Chapter 144 loan of 1.5 million
"Xiaofeng, Ye Zheng, a guest is coming!"
Fang Yun put the dishes in Xia Shu's hand in the kitchen, and shouted at home.
"It's here!" Ye Zheng came out of the study, he wore a casual sweater, looked at the unfamiliar Xia Shu, he asked, "Who is this?"
"Hello, this is Father Ye, my surname is Xia, I am from the universe, and I made an appointment with your son today. Natsuki hurriedly stepped forward and stretched out his hand.
"Hey, Mr. Xia. Ye Zheng also stretched out his big hand and shook it, pointed to the sofa in the living room, and said, "Sit down, Ye Feng will come out immediately." ”
"Where's the little wind?"
Fang Yun brought the tea and fruits, and saw that Ye Feng hadn't come out yet, so he shouted again in a slightly pungent voice.
"It's coming. ”
Ye Feng walked out of the room sleepily, wearing slippers, his hair was messy, and he only wore a coat outside.
"This kid ......" Fang Yun glanced at Ye Feng reproachfully, Xia Shu is also a vice president of Xia, why did you come out without even wiping off the feces from your eyes.
"Hello Mr. Ye!" Xia Shu didn't mind, and hurriedly got up to shake Ye Feng's hand.
"Hello, you're too early today, aren't you?"
Ye Feng sighed and looked at the clock on the wall, it was only past seven o'clock, and he hadn't eaten yet.
"Well, it's a bit early, but it's a little early, it's good to talk about things, about the loan to your family, I think, it's better to deal with it as soon as possible, because after the annual leave, the loan interest will generally rise a wave, and now if you sign the agreement, the interest can be less." ”
Natsuki said with a thoughtful smile.
"Loans?"
When Ye Zheng heard this, he raised his eyebrows.
He is not a person who has never been in contact with a bank, and this is the first time that someone from a bank has taken the initiative to come to the door to withdraw a loan.
Fang Yun was also a little confused: "What loan?"
"Mom, didn't you say last time that you were going to take out a loan to buy seeds, I mentioned it to President Xia, no, people are here, why did you forget?"
Ye Feng reminded.
"Oh, I know, but our fruit exploded, and our assets are not very good, I don't know how much we can borrow?" Fang Yun asked hesitantly, the previous section chief of the Agricultural Bank of China said that their fruit explosion did not meet the standard, could it reach the universe line.
Xia Shu smiled slightly, and said seriously: "Mother Ye, you don't know this, the quality of assets will affect the amount of the loan, but it is not absolute, it still depends on the prospects, I am very optimistic about your fruit explosion, and I also believe in your operational ability, so your company must meet the standard." ”
"Didn't Section Chief Gangwang say that he didn't meet the standard......" Fang Yun was still a little puzzled.
"So he's the section chief. Natsuki chuckled.
"Mom, people are professional, he said that if he meets the standard, that is to meet the standard. Ye Feng said to his mother.
"Yes, yes, what is the general amount?" Fang Yun nodded again and again, and then asked again.
Natsuki asked rhetorically, "How much do you need?"
"One...... A million?" Fang Yun asked tentatively, she didn't dare to say much.
"Within two million, there is no problem. ”
Natsuki replied, giving Fang Yun a range of options.
"That's one and a half million. ”
Fang Yun finally said her plan, in her plan, 600,000 yuan was used to buy seeds, 600,000 yuan was used for cultivation, operation and the like, and the rest was for backup.
"There is no problem, this is a loan agreement, you see, if there is no problem, you can sign it now, if you have any doubts in the future, at that time, I can go to your company to negotiate specifically." ”
Xia Shu took out an A4 piece of paper directly from the leather briefcase and handed it to Fang Yun.
"Cosmos Corporate Loan Contract...... Look. ”
Fang Yun looked at the huge characters on the cover, and was happy, it was the first time she cooperated with the world's largest bank, and she handed the contract to Ye Zheng to see, Ye Zheng knew a little more about the law of the contract.
"No problem. ”
Ye Zheng has also dealt with banks, and he only glanced at the keywords, the annual loan interest rate of enterprises is 4.21%, and the repayment time is two years at the latest......
As for the specific amount, it was written on an ad hoc basis, and the key was only to sign and seal it.
"Sign it directly. Ye Feng also said.
"Here. ”
Xia Shu thoughtfully took out a black signature pen, opened the contract page, pointed to a few key places, and said to the other party.
"And I signed it?"
Fang Yun took the black signature pen, and still couldn't believe it in her heart, she had succeeded in taking out a loan like this?
She remembers that many companies in her industry want to take out loans, and they need to come to the bank.
You may not be able to find someone when you come to the door, and you have to bargain to find someone.
Even if both parties agree in the end, the follow-up procedures are extremely troublesome.
Similar to Xia Shu, who came directly to the door with the contract, it was the first time she had seen her.
"He is the vice president, and there is still a green channel for this. ”
Ye Feng explained to Fang Yun with a smile, letting her sign with confidence.
In fact, this agreement is just a superficial agreement, and Ye Feng will sign another contract with Xia Shu later, which is a contract with real benefits.
"Makes sense!"
Fang Yun waved his pen, signed, and then took it to the study, found the company seal of the fruit explosion and stamped it, and filled in the company's collection account and future repayment account.
"After the annual leave, the loan will be disbursed to your account within three working days. Natsuki put the agreement in his briefcase and put it away.
"Hey, okay, it's really troublesome President Xia, come, you drink tea!" Fang Yun poured three cups after making tea.
"You're welcome. Natsuki took the teacup, tasted it carefully, and praised, "Good tea." ”
Next, Xia Shu and Ye Zheng's father and son chatted for a while.
"Okay, it's not too early, I still have customers to visit, so I won't bother you. Finally, Natsuki was also very interested, and he stood up and prepared to take his leave.
"I'm leaving so soon, do you want to have breakfast?" Fang Yun was tinkering in the kitchen.
"No, no, when I came, I had breakfast. Natsuki declined.
"That'll do. Fang Yun shouted to Ye Feng, "Xiaofeng, send President Xia!"
"Oh good!" Ye Feng nodded, kicked his slippers, took Natsuki out of the door, and pressed the key number of elevator 1.
"Mr. Ye, it's really hidden in the world. Xia Shu stood at the elevator door, looked at the simple decoration of the Ye family, and said to Ye Feng in admiration.
Before he came, he wondered how a company with such high profits could live in such a cheap community.
Looking at Ye Feng's eclectic appearance now, it is obvious that people don't care much.
"President Xia said with a smile, when the company stabilizes, my family will change to a better environment. ”
Ye Feng said with a smile.
To be honest, with money, who doesn't want to buy a villa and a luxury car?
But he is not the kind of nouveau riche type of local tyrant, he will spend all the money if he has a little money, so let's wait for the underground river to stabilize for a period of time, or let's talk about it after excavating the 30 billion spiritual mine!
"Then, the matter of your underground river loan ......"
Natsuki hesitated, but still said what he really thought.
Giving a loan to the fruit explosion is just a small profit, and the real opportunity to make money is still in the underground river.