car, felt a little better, and when I got home, I coded the word, and finally drove out two chapters. You may feel that the plot has been a little dragging on recently.,The update is a little late.,There's no way.,The physical condition is not very good.,There's no state in the codeword.,And this volume has also reached the end of the plot.,Some details still need to be sorted out and coherent.。 Adjust tonight and get a fresh start tomorrow! Thank you to every reader who subscribed, bow and thank you! (To be continued......)