Chapter 40: Credit Card System?

This is the reason why Xuan Zhongwu is worried.

After understanding the whole story, Xuanyue also understood nine times out of ten: "Dad." Don't worry, isn't it a simple fiscal deficit problem? ”

"Do you really have a way?" Xuan Zhongwu's frowning brows stretched out excitedly!

Immediately, he felt that he was a little too excited. The huge financial problems of the General's Mansion have been around for a long time, and various relationships are complicated. Even he, the head of the General Mansion, who is familiar with the financial situation of the General's Mansion, is at a loss, what can a teenager who does not know anything about the financial situation of the General's Mansion do?

"Hey." He sighed heavily. "The master is very angry, maybe I won't be able to do it for long."

"It's just a fiscal deficit, not so serious! The annual fiscal deficit of the United States is an astronomical amount, and it has not become the most powerful country in the world? A country's fiscal deficit crisis can still be solved, let alone a general's office? Xuanyue said confidently.

"What is a fiscal deficit? Which country is Rice? Why haven't you heard of it? Xuan Zhongwu was very curious about how this daughter, who hadn't seen him for two years, could say something he didn't understand at all.

"This ...... Anyway, I have a way to solve my father's crisis! ”

"Do you really have a way?"

Xuan Zhongwu was a little skeptical, seeing his daughter's determined expression, although he knew that there was little hope, he also had a glimmer of hope! After all, he is now at the end of his rope and at the end of his rope. If this general manager can't do it, then he will no longer have a foothold in the General's Mansion!

"Yes!" Xuanyue said with certainty again.

"Then tell me, what can you do?"

"Introducing a credit card system!"

"Credit card?"

"Yes!"

"This ...... What is it? Xuan Zhongwu was confused. He suddenly found that he had lived half his life, and he was so lonely that he couldn't even understand what a child said.

"It's a complete borrowing and savings system! The General's Mansion has industries everywhere, the income is stable, and there is no shortage of money, isn't it? ”

"Yes! It's just that there is too much money lent out over the years and I can't get it back. In recent years, the income of the General's Office has begun to decrease, and there have been financial problems. ”

"Wrong! In fact, financial problems have arisen early on, from the first person who started borrowing and making advances, financial problems have arisen. It's just that the General's Mansion is too large and has strong financial resources, and these problems have not erupted in time. ”

"You're right!"

Xuan Zhongwu thought about it carefully and found that although what Xuan Yue said was concise, it was very reasonable!

Xuanyue continued, "The credit card system is just the simplest financial system system. However, it is enough to solve the fiscal deficit of a small general's palace! ”

Xuan Zhongwu seemed to really see hope: "Daughter, teach me how to do it!" ”

Xuanyue said: "Save money with interest!" Borrow money to pay interest! Deposit 100 copper coins and reward 10 copper coins every year. The more you save, the longer you get, the more rewards you get. And the credit value will be higher! Borrowing money has to pay interest! Borrow one hundred copper coins with an interest of twenty copper coins per year. The faster you repay the money, the less interest you have, and the higher your credit. ”

Xuan Zhongwu asked curiously: "What is the use of credit value?" ”

Xuanyue smiled slightly and said, "Hehe! The credit value cannot be seen, cannot be touched, and does not have any real benefits. However, people with high credit value have high interest on saving money and low interest on borrowing money! People with low credit value have less interest on saving money and high interest on borrowing money! Moreover, when the credit value is deducted, it is not allowed to advance and borrow a penny! In this way, in order to improve their credit value, the borrowed money will be returned in time. Those who have extra money will save money to account for the office. It's equivalent to opening a small bank, are you still afraid that you won't have money? ”

Xuan Zhongwu was silent and looked at Xuan Yue.

Xuanyue said: "I'm done. ”

"Who taught you this?" After Xuan Zhongwu was silent, he finally said a word. The sluggishness of his expression stems from the powerful shock in his heart!

The credit card system that Xuanyue said was just a few words. If you have never been exposed to credit cards and the banking system, it will be difficult for you to understand the meaning of these words for a while. However, Xuan Zhongwu is a person with a high talent and interest in running a business and finances, and has handled financial matters in the General's Mansion for more than ten years.

In just a few words, he, an insider who has been immersed in financial affairs for more than ten years, has a feeling of seeing the blue sky and suddenly opening up.

This shock hit him deeply!

Of course, what is even more shocking is that these words did not come from the mouth of an experienced old man in the bookkeeper, but from the mouth of his thirteen-year-old daughter, from the mouth of this child, who is known as a waste and an idiot!

"Daddy. Do you think this will work? Xuanyue avoided her father's question. No matter how he answered, Xuan Zhongwu would not believe that a thirteen-year-old child could understand such a profound thing. He didn't know that his real daughter had disappeared into this world, and the Xuanyue in front of him had crossed over.

"Okay...... It works! Xuan Zhongwu thought about it carefully, and finally nodded and said, "Your method is absolutely feasible in theory. It's just that it's very difficult to make these things concrete. ”

"This ......" Xuanyue suddenly had a brilliant idea.

Originally, she just wanted to help this nominal father, so that she could feel less guilty when she enjoyed this warmth. However, all of a sudden, a brilliant idea flashed through her mind, which could not only help Xuan Zhongwu take care of the financial problems of the General's Mansion, but also have a crucial impact on her future, and most importantly, she could get the Blood Clotting Fruit.

"Daddy. I have an idea. ”

"Tell me about it." Now Xuan Zhongwu has been impressed by this little daughter.

"As the head of the general's mansion bookkeeper, if the bookkeeper wants to hire people, can my father call the shots?" Xuanyue asked.

"Hire people? Now in addition to me, there are four clerks in the accounting room, which is enough manpower. Xuan Zhongwu replied truthfully.

"What if you want to hire someone?" Xuanyue asked stubbornly.

"Of course that's fine. If I need to, I can still call the shots. After all, I have been in charge of the accounts of the General's Mansion for more than ten years, and I still have this little power. Xuan Zhongwu's words were a bit helpless and sad. The second young master of the dignified Xuan family, his situation has actually fallen like this, which can be regarded as sad and lamentable!

"That'll do." Xuanyue smiled.

"What's going on? You haven't told me why you're hiring people and who you're hiring? Xuan Zhongwu hurriedly asked.

"That's it...... I! Xuanyue pointed to her nose.

"You?" Xuan Zhongwu was taken aback.

"That's right! As long as I can enter the account office of the General's Mansion, I will be able to help my father deal with credit cards. In less than a month, Dad's financial problem can be solved. Xuanyue said extremely well-behaved. In fact, her inner plan is: to work in the General's Mansion, there is a moon stipend, and there is a blood condensation fruit to receive, and more importantly, she has mixed into the General's Mansion, and it is much easier to steal the peerless martial arts cheats!

"You want to enter the General's Palace? Have you thought it through? You should know that I can't protect you if something happens in the General's Mansion......" Xuan Zhongwu said helplessly. Even self-preservation is a problem for him now.

"If that's the case, then it's better to die together!"

"Rest assured. I can protect myself. Xuanyue said calmly.

"Oh well. These days, you've been putting the ...... you just said. Write out the detailed regulations of the credit card system, and after I show it to the master, if the master agrees, you will be able to enter the general's mansion. ”