Chapter 161: Pride and Prejudice III
Since the three youngest daughters of the Bennet family went to girls' school, the Bennett family in Langborn has been a lot deserted, but because of the existence of little Alva, it has attracted all the attention of the four women in the family, and everyone is not so sad about their departure!
Miss Ingrid, who had lost three of her schoolgirls for the time being, now had two unmarried and older students in her family, and she was still very busy with her teaching duties!
But for Alva, who was growing up, it was a painful thing for the four women in the family to pay too much attention to him! Only when Mr. Bingley and Mr. Bennett came back did he have a chance to go out and breathe!
Mr. Bingley is now a regular visitor to Bennett's house, and although he always says that he has come to see the lovely Alva, every time he takes Alva out to play, he invites Elizabeth to go for a walk with him, and everyone knows what he wants!
Mr. Bingley has a good family background, handsome, lively, easy-going, kind, but his ears are a little soft! But it's nothing, anyway, Elizabeth is a very assertive person, and Elizabeth is really suitable for him!
Elizabeth is lively, beautiful, intelligent, witty, courageous, far-sighted, and has a strong sense of self-esteem, and is good at thinking about problems, and is a very assertive person who does not submit to the world, and is completely different from ordinary girls! She will not easily accept Mr. Bingley's pursuit because he is rich and handsome, but she will like him because of his tolerance, sincerity, and kindness, and his appreciation for her. If they were married, they would love and trust each other, Elizabeth would be a very good wife, and Mr. Bingley would be a very good husband, and their lives would be very happy!
Therefore, everyone is very much in favor of Mr. Bingley's blatant pursuit behavior! Miss Ingrid has even analyzed Mr. Bingley's family background, economic situation, and personality for Elizabeth in great detail, listed his advantages and disadvantages, and planned for her life after marriage! She thinks that if Elizabeth marries Mr. Bingley, it will be perfect for Elizabeth, and she will become the happiest person in the world! In view of Mr. Bingley's almost blind admiration for Elizabeth!
In the year Bennett not only had an abundant table, but also increased his fortune enormously! Mr. Bennet doubled his farm in Langborn and invested in a cotton mill; the three young daughters of the Bennet family worked together to sell the product for a good price with the help of Mr. Gardner, and each received £200; Lydia made a small profit of £300 with her pocket money to buy public bonds!
Mr. Bennet did not expect his youngest daughter to be so talented in investing, so when Lydia asked for an advance of her dowry for investment, he not only gave her a thousand pounds that belonged to her, but also personally invested 2,000 pounds and entrusted Lydia to help him invest. When Katie found out, she immediately clamored that she would also entrust her share of the dowry to her most trusted sister to invest!
The five Bennet sisters each had a thousand pounds, and Mrs. Bennet and Miss Ingrid had a thousand pounds, and in the end Lydia had raised a total of 9,000 pounds, which was a lot of money! You must know that Mr. Bennet's income is only 2,000 pounds a year, and even Mr. Darcy's income is 10,000 pounds a year! So this 9,000 pounds is really a huge amount of money! If Manju was not very confident, she would not dare to do this! But who made her know all about the current affairs at this time! In the past few years, the war bonds have made many people rich overnight, and how many new nobles have been achieved! In order to improve the economic situation of the Bennett family, this is the fastest and most secure way!
The following year, Alva was 2 years old! Mr. Bennett's farm income was £4,000 a year, double that of last year! The cotton mill with an investment of 500 pounds also received a dividend of £300! The three young daughters invented some daily necessities one after another, and with the previous inventions being sold on consignment by Mr. Gardner, each received £400 this year!
Lydia's investment profit is even greater, and it has tripled! That is to say, the original 9,000 pounds has now the interest is 18,000 pounds! Everyone's assets have tripled!
When Mr. Bennet received £6,000 from Lydia, he was shocked!
The Bennett women were overjoyed! A thousand pounds became three thousand! The dowry was twice as much, and it couldn't have been better!
Mr. Bennett was sensible, and although he was very excited about investing in public bonds, he did not blindly decide to raise huge sums of money to do it, even though he thought that Manzhu would stop it! Mr. Bennett first asked Mr. Ganard about the issuance of bank bonds and the market situation, and the news he got was very unoptimistic! Even though some people became rich overnight by speculating on public bonds, many people also made a lot of profits, but many more people suffered heavy losses or even went bankrupt! Mr. Bennett understood that this investment was not something that ordinary people could do!
When Mr. Garnard heard that Mr. Bennet wanted to invest in public bonds, he very solemnly warned him that it was okay to play small, and that he must not invest too much! But when he learned that Lydia had made a profit twice as much last year, and that this was not the first time she had made a profit, his shock was much higher than that of Mr. Bennett! Mr. Bennett did not know what public bonds were, but he knew very well how many people around him were investing in this, and there were very few who could make a profit! He also heard that this public bond is actually a war bond, a way for the royal family to obtain funds from the people, and a money game for those big nobles and those in power who control the war! Ordinary people have no reliable sources, and playing this is giving money!
Did Lydia know some great nobleman?Mr. Garnard asked Mr. Bennet?
Mr. Bennet thought it was impossible, that his family had never left Langborn before his first investment in bonds, so how could she know any great nobles? She would invest in bonds because she had heard them talk about them when she came to London to visit Mr. Garnard last year, and she had only tried to buy them! She had been in boarding school for the year, and she had been on vacation to invest! Unless she had met anyone at boarding school? But I had never heard of any new friends she had ever made?
Mr. Garnard thought about it, and in the end he could only think that it was Lydia's luck!
In this way, Mr. Bennet finally completely discarded the idea of raising funds to invest in public bonds, and after returning home, he discussed the matter with everyone! Lydia also said that she did not approve of everyone giving all the money to her to invest, and she taught everyone what to do with the newly acquired funds! The three thousand pounds were divided into three parts, one part in the bank, one part in Mr. Bennet's factory or farm, and one part for her investment! Of course, some necessary living expenses should be kept in hand, and the money earned must be spent, otherwise what is the point?
Mr. Bennet felt that Lydia really had a lot of ideas about the economy, and wanted her to plan the investment of the family's property.
The Bennett sisters, Mrs. Bennet, and Miss Ingrid thought Lydia had a good idea, and they all agreed with Mr. Bennet's suggestion, and they all wanted Lydia to give them good advice on how to invest in their property.
Finally, with the help of Mr. Bennett, he not only provided all the property status of the family, but also consulted a lot of information from Mr. Garnard about the investment project. And after a few days of consideration, Manjoo finally made a property plan for everyone!
In the plan to Mr. Bennet, Manju first explained that the Bennett family's current industrial income is stable and continues to grow, and is in good condition! An annual income of 4,000 pounds can fully cover the living expenses of the family! However, because five daughters are married one after another, the dowry is the biggest expense in the future! The original dowry of 1,000 pounds is really very small, which is very detrimental to the daughters' marriage! The dowry of the five daughters is only 5,000 pounds, which is only a quarter of Miss Bingley! If Elizabeth were to marry Mr. Bingley, the small dowry would make her unable to hold her head up in front of Miss Bingley! And the heir of the family, Alva, would need a lot of money for her education when she grew up!
So she advised Mr. Bennet to expand his business and continue to look for new investments on the basis of a guaranteed annual income of £4,000. 2,000 pounds as a year's living expenses, and the remaining 2,000 pounds plus this year's investment income, a total of 8,300 pounds! This fund is also divided into three parts, 2,000 pounds in the bank, this is to prevent accidental turnover; 2,000 to 3,000 pounds to Manzhu investment, this is a venture capital, the loss can be bearable, the profit is a surprise; the remaining 4,300 to 3,300 pounds to expand the industry and invest in industry, this is the foundation of making a fortune.
For example, 4,300-3,300 pounds to expand the industry and invest in the industry, Manzhu will give very detailed suggestions on what industries can be invested in and what industries to expand, and then write down the reasons, risks, investment methods, and finally give examples! Manju knew that Mr. Bennet was going to invest in a cotton mill, so he took the example of investing in a cotton mill, one was to buy all the shares of the cotton mill he had invested in, the advantage was that he could start producing products immediately, and the disadvantage was to settle the original employees in the factory;
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After reading Manjoo's plan, Mr. Bennet was very happy and thought it was very good, and decided to follow the plan this year!
Mr. Bennet accepted an investment from his five daughters and his wife, and received £6,000, and now he has £9,300 in his hands! Mr. Bennett, however, stated that the ownership of these properties belonged to Alva and that they would only receive an annual share of their profits.
In the end, Manju received a total of £16,100 in investment, including £3,000 each for Mr. Bennett and Mrs. Bennet and Miss Ingrid, £1,000 each for Jane and Elizabeth, £1,200 for Mary, £1,400 for Katie, and £2,500 for Manju herself!
This year was a satisfying year for everyone in the Bennet family, and of course Mrs. Bennet said that it would be better if Jane and Elizabeth could find a marriage partner! After Christmas, the Bennet family was calm again, and the three young daughters were on their way to boarding school!