"No need, the crown princess will send someone to do a good job of this." The crown prince thought to himself, how could this king hold a 100-day banquet and still need outsiders to intervene?

Since the prince insisted, Hua Ronghua was naturally happy to be idle, not to mention saving money, so she concentrated on drafting Beipeng's first insurance charter.

Two days later, the prince got the draft of the insurance charter.

"It doesn't seem like it's just insurance, does it?" After taking a closer look, the prince couldn't help frowning.

Hua Ronghua smiled and explained one by one: "Your Highness, this insurance I drafted is for the entire Fanwu Hall. First of all, after deducting the costs of the income from the entire business involved in the exhibition, including the trade fairs and voyages, two percent of the profits should be withdrawn, one percent for the insurance of all employees of the company, and the other percent for the working capital of the company. ”

"Liquidity?" The prince looked at her puzzled.

"His Royal Highness the Crown Prince is holding this office to fill the treasury, right?" Seeing that the crown prince nodded, Hua Ronghua continued: "But if Your Highness hands over all the money you earn every time, what will you do next time you need the capital?" Can we still borrow from everywhere like this time? "If you say it's good, it's borrowing, and if you don't say it's good, it's either, who dares to care about the prince's account?

"This ......" The prince was slightly uncomfortable, and reluctantly said: "When the ship comes back from going to sea, this king will give them some benefits." ”

"But wouldn't Your Highness make more money by holding this benefit in your own hands? If you have enough money, wouldn't it be better to buy it? ”

The prince shook his head, "If the ship can't come back, then all this silver will be wasted, and besides, if you really extract 20% of the profits, won't it be less to pay to the treasury?" ”

"Why does Your Highness only think of using these silver taels to buy goods ready to go to sea? Why don't you use the money for a trade fair? Although this practice of borrowing chickens and laying eggs can save us both trouble and make money, we should also store some goods appropriately, in case one day there are merchants who do not have good goods, or people are not willing to participate in our exhibition, we will not be helpless. Besides, wouldn't it be more profitable if we bought the product and then sold it? In this way, the amount of silver delivered into the treasury will increase. ”

After a little thought, the prince nodded slightly, "Even if this king can say that he can ask his father to agree to withdraw liquidity, but the insurance of this is too high, you must know that the price of the goods brought by the voyage alone this time is nearly 10 million taels, and when he comes back, the profit will be higher than this, if they are all given to those crew members, I am afraid that my father will not be able to say." ”

Hua Ronghua smiled, "Your Highness, I have conditions on the insurance, and there are only two possibilities to receive my pension insurance, one is to work in the Fanwutang for more than 20 years, and the other is to go to sea for the Fanwutang more than six times in total, but now the Fanwutang has just been established, and going to sea has just begun, so we can spend this part of the money first and use the money to make money; And part of this insurance is deducted from the worker's salary, and one percent of the insurance is deducted from each person's monthly salary, if the worker does not meet my two requirements, then not only the part paid by the pension insurance will not be refunded. ”

The prince's eyes widened suddenly, and then he laughed again, "Madame is astute, this king admires!" "It is said that it is insurance for workers, but it is still in his own hands, and it also cuts the wages of workers in disguise, and he is really a businessman who calculates to the bones.

Hua Ronghua laughed dryly, "Profiteers and profiteers, are there no traitors and businessmen!" Then he continued: "Even so, it is better to give more bonuses to the workers in the case of our relatively lucrative profits, and I have written the conditions for the bonus later, of course, it is entirely up to His Highness to give or not to give this part of the money." ”

"What about accident insurance and Medicaid?" The prince pointed to the two words on the second page.

"Accident insurance is only for the crew who go to sea, if there is a crew member who dies or is disabled in the process of going to sea, we give a one-time subsidy from the insurance, the amount is 60 times the most basic monthly salary of the crew after removing the bonus, which is a one-time compensation ......."

"That's too high, isn't it?" Gonggong Cui, who was standing behind the prince, couldn't help but say, "Only the soldiers who died in the army were given a pension of ten taels of silver, and now the monthly salary of the crew is one tael per person, and sixty times is sixty taels. ”

Hua Rong asked in surprise: "Does the army only give so little compensation for the dead soldiers?" ”

Father-in-law Cui said: "It's already a lot, ten taels of silver is enough for a farmer to buy an acre of high-quality land, enough for them to eat." ”

The crown prince looked away slightly and explained, "The treasury is really tight. ”

"But these ten taels of silver have been stripped layer by layer, and in the end, how much can be left in the hands of the soldiers' families? And what about disability? How much is the disability benefit? ”

Hua Ronghua asked this purely out of curiosity, but when she saw that the crown prince and Father-in-law Cui were silent and their faces were not good, she couldn't help but realize that she had asked the wrong thing, and quickly changed the topic and said, "If sixty times is too much, how much does Your Highness think is appropriate?" And part of this accident insurance is deducted from the crew's wages, of course, if the crew returns safely, the deduction of 10% will be returned to the crew as a bonus, as for whether to increase the amount depends on how much spare funds we have at that time. ”

"Twenty times." The prince finally made a decision, "It's not good to have too many more soldiers than the dead!" ”

"Okay." Hua Ronghua's henchmen have lost so much all of a sudden, and he also said that he is a profiteer, and this prince will not let him go too much! He continued, "As for the disability allowance, it is divided according to the disability level of the crew, and if the disability is light and can still do some light work, then this subsidy is also small, only an additional quarter of the basic salary; If the disability is too severe to work, he will receive all the basic wages of his job even if he stays at home every month and does nothing. ”

"If you don't work, you will be paid!" Grandpa Cui seemed to be a little dissatisfied.

"Isn't this about buying people's hearts! Could it be that people worked hard for you, and finally broke your leg and broken your arm, and you kicked them away, how sad it is, who else can really work for you? Hua Ronghua glared at Grandpa Cui.

The prince nodded, "Keep this one." ”

Hua Ronghua smiled, and then pointed to the medical subsidy behind him: "This item is for all the people in Fanwutang, you can receive a free physical examination every year, there are so many apprentices in the imperial hospital, you should give them more experience, of course, Your Highness can give them some rewards appropriately." Especially for those crew members who are going to leave in two days, although there are Langzhong on the ship, it is best to do a physical examination, and then it is good to bring enough medicine for those diseases. ”

The prince's brows frowned slightly, and Gonggong Cui directly said the prince's concerns, "But if you see a doctor and cook medicine, doesn't this Fanwutang be regarded as a medical hall?" ”

Hua Ronghua opened his mouth wide in surprise, "Didn't I say it?" We are only responsible for diagnosing diseases, not for curing diseases, and if there is any problem, we spend money to buy medicine to treat it. We are responsible for finding Langzhong's pulse diagnosis just to reflect the benevolence of His Royal Highness the Crown Prince and the attitude of caring for employees, so that everyone can have a greater sense of belonging. ”

The prince laughed when he said these words, "In this way, according to what Mrs. Hua wrote." After thinking about it, he asked: "Mrs. Hua, there are also some people in Fanwutang who are slaves who originally belonged to the East Palace, how should their pension insurance be handled, it stands to reason that they should have been raised in the palace when they are old." In this way, isn't this pension insurance useless for them? ”

Hua Ronghua glanced at the prince cautiously, and said thoughtfully: "Your Highness, I wrote this on the last page. I think there are two ways for these people who are already slaves to get pension insurance, one is that if they want money, they can also receive it with other people, and the other is that they can get a citizenship card without money. ”

Seeing that the prince did not mean to be disgusted, Hua Ronghua continued with confidence: "He can use this citizenship card on himself and others, but it can only be effective for one person once. What does Your Highness think? ”

The prince thought thoughtfully, "If the servants in the palace have made great contributions, they can also get the master's gift to get out of the country, but generally the whole family is out of the country together. ”

"It was the master's reward, but it was the result of his own efforts. If he really wanted to get himself or his descendants out of his country, wouldn't he work harder? ”

The prince glanced at Hua Ronghua, "Mrs. Hua is well versed in the way of controlling people. ”

Hua Ronghua's old face turned red when he said this, and he smiled uncomfortably: "I have also heard more from others." ”

The prince smiled noncommittally, and said directly: "Gonggong Cui, go find Mr. Xiao and ask him to sort out the statutes of this Fanwutang and hand it over to this king." ”

"Yes." Grandpa Cui left in response.

Hua Ronghua also talked to the prince about some other trivial things, such as the age of entry, the age of retirement, vacations, rewards and punishments, and how to identify injuries.

After talking for a while, the prince smiled and asked, "Did Mrs. Hua also hear about this from your father's friend?" ”

"......" Hua Ronghua smiled dryly and nodded unnaturally, "Yes!" ”

"Your Highness, the charter of this Fanwu Hall has now been roughly decided, so I can free up my hands, and I don't have to trouble the crown princess for the 100-day banquet at home, right?" Hua Ronghua hurriedly talked about other things to divert the topic.

Regarding her obvious behavior of changing the topic, the prince smiled and didn't care, but refused: "Mrs. Hua can rest well, and the matter of the 100-day banquet will be handed over to the crown princess." ”

"Well, this, it's not good to trouble the crown princess all the time." Although Hua Ronghua wants to work hard to make money, it doesn't seem good to get too close to the prince. She had also heard some rumors about her and the prince outside, so she wanted to clear up their relationship with each other.

"It's okay, if Mrs. Hua feels that she can't go, she can go and thank the princess alone afterwards."

"Then, it's going to trouble the crown princess." Hua Ronghua opened his mouth and finally swallowed the words of refusal back into his stomach.

"Mrs. Hua, have a good rest for two days, and when you wait for the 100-day banquet, you will be busy just for entertaining guests."

Hua Ronghua smiled indifferently, "Your Highness said that I laughed, I don't know a few people in the capital, how many guests can there be!" Although she said that, the situation of the 100-day banquet two days later directly made her dumbfounded.

Mr. Xiao took Hua Ronghua's draft charter and studied it carefully, and asked the prince a few questions, and then went back to sort out the charter of Fanwutang.

The next day, at the graduation ceremony of the first batch of students of the Fan Wu Hall, the prince read out the full content of the charter in public, which aroused an enthusiastic response. Occasionally, someone who didn't understand it took over these regulations after being explained by someone next to them, and although they still had to deduct money from their salary, the death benefit and the pension that you could receive without doing anything were too tempting.