Chapter 245
Chapter 245
Lin Baozhu's idea is actually very simple, that is, to imitate modern banks to make loans, and he had contact with public classes in college in his previous life. [No pop-ups. But because it's not my own major, I didn't pay too much attention to it, and I lost that when I was at home, all the heirs of the family were in order to be able to connect with the world, in order not to be left behind by the rapid development of society, so they had to be given extra classes, and she also had some of her own understanding.
Now whether it is the shopkeeper Xu or the shopkeeper Li, they are all the leaders of Zhang Ji. Coupled with Shi Dayong, Liu Jianshan, who was in charge of the preparation of the caravan, as well as Wang Dakui and Liu Tiehammer, plus the managers of the shopkeepers who came forward to give the little master of the owner a full moon ceremony, so this time Lin Baozhu convened a meeting, but it was a lot more lively than before.
The big guys are used to seeing the world, even if some of them go out in the farmhouse, just follow Zhang Ji, then they can hold the scene, and they have some thoughts. Naturally, when the lady of the proprietor mentioned the matter of Zhang Ji Qianzhuang, everyone was a little surprised in surprise.
It's not that I don't think I can do it, but it's really the rules and regulations that Mrs. said, which is very unbelievable, but when you think about it, it is extremely necessary. Originally, everyone was very convinced of Mrs., and now they are even more admired.
It's also a shame that everyone has already figured out Madame's temper and didn't pretend to flatter, otherwise Lin Baozhu would be embarrassed for a while. If it is all her wisdom, it must be fake, but when she was forced to learn those things in her previous life, the specially hired teacher forced her to watch a lot of Jin merchants and the shì pín of the Platinum Empire. Then there was an extremely funny variety show, which changed the way of Jin Shang and the business method of Qian Zhuang. Naturally, she really used it for some time.
"As long as you are a descendant of Peachtree Bay, if you intend to go on your own or do business, you can give priority to borrowing money from Zhang Ji Qian Zhuang without interest. It's just that if the business is done, Zhang Ji will naturally have a piece of the pie, "Lin Baozhu is not a boy who scatters money, if you want to do good deeds, build roads, repair houses, repair charity halls and private schools, so that every family can have a good start." But you can't throw money out at will, if you don't pay at all or have no pressure, but if there is a broken heart to take advantage of the loophole, borrow Zhang Ji's money and mess around, I'm afraid that it will be messed up. "Zhang Ji wants a profit of 10% for the construction of a private school, and the extension of the husband or the construction of the village and the charity hall"
After a pause, she smiled and said: "With Peachtree Bay as the center, build it around, as long as there is a place outside Peachtree Bay to marry a girl, it can be listed as a place for Zhang Ji to fund." Of course, the main thing is the private school and the charity hall, and afterwards, the two big shopkeepers of Shopkeeper Xu and Shopkeeper Li took a charter and were looking for a reliable person to be responsible for management. The bookkeeper also follows the old rules. ”
Because Zhang Ji's business is getting bigger and bigger, the shopkeeper Li and the shopkeeper Xu, who are deeply valued by Lin Baozhu and have excellent character, are no longer only in charge of the few shops at hand. Now, the two of them are in charge of Zhang Ji's business, and if Lin Baozhu and the eldest girl are not there, they can make their own decisions.
Of course, the rewards and punishments are clear, and the shopkeeper next to him can also supervise.
The two shopkeepers are also good, even if they get the authority given by the owner, they have never gone wrong, but they are more conscientious for fear of accumulating the reputation of the owner. It's not that there is no shop that privately poached the two of them with excellent conditions, and even promised more than Zhang Ji, but the two shopkeepers have always ignored it.
Even for the family, the two of them often feel that if there is no Zhang Ji, there will be no them. It's not that they have paid a lot to Zhang Ji, but Zhang Ji has made them, so they can't be ungrateful and make people laugh, so they naturally have to guard Zhang Ji's good life and manage it.
Of course, those things are private, Lin Baozhu doesn't know, but she probably has some bottom in her heart. It is precisely because of this that she trusts the two of them more, and at the same time, the two shopkeepers are even more loyal to Zhang Ji.
After dealing with this matter, Lin Baozhu asked a few shopkeepers to leave. Thinking of Xiuniang's sister-in-law, although she is also smiling every time she sees her in the past few days, she can't hide her sadness, and sometimes it can even be clearly seen that she is forcing a smile. And Zhao Di also lost a lot of vitality, frowning every day, so she still left Shi Dayong to talk to Zhang Xiuniang for a while.
In fact, she has rarely directly interfered in other people's housework, and she naturally does it now, but she has to care about what she should care about. After all, let's not talk about the friendship between her own man and Shi Dayong, let's just say that she also sincerely regards Xiuniang's sister-in-law as a relative, after all, she is the first person who comes to this world and is the same age as her.
Xiuniang's sister-in-law is kind-hearted, and she doesn't have much ambition, she just wants to live her duty. I thought that the most difficult time was when the Shi family's father and mother were looking for trouble, but later solved the matter of the Shi family, and Shi Dayong was also very gentlemanly, and then with Zhang Ji's business booming, their life was very moist and comfortable. How could she only go to the capital for half a year, and when she came back, she saw that the two people who were in love had an estrangement.
It's not that she hasn't heard the rumors in the village, but since Peachtree Bay had Zhang Ji, she hasn't been interested in getting together to talk about those gossips. So she doesn't know the specifics.
The last time I mentioned it to my own man, I knew the ins and outs, it seems that Shi Dayong heroically saved the beauty and saved a little widow who was bullied, and later found a place for the little lady to settle down in the town, and also sent the little lady's half-grown son to work in Zhang Ji. Xu is a long time ago, and he is implicated, and there is more or less unspeakable ambiguity.
Going deeper, Zhang Manchu didn't say anything, just shook his head and said that they didn't want to ask. I thought it wouldn't be a big deal if it was just that, after all, Shi Dayong was kind to Xiuniang's sister-in-law, and she had seen it with her own eyes at the beginning. The two of them are a husband and wife in distress, is it possible that they are no match for an outsider?
So on weekdays, she persuaded Xiuniang's sister-in-law a lot, so that she could think about it for a while, and if she couldn't do it, she would simply move to the town or county seat with Shi Dayong. Husband and wife are one, and they don't have to worry about it so much.
But persuasion is persuasion, in fact, Lin Baozhu also beats the drum in his own heart. Since she came back from the capital to the time she was confined, I heard that Shi Dayong had come back only a handful of times, and the time to send letters to his family became less and less. There were several times when the two of them sat together and chatted, and every time she asked Shi Dayong, Xiu Niang's sister-in-law had a sad face.
It's not just these two points, what makes Lin Baozhu even more puzzled is that when she was out of confinement a few days ago, the eldest girl took a few account books for her to teach, saying that according to her bookkeeping method, there were nearly 400 taels of silver that could not match.
She didn't pay attention to it originally, she just thought that the eldest girl had miscalculated, but when she checked herself, she found many problems. That account obviously brought a lot of water, not to mention the difference in prices, let's just say that there are inexplicably more bad foods in the loss.
Not to mention how prosperous Zhang Ji's business is now, it is not an exaggeration to say that supply exceeds demand. That's why she worked hard to set up shops and workshops everywhere, in order to solve this problem. But on the books, there were a lot of bad food, and when she saw the reason, she was even more surprised that the baskets of snacks were all discarded because of rot.
Then she looked through the earlier account books and found that such things were not uncommon. According to the number in the accounts, the loss was more than four hundred taels
In fact, to be honest, Zhang Ji has developed to the point where it is now, and it is no longer the time to lack the eight hundred taels of silver. If she hadn't found out, she wouldn't have cared if it was more than a thousand or a thousand taels less.
But when it comes to business, she has to take it to heart, knowing that the embankment of a thousand miles is destroyed in an anthill. If it is really a loss, Zhang Ji can also afford it, but if someone fills his own pocket or does something else, then he has to weigh it.
After discussing with the eldest girl at that time, the eldest girl took people to the food workshops and shops in the town and the county town in the name of inspecting the shop. The account book is also a talented person, and he is not an insatiable person, otherwise he would not be held up into the account. When the eldest girl and her party went, he was panicked and remorseful because he had made a false account. As a result, he was reprimanded by Enwei and Shi, but he didn't just tell him, and at this time, the eldest girl knew that the money had been misappropriated by Uncle Shi for his own use.
After coming back, Lin Baozhu thought about it for many days before deciding not to stay. Later, Xiuniang's sister-in-law who was tempted found that Xiuniang's sister-in-law and Zhao Di didn't know anything about it.
What else does she not understand now? It must be Shi Dayong's family behind his back. It's just that what she can't figure out is what the hell is that she needs so much silver taels! After all, the two members of the Shi family even brought Zhao Di, and the wages and dividends in Zhang Ji were comparable to the income of several shops outside.
"Brother Shi, sister-in-law, we may not have sat down to eat together for a long time, I will have someone prepare a pot brush and barbecue later, and we will be lively." Although he was worried about things in his heart, Lin Baozhu couldn't say anything straightforwardly. Even if they are sisters, it's not good to talk about each other's family affairs directly, so they can complain about their grievances in private, but Xiuniang's sister-in-law is not the kind of person who loves right and wrong, and she is not willing to tire others, and a lot of pain is swallowed in her stomach, unless she is forced to go on.
As for Shi Dayong, speaking of which, she is just a brother and daughter-in-law of a foreign family, and it is not appropriate to ask a big man about his wife. What's more, she also thinks that her man is right, they can only help with some things, but they can't meddle regardless of it, but if they don't do it well, they will be ruined.
Zhang Xiuniang saw Lin Baozhu's sincere face, and then thought that if she went home, she would have to look at Shi Dayong with disgust again, so she simply responded. And Shi Dayong was already guilty, and when he saw that his daughter-in-law should go, he naturally didn't say anything.