Chapter 363: The Instinct to Chase Profits
According to Xiaoyue's instructions, Xu Chengchang has gone to the household department to train officials for five days. /p
Therefore, Mu Ziyu should have received the news that the household department was going to borrow money from Daying Bank. /p
However, he has been standing still, and he should have investigated privately for a while, and only today did he have a showdown with Xiaoyue. /p
For Xiao Yue, many people were not very optimistic about Qianzhuang's business, and she also knew that it would take a while to change people's habits, so even if Qianzhuang lost some money now, she could accept it. /p
The most important thing is that, on the one hand, she opened this bank, which could alleviate the problem of insufficient silver for the purchase of salt and iron merchants, and on the other hand, she did see the problems of financial integration in Great Britain. /p
If Britain is a country mainly based on agriculture, it is just that the country's commerce is still relatively developed, and there is no Confucian concept of valuing agriculture over commerce. In Great Britain, apart from officials, the social status of all walks of life is still very similar. /p
Therefore, Satsuki is very confident in running this money bank. /p
Faced with Mu Ziyu's question, she chuckled and said: "Lord Wang, although Xiaoyue has never done business, she still understands the principles of doing business, and now if all the money in the money is lent to the household department, I don't believe that the money will lose money." ”/p
"Oh? Mu Ziyu finally asked the question he wanted to ask the most. /p
Xiao Yue took a sip of tea and said slowly: "Qian Zhuang makes money by collecting interest on loans, and this household is the household department of the imperial court, not the household department of that family." Everyone said that the household department was the money bag of the imperial court, so there was no problem of no money in the household department. ”/p
"But, as far as this king knows, the household department borrowed money from you because he didn't have any money!"
Xiao Yue smiled and said: "The lack of money in the household department is only temporary, as long as the Great Britain exists for a day, the household department can tax for a day." ”/p
"But... Mu Ziyu also knew that the tax income was limited, so he still asked suspiciously: "In this case, the household department can repay the interest every year at most, and the principal will be repaid until what year and month!"
Xiao Yue sighed, "Lord Wang, have you forgotten what we are doing by lending money to the household?"
"Isn't it just a matter of the salt and iron franchise! Who doesn't know now!"
"Then the prince knows what the salt and iron franchise does?" Xiao Yue looked at him slyly. /p
"This... Mu Ziyu was stunned for a while, and suddenly said: "The salt and iron franchise is originally a money-making business!"
"That's right. Xiao Yue laughed, "The prince is wise!"
"Don't shoot the king's ass!" Mu Ziyu glared at her, he rarely has the upper hand when he gets along with people on weekdays, so he didn't want to bow to the wind and immediately said: "Wenyue, this king also wants to buy shares in this business!"
Xiao Yue stared at him with wide eyes, he didn't believe that Qian Zhuang could make a profit, but he reversed so quickly, "Lord Wang. This.. ”/p
Mu Ziyu laughed thiefly, "It's all your own people!
Xiao Yue reacted at this time, in fact, Mu Ziyu had already discovered that Qianzhuang was a money-making business, but he just wanted to admit it through his own mouth. /p
She smiled faintly and said, "Actually, if you want to make money, the prince doesn't necessarily need to be a shareholder. ”/p
"What do you mean?" asked Mu Ziyu puzzled. /p
"Lord Wang, there is a deal
There are gains and losses, but if you deposit the silver in our bank, then there is no profit or loss. ”/p
"This... Mu Ziyu found that Xiao Yue's suggestion was also impeccable, so he had to say: "Then King Rong Ben should think about it." ”/p
When Xiao Yue and Hu Changqi talked about the fact that the money village was still short of 50,000 taels of silver, Xiao Yue felt that there should be people who knew the goods and were willing to invest their money in the money bank. /p
After all, before the Ministry of Household officially borrowed money, Xiaoyue arranged for Xu Chengchang to go to the Ministry of Household to train officials, and she did not ask everyone to cover it up. Therefore, she can expect more and more people to know that there is an unknowable relationship between the British Bank and the household, at least a benign one. /p
And as people begin to pay attention to this matter, everyone will definitely speculate about the relationship between the British money bank and the household department, and the imperial court. /p
Regarding the fact that the household department was going to borrow money from Qian Zhuang, Xiao Yue also asked Xu Chengchang to tell Qian Zhuang's buddies in advance, and Qian Zhuang's buddies would tell Qian Zhuang's customers, so that everyone would know that there would be a big deal in the British Money Bank. /p
People in the world like to pursue profits, and no one will turn a blind eye to the opportunity to get rich in vain. /p
Xiaoyue's money bank is also a very safe place to make money, whether it is ordinary people or dignitaries, they can become her customers and earn profits from the money bank. Therefore, Xiao Yue was confident at that time that she felt that there would be a large amount of deposits into the bank in the future to make up for the lack of 50,000 taels. /p
It's just that today, she didn't expect Mu Ziyu, who was closest to her, to also have such a thought. Mu Ziyu is ready to go to Qian Zhuang to take a kick, which is a good thing, not a bad thing for her. /p
It's just that with Mu Ziyu's cunning character, he always wants to take advantage of more. /p
But now it is Mu Ziyu who takes the initiative to talk to Xiaoyue about Qianzhuang, and she has the upper hand on this point. /p
Therefore, if he wants to buy shares, Xiao Yue will never agree, you must know that Yuan Chenhao did not mention investing in shares at the beginning, but just deposited the silver from the inner government in the money bank to earn interest. /p
Seeing that he bowed his head and was silent, Xiao Yue had already thought of a countermeasure in her heart, so she drank tea unhurriedly and looked at the weather outside the window. /p
Mu Ziyu thought about it for a long time, and he didn't know how to bargain with Xiao Yue, as soon as he looked up, he saw Xiao Yue sitting indifferently on the side, looking out of the window with a calm face. /p
I don't know why, Mu Ziyu suddenly felt that Xiao Yue was a little seductive at this moment, although he knew that there was a man opposite, but the charm he exuded was amazing. /p
He suddenly remembered those rumors in the palace, and his heart tightened, he didn't believe that Yuan Chenhao would like Shangyue before, but now it seems that it is not impossible. /p
After he looked at Xiao Yue blankly for a long time, it happened that Xiao Yue's teacup had bottomed out, and when she turned around to look for the teapot, she happened to see Mu Ziyu who was distracted, and asked curiously: "Lord Wang, what are you looking at?"
"Ahem, ahem. Mu Ziyu pretended to cough, came back to his senses, and prevaricated with a topic, "If this king wants to save money in the bank, how much silver can he earn every year?"
Xiao Yue thought to herself that the fish had finally taken the bait, "Then it depends on how much the prince wants to save, how long he will save, and the more he saves, the more silver he will naturally earn." ”/p
"Oh, that's right. Mu Ziyu didn't know much about the specific deposit and loan business of Qianzhuang, he just asked casually, but in fact, he was still thinking about how to become the major shareholder of Qianzhuang. /p
But Xiao Yue didn't want to miss such a big customer, and immediately asked, "May I ask how much money the prince is going to save?" I can ask the money bank to help you calculate." ”/p
(.laoqu123=Old Song)
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