Some people say that the essence of the economy is the production and exchange of materials, while others say that the economy is to let everyone get the materials they want through the circulation of materials.

In the author's opinion, what is the economy? The economy is a derivative of human society, and it was born with the birth of human civilization. He has followed in the footsteps of human development for thousands of years, and there has been little change, except for the new exchange from barter, to shells, metals, paper money and other substitutes, and in the current monetary economy of the latest digital currency.

Generally speaking, it has not escaped the face of its primitive nature, but can mankind cut off this derivative? In the author's opinion, this day will come, not because of the complete elimination of the economy by communism, industry, sovereignty, and righteousness, but by the development of human science and technology to a certain point, which will inevitably eliminate the economy and abandon this derivative.

A branch of the saying is that in the digital world in the Matrix, human beings live in digitalization, and there is no other demand, let alone exchange, they can get everything they want, so do they need the economy?

There is a saying that when human science and technology have developed to a considerable maturity, human minds have been further sublimated, matter has lost its due attraction to them, and everyone can have their own spacecraft to explore the entire unknown universe. The popularization of home robots and nanorobots is that humans do not need to produce, and the only thing that humans can do at that time may be to explore and think. So the economy has no value or any meaning.

The problem that Wang Meng is considering now is actually a kind of social pain that a feudal system will have if it is too much like a modern system, and since it cannot transition to a modern social system too quickly, it cannot stagnate.

The current confusion lies in the fact that the taxation is not sound, the town planning is not sound, and the people's consumption is also blind and unsound after they have money.

After a quarrel among everyone, the first to pass the resolution was to expand the city, and it was also difficult to meet the needs of more and more people joining the city at the beginning, so expanding the area of the county is already one of the urgent things, so the question is, where does the manpower come from?

Don't look at the fact that there are more than 30,000 people in the town, which is more than ten times that of before, but when it comes to the distribution of people from all walks of life, there are really not many people who can be used to build it, only more than 4,000 people. These more than 4,000 people want to expand the area of the city wall at least twice, and none of them have worked continuously for 4-5 years, which is a fool's dream.

But if we really expand the area of the city wall, then all kinds of problems will arise again, such as the expansion of the army, the maintenance of the city wall, the casting of artillery, and so on. I have to solve it the same way, but what is Wang Meng lacking now?

Money, yes, is money. There's no money, you're playing.

Now that such a huge plan is formulated, Wang Meng's more than 100 million spirit stones thrown into it are estimated that he will not even be able to make a splash. Then again, how can the economy take off if the town is not expanded? Could it be that the malls and factories are built outside the city walls?

Wang Meng didn't dare, he didn't dare to gamble with his life in this world where everything was possible, he didn't have a sense of security with these tall city walls, let alone no city walls.

Then there is only one way to go, Wang Meng asked Liu Suo and other earthlings to come up with a basic design plan of a city within two days, and his consciousness was to play with the real estate of Huaguo in the Xiuzhen realm. Isn't it just that there is no money? Isn't it just that it takes a lot of effort to build? Well, this time Wang Meng is determined to draw a big cake for them, so he doesn't believe that these dirt buns in the cultivation realm don't jump into it.

He also ordered Yang Song, the Minister of Construction, to build a part of the modern commercial houses and villas as soon as possible in the planned location for use as a model room. And these structures must be built in a way that is obscured so that everyone can add to their mystery.

Wang Meng's order made all the traversers from the earth better for a while, in fact, they had long wanted to do this, now the development trend of Xiajia Town is very good, real estate is a promising project, now the town housing has been very tight, in the future, not only to build a piece of commercial housing, but also to do the planning and transformation of the old city.

According to this momentum, in fact, the cost of building the city wall can be paid without a penny from the government, and it will still be earned.

Wang Meng said that if the real estate plan is launched, then the bank must be launched. Now the banknotes have been accepted by everyone in Xiajia Town, many people think that this kind of thing is very easy to use and lightweight, and more importantly, the reputation of Xiajia Town is very good, and the banknotes are not pure in this depreciation risk and credit crisis.

Therefore, the paper money in Xiajia Town is also rapidly spreading like the surrounding counties, and I believe that it will not take many years for paper money to rule any county around Xiajia Town, so that it will form a business community with Xiajia Town as the center and radiating the surrounding areas.

Wang Meng also studied economics at the beginning, and of course he also understood that at the critical moment, there must be a person who is excellent in business and active in ideology to sit in his commercial bank.

After thinking for a long time, Wang Meng, the first president of Xiajiazhen Commercial Bank, finally settled down, and Song Baishu served as the person, this guy also studied economics in college, according to him, he studied well, but he loved to cultivate too much, so he did not choose to graduate and find a job, but chose to continue studying. Eventually, he obtained a master's degree in economics.

That's the reluctant graduation to find a job.,Originally, Song Baishu planned to be a fiction writer but didn't have this talent.,In this way, another year passed in a mess.,Finally, the first batch of people to join the umbrella company became an old member.,It's also the first batch to come to this world of cultivation.。

He has a very good understanding of the Xiuzhen world during this time, and with his excellent knowledge and understanding of the Xiuzhen world, Song Baishu is simply a unique person. In this way, Comrade Song Baishu finally became the first president of the Xiuzhen Realm of the first umbrella company and the president of the Xiajiazhen Commercial Bank.

And the first problem he faced was that the issue of banknotes, in the past, there was no unified concept of the issuance of banknotes in the Xiuzhen world, and banknotes would be issued when there was a shortage of money, anyway, there were a large number of materials as a foundation, and no matter how they were issued, they would not depreciate. Because the people in Xiajia Town are too poor, almost everyone is poor and white, so they lack everything, and as long as there are materials, they are not afraid of not being able to sell them.

Slowly Xiajia Town is now rich, but the merchants from outside are here again, and the situation is also the same in several nearby counties, the materials on the earth are too good and too cheap, and the quality of life is much higher than that of this world, so as long as there are massive materials. They don't have to worry about how many bills they issue.