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"Hmm, 20 million gold dong as reserves? This amount is not a large amount for the formation of a bank, but it is not a small amount for us in the northwest. Pen Fun Pavilion wWw. ｂiquge。 info Xiao Tang, you have to ensure the necessary expenditure of our finances, the Central Plains is about to change this year, and the replenishment and strengthening of our army will require considerable funds, so you have to be prepared. Wouldn't it be a bit hasty for you to spread out in so many places at the same time at once?" Wu Feng frowned and asked, although he was not proficient in finance and economics, he also knew that the construction of the financial sector could not be successful overnight.

"My lord, time is running out, this financial industry is also the foundation of the country. Mott and the Western Regions have just opened the door, it is the best moment for our Northwest Bank to enter, most of the original capital flows are mainly private loans and informal usury, there is no formal standard financial system, if we can take this opportunity to enter, obtain high profits are secondary, we can borrow the operation and investment of funds to firmly control the important sectors in these areas, especially like the gold mining and gem processing of the Punjab people, the horses of the Mott people, The wool and leather trade, the handicraft production and weaving of the Western Regions, the most important industries of their ethnic groups, we can invest and control them through capital loans, and even guide their development, so that their economy can be more reliable in our hands, and it will be of great help to us to control them. Xiao Tang obviously has studied this aspect, and said eloquently, "If we lose this opportunity and let other foreign financial institutions take the lead, then we will not be able to control their economic lifeline related to the national economy and people's livelihood, which will also have a negative impact on our rule in these regions." ”

glanced at Xiao Tang with some appreciation, and Wu Feng sighed: "Xiao Tang, I can't see that you are so proficient in this financial industry, and you can say such a truth, it seems that I still don't understand you." ”

"Oh, my lord laughs, these are not exactly my opinions, many of them are James's ideas, but I agree with him that control through the financial vein is sometimes more flexible and stealthy than positive rule, and our direct control over these regions can also go hand in hand. Xiao Tang explained with a smile, "But as soon as the Northwest Bank was established, it obtained so many privileges, I am afraid that those money banks will be red and crazy, some time ago when we were still preparing for the establishment of physical staff, those guys with a keen sense of smell have already come to me to listen to the rumors, I don't dare to admit it, if it is exposed now, I am afraid that those guys will soon come to the door and ask for the opening of the Punjabi and Mott and the countries of the Western Regions, and enjoy the same treatment." ”

"Enjoy the same treatment, is there such a good thing in the world?" Wu Feng pursed his lips disdainfully, "They only care about investing in those industries that can generate high profits in our northwest and northern Luzon, but they ignore those important infrastructure projects, I didn't force them to take out loans and financing, which is enough to be worthy of them, and they still want to be treated equally? Not to mention that the Punjabi territory is not under my jurisdiction, we just have a mutually preferential agreement with each other, how can we be blamed?"

"My lord, this principle of freedom of borrowing is a principle that is common throughout the continent, and no one can force any one to take out a loan, and if such a precedent is set, it will have a very bad impact, and the gains outweigh the losses. Su Qin saw that Wufeng was indignant, and hurriedly interjected to explain.

"Hehe, don't worry, Su Qin, I'm just talking, I can still grasp this scale, it's just that I'm annoyed when I look at the bad behavior of these guys, and I want to entangle me with some preferential policies, and I get angry when I think of it. Wu Feng comforted the other party, he was just venting his mouth, and he would not easily offend such a major issue of principle.

"In fact, adults can use some common means on the western continent to restrict the development and penetration of these foreign financial institutions, such as requiring them to increase risk reserves, pay them into the treasury, limit the number of their branches, or limit the time, for example, the opening of a second branch can only be opened after the first institution has opened for a certain period of time, and they can also restrict their deposits. The scope of investment and loans, these means are very popular in various parts of the Western Continent, and they also have a certain basis, which is not unfounded, and they cannot oppose it. Xiao Tang didn't hurry up with his suggestions, and seeing Wu Feng's satisfied eyes looking at him again, Xiao Tang hurriedly explained: "These are James' suggestions, I'm just conveying them on his behalf." ”

After hesitating for a while, Wu Feng suddenly said, "Xiao Tang, do you think James is suitable for the position of president of this Northwest Bank?"

"But didn't the Lord intend to let him take over the position of Financial Commissioner?" Of course, Xiao Tang understood his boss's intentions, and letting James take over the post of Xiao Tang's Financial Commissioner was a plan that Wu Feng and Xiao Tang had already discussed, so that Xiao Tang could spare more energy to pay attention to the all-round affairs of the entire Northwest.

"Well, I think we can let him take on two positions first, the Finance Bureau, you can help him take care of him for a while longer, I think in the near future, let him spend more time on the preparation of the Northwest Bank, after all, this is related to our major interests in these regions, this head must be opened well, and there can be no mistakes. "Wu Feng finally made a decision.

"By the way, my lord, James also raised one thing, that is, the problem of the Hyderabad, he said that since the Hyderabad people have an alliance agreement with us, we might as well negotiate with them on tariffs and financial investment matters, and see if we can use this alliance agreement to obtain some privileges, such as our northwest financial institutions have the priority to open branches in their tribal territories, the Hyderabad people are far more prosperous than the Punjabs, and the trade with the western continent is also very frequent, and the operation of financial institutions there should be a lot of prospect, I hope your Excellency can consider it。 Xiao Tang suddenly remembered another thing and hurriedly said.

"Well, this should be negotiable with the people of Hyderabad, it is estimated that there should not be much of a problem, it is better to ask Su Qin to come down and make an appointment with their special envoy in Hyderabad to our northwest, put forward our suggestions, ask them to consider, and it is best to give us a clear answer in the shortest possible time." Wu Feng thought for a moment before saying to Su Qin, "Even the Tiks can negotiate with them, they have already sent someone to express their willingness to maintain good and harmonious relations with our northwest on the last Punjab issue, so we can take this opportunity to ask them to show sincerity, and then put forward our request." ”

The day-long discussion on government affairs finally came to an end, even in the end, Xiao Tang still never forgot to ask Wufeng not to forget to work hard, the issue of heirs is a major hidden danger in the northwest at present, Wufeng must take this matter to heart, even if it is possible to have an illegitimate child, so that Wufeng is crying and laughing.

Just when Wufeng was fully operating the Mott Dominion and the Western Regions, the situation in the Central Plains was also quietly changing. On February 28, 697 in the mainland Gregorian calendar, the Taiping army, which had captured the four prefectures of Heshuo, completed the reorganization, enrichment and repair of various departments, and began to adjust the deployment, expanding the troops gathered in Heshuo to more than 250,000 people.

Situ Jun, who was already relieved, became nervous again, he had pressed nearly three divisions of the Fifth Army in Tianshui Mansion, which was also an important weight for him to invite credit to the empire, if it was recaptured by the Taiping Army, then he would really become a sinner in the empire, but now only the commander of the Fifth Army was behind him, and the remnants of the broken Third and Fourth Army Corps had been strictly ordered by the new Minister of War of the Empire to return to Yanjing to reorganize the new Third, The Fourth Army, considering that the combat effectiveness and morale of these remnants had fallen to the lowest point, and it had nothing to do with the overall situation even if they stayed in Tianshui, so Situ Jun generously agreed to return by detour to the Wuhu area after making some necessary arrangements.

And with the fall of Hanzhong Mansion, Jincheng Mansion is also in an embarrassing identity, Lin Lang and his family even maintain a relatively large military strength in Hanzhong, and the Longdong Mansion in the north has been controlled by Li Wufeng, and it is the first trump card of Li Wufeng's Liang Chongxin Division is stationed in Longdong, although Li Wufeng's kid has formed an alliance with himself, but Situ Jun subconsciously still doesn't trust the other party very much, it is quite necessary to retain a division to garrison, so that the Fifth Army Corps left in Wuhu County only retains a division of troops, and all the pressure has been pressed on the Sixth Army Corps。

The commander of the Sixth Army Corps, Jin Zhengyang, has asked himself several times to withdraw one or two divisions to deal with the pressure of the Taiping Army in the Heshuo area, although the Taiping Army has not moved yet, but on the long border line with Hejian and Jinzhong, the Sixth Army Corps has to transfer as many as three corps of elite defense, and at this time, the regular army stationed on the border line with Maqihan is only left with two divisions of the Sixth Army Corps and some local garrison divisions, it can be said that this is the weakest time in history, and this situation can definitely not be maintained for long. Once the Maqi Khans really launched an invasion, even Situ Jun had to admit that the empire was powerless to resist at all, and perhaps the entire Wuhu County could fall under the iron hooves of the Maqi Khans within a week.

When the Taiping army calmed down some time ago, Situ Jun also planned to send a division to the junction of Wuhu County and Heshuo area to strengthen the defense, so that the Sixth Army could send two divisions back to the southern front to strengthen the defense of the Maqi Khans, but from the current situation, it seems that this idea is going to fail, not only to fail, but even to strengthen the defense of Tianshui, otherwise with the posture shown by the Taiping army, whether this Tianshui can be kept has become a big problem.

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