Chapter 1 1, The Scourge of Routine Loans

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"Girl, you have to be calm! There is no hurdle in life that you can't overcome, you just need to come down, and we will help you solve it together!" Director Zhang shouted hoarsely at the roof of the construction building.

On the parapet of the thirty-story building stood a girl in a bright red dress, her toes exposed, and she was in danger of falling at any moment.

A crowd had already gathered under the construction building, looking up at the girl in the bright red dress and pointing, and there was a lot of discussion.

Long Jun, as an assistant policeman, followed Lao Liu and Lao Li, who went out with the police station, to persuade the onlookers to leave the crowd and set up a cordon.

"Your actions will affect the mood of the girl on the roof, everyone stay quiet!"

"There is danger downstairs, please leave quickly!"

......

Director Zhang shouted for a while, and saw that the girl on the top of the building was indifferent, Lao Liu and they had already controlled the scene, and ordered: "Lao Liu, Lao Li, you maintain order below, and when the fire brigade arrives, save people together." Long Jun, you and I go to the roof of the building to save people!"

Although Long Jun is only an assistant policeman, but graduated from two universities, because he did not find a suitable job for a while, his parents asked him to go to the police station as an assistant police officer to be familiar with the society for two years, because of his lively mind is deeply liked by Director Zhang, so as soon as he received the police information that "someone is going to jump off the building in the construction building", he called him to go to the police together, which is not to go to the roof to save people and did not forget to take him.

The two of them quickly took the elevator to the top of the building, and saw a girl in her twenties in a red dress standing on the parapet with her back to them, hiding her face and crying. When he heard a noise behind him, he turned to look at them.

Director Zhang hurriedly shouted: "I am the head of the police station in this jurisdiction! The girl is standing there dangerous, come down and tell me something!"

The girl cried and cried, "Don't come!"

Director Zhang hurriedly grabbed Long Jun to stand and continued to persuade: "Look at the girl is in the cardamom years, and she has a great future, don't be impulsive!"

When the girl saw that they were still standing, she ignored them and continued to weep.

Long Jun saw that this girl was dressed innocently, like a college student, so he tried to persuade: "Girl, you are still a college student, right? I also have a younger sister who is the same age as you and is studying in college." It is the time for college students to learn knowledge and skills, and the future is bright after graduation! It doesn't matter if you have a little setback, everything will take a turn for the better. If there's any trouble right now, I can help you!"

The girl glanced at Long Jun and said, "You are just an assistant policeman, your income is not high, how can you help me!"

Long Jun thought about the fact that he hadn't found a suitable job two years after graduating from college, and he was really downcast as an assistant police officer with a low income, but he couldn't tell the truth in the face of this girl, so he said: "I have a low education, and I can also find a self-supporting job, like you college student, I will definitely be able to find a good job after graduation, and the future is bright, don't regret it for life because of a temporary setback!"

The girl sobbed, "How could I stand here if I had a future!

Long Jun also studied psychology in college, and knew that as long as the girl began to talk, she would have the desire to survive, so he said: "There is no hurdle in life that cannot be overcome, as long as you step over, it will be the Cotai Strip! If you have any difficulties, our police station will help you solve them together. ”

The girl didn't come down and continued to sob: "I come from a poor family in the mountainous area, I was admitted to university this year, and my parents borrowed money to collect tuition and living expenses for me, and on the way to report with infinite hope for tomorrow, I received a phone call, claiming to be from the Public Security Bureau, saying that my bank card with tuition fees and living expenses was involved in a serious drug trafficking case, and asked me to transfer money to a designated safe account to prove my innocence, which scared me into six gods!"

Seeing the girl pause, Long Jun immediately said: "You have definitely encountered telecom fraud! Anyone who claims to be asked for remittance by the public procuratorate and law, and anyone who asks you to remit money to a 'safe account', is a telecom fraud." ”

The girl said: "It's a pity that I stupidly transferred all the money in the card to the account designated by the other party, and after calming down, I found that something was wrong, so I called the police on the way."

After the police accepted the case, they told me that this kind of fraud case is difficult, and it is difficult to solve the case for a while, recover the fraudulent money, and dare not tell my family, so I have to report to the university with the remaining hundreds of yuan in cash, thinking about how to solve the tuition and living expenses along the way!"

Long Jun said: "It's not much of a problem, the girl can apply for student loans and tuition waivers!"

The girl sighed and said, "It's a pity that I was too naΓ―ve, and when I arrived at the gate of the university, a young man took the initiative to talk to me, saying that it was to help students in need, and he could provide interest-free loans that could be repaid in installments." I thought this was a good thing to send carbon in the snow, so I borrowed an interest-free loan of 10,000 yuan and ten installments from him, thinking that I could repay the loan through work-study. ”

When Long Jun heard this, he knew that the girl had fallen into the routine of illegal campus loans, and sure enough, the girl continued: "I used this 10,000 yuan to pay for tuition and living expenses, but in the first month, I was unfamiliar with the place and did not find a work-study position, and I had no money to repay the first 1,000 yuan, so the young man's face changed, and he asked me to pay 200 yuan in liquidated damages, and wrote an IOU of 1,200 yuan with a monthly interest rate of 5 cents. ”

When Long Jun heard this, he sighed in his heart: The routine loan is a vampire! Once you fall into it, it will be difficult to get out.

The girl continued: "In the second month, I found a tutor and earned 1,500 yuan, but the principal and interest of 1,200 yuan was already 2,100 yuan, and I only repaid 1,000 yuan after deducting living expenses, and the 1,100 yuan I still owed, was added 200 yuan in liquidated damages, and the second 1,000 yuan was also added with 200 yuan in liquidated damages, so I wrote down an IOU of 2,500 yuan with a monthly interest of five cents. ”

Long Jun calculated, the principal and interest of the 2,500 yuan after one month is 3,750 yuan, plus the 1,000 yuan of the third installment, and the girl will have to 4,750 yuan next time to pass the test. But the girl only relies on a tutor and has to live, where is there so much money!

At this time, the girl said miserably: "Pity me for my hard work-study, but I can't pay off my debts, but more and more, and I was forced to take nude photos, threatening to distribute my nude photos to the campus if I don't pay them back." I had to swallow my anger, and now I owe more than 100,000 loan sharks!"

Long Jun has assisted the police in handling several similar loan cases, knowing that these evil forces of loan sharking have bad methods, this girl must have been threatened a lot, so he persuaded while walking forward: "Routine loans like this are crimes, you immediately go to our police station to report the case, the police station can arrest them and cancel your debts!"

Just as Long Jun walked about three meters away from the girl, the girl screamed, "Don't come here! It's too late, he called me last night and ...... me Woo!"

As soon as Long Jun heard this, he knew what had happened to the girl last night, and said indignantly: "Girl, don't be afraid! Now that our police station knows what happened to you, we will definitely bring them to justice and give you justice!"

The girl said sadly, "How can I get some things back if ......they are lost?"

There is something more precious in the girl's heart than life, and the girl is about to jump down when she turns around.

Long Jun shouted when he saw it: "Don't!"

The dragon horse rushed over like an arrow, jumped on the parapet and rode on, grabbed the girl who had just fallen from the parapet with one hand, and grabbed the back strap of the girl's red dress, and the girl leaned and was hung in the air, screaming and struggling in fright.

Long Jun glanced down and found that an ambulance had been parked in the cordon, and the fire brigade was inflating the life-saving air cushion, but the air cushion had not fully inflated, so he shouted with difficulty: "Girl, don't move! If you move again, I will be taken down by you!"

The girl hurriedly did not move, but she could not help but scream.

Director Zhang shouted at this time, "Long Jun, hold on, I'll help you" rushed over, rushed to the side of the parapet, and before he could hold Long Jun, he heard a "hiss", the back strap of the dress was torn, and the girl struggled wildly and grabbed Long Jun's hand.

Long Jun's hand holding the wall finally couldn't bear it, and as soon as he let go, he fell down with the girl, and heard an exclamation below, followed by a loud "bang".

After a period of dizziness, Long Jun actually looked down and saw himself and the girl lying on their backs on the life-saving air mattress, and the fire brigade rescued the girl and the angel in white and carried them to their respective ambulances, and the ambulances drove away with "woo-la, woo-la".

In the ambulance, he was standing upright, his eyes were closed, and the angels in white on both sides were nervously ambulance.

"Aren't I closing my eyes, how can I see the situation around me?" Long Jun was taken aback when he found such a strange scene: "And I saw it from a bird's-eye perspective." ”

"Because you're dead!" Suddenly an old voice sounded, "Now everything is just your out-of-body feeling!"

I'm sorry, since the male protagonist wears the soul, I have to insert a hard advertisement here, it's really kind people who are cheated out of too much money by telecom fraud. On May 4, 2017, Tencent Security released the "2017 Q1 Anti-Telecom Network Fraud Big Data Report", which showed that the total number of online fraud cases in the first quarter of 2017 was 253,000, and the amount involved was 3.34 billion. If calculated according to the population of 1.3 billion, the average person is deceived by nearly 2.5 yuan. Have you ever been scammed online?

Everyone remembers: 1. Anyone who claims to be a public prosecutor and law asks for remittance 2, anyone who asks you to remit money to a "safe account" 3, anyone who notifies you of winning the lottery and asks you to pay money first to receive the prize 4, anyone who notifies the "family" to send money first 5, anyone who asks for bank card information and verification code on the phone 6, anyone who asks you to open online banking for inspection7, anyone who claims to be a leader who asks for remittance 8, and anyone who is an unfamiliar website to register bank card information!

It's all a scam! a scam! a scam!

Say the important thing three times!

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