In fact, Xiaoyue came to Daying Money Village this time to see Xu Chengchang and instructed him to go to the household department to train the officials in a few days. /p

However, since she met Hu Changqi, she also told her about the loan from the household department to the bank. /p

"Last time, I heard that they needed 100,000 taels of silver. Xiao Yue thought for a moment, and then said: "But I don't know what the exact number is. ”/p

Hu Changqi asked with some curiosity: "They don't know how much silver they want to borrow from the household department?"

Satsuki explained: "The household department has made an account, but I have a headache when I look at it, and their method of doing accounts is different from ours. ”/p

Hu Changqi has a deep understanding of this aspect of accounting. At the beginning, Xu Chengchang took a set of special accounting methods to Daying Bank, and finally became the head of the accounting office. /p

Originally, according to Hu Changqi's father's opinion, he actually hoped that Hu Ji would have an old account office to manage the accounts of the bank, after all, he was his own person, and he believed in it. /p

However, the old bookkeeper worked with Xu Chengchang for half a month before returning home. /p

Later, Hu Changqi found out that his father had never sent an account office to manage the business of the bank. /p

As far as he was concerned, his father had asked his master to teach him how to read the account books, but he always found it complicated and cumbersome. /p

However, Xu Chengchang's method of teaching him to read the account books is simple and clear, which is also what he admires about Xu Chengchang and fully supports him as the head of the bookkeeper. /p

"What should I do then?" asked Hu Changqi with some uneasiness. /p

"There's no way, after all, the meat is in your mouth, and you can't stop eating it. Xiao Yue said with a wry smile, "I'm going to arrange for Manager Xu to go to the household department in a few days to train their officials, and you will have to take care of it in the past few days." “/p

"No problem. Hu Changqi patted his chest and promised, "Although I am not as good as Mr. Xu, I can stare at the people below and do things well." ”/p

"Well," Xiao Yue nodded, and then said, "However, after the training of the officials of the household department is completed, the money village may need to suspend business for a few days, and then let all the people go to help the household department sort out the accounts as soon as possible." ”/p

"What?" Hu Changqi asked with some surprise: "Why do we have to help them do their accounts?" After speaking, he asked incredulously: "Besides, will the household department be willing to hand over their accounts to us to do?"

Xiao Yue smiled and explained: "There are two purposes for helping them do the accounts, the first purpose is to speed up the speed of the accounts, when the accounts are clear, our money will be able to be lent to the household department, and we will earn interest at that time." ”/p

After taking a sip of tea, Xiao Yue said directly: "The second purpose, this is our selfishness. It is necessary to understand the customer's ability to repay the loan, so as to ensure the safety of the silver we lend to the greatest extent. Qian Zhuang's loan cannot simply rely on the judgment of the customer's character, but also depends on his specific strength. ”/p

"Oh. Hu Changqi suddenly realized, "It turns out that we are obviously helping, but in fact, we are looking to see if the household department has any money to return to us?" He lowered his head and thought for a while, "However, the household department is the imperial court, if they are in arrears, what should we do?"

Xiao Yue shook her head and said with a smile: "If the matter of the household department borrowing money from us is completed, how many people do you think will know?"

"Why didn't I think of anything?" Hu Changqi's eyes widened, "I'm afraid the whole country knows about it, after all, we don't know how to do it."

We are in business!"/p

"That's right!" Xiao Yue sighed: "We are not charitable, we don't need to cover up this matter, and the household department can't let us cover it up." In this case, will the household department dare not pay the debt in full view of everyone?"

After that, she smiled slyly and said, "Besides, even if the household department comes to borrow silver, it is not in accordance with the rules of our bank, and the collateral that should be given still has to be given." ”/p

Hearing Xiaoyue say this, Hu Changqi immediately breathed a sigh of relief, "That's fine, but... He suddenly remembered that the money he had now was not entirely his own, so he asked, "The guest who saved 30,000 taels of silver before will not come to withdraw the money recently, right?"

Xiao Yue shook her head, "The ten-year deposit contract he signed shouldn't come." ”/p

"That's good. Hu Changqi remembered the problem of insufficient silver that Xu Chengchang said just now, and he said: "It seems that we are still short of 50,000 taels of silver, you don't have to worry, I will go back and talk to my father, let him deposit 50,000 taels to our bank, this problem should not be big." ”/p

Xiao Yue shook her head again, "No, don't say it to your father, I have a way, but if I can't do it, I'll trouble your father again." ”/p

Hu Changqi asked curiously: "Why not? There should be no problem on my father's side." ”/p

Xiao Yue said very seriously: "As long as you are doing business, there are risks, and I don't want to rely only on favors to do business, because if the business fails, there are too many things to lose." ”/p

Hu Changqi listened, was silent for a while, and sighed, "Anyway, Wenyue, what you said is right, okay, I won't go to my father first." In fact, he is now reluctant to ask his father for advice on everything, but he is still a little dependent on money. /p

Hearing Xiao Yue say that he wanted to solve the problem by himself, he was still very impressed and very supportive. /p

"Then when you ask me for help, just ask, I will definitely put out the fire. ”/p

Xiao Yue said with a smile: "What do you mean to help, you are also the boss, when it is time to contribute, I will definitely not let you be idle." ”/p

"Hahaha. Hu Changqi laughed heartily, "It's really the best decision to cooperate with you." ”/p

Xu Chengchang listened to it for a long time, and when he saw that they were almost finished, he interjected and asked, "Childe, you said that you still want to train us in abacus courses, what is this?"

"It's a way to calculate faster than the chips you're using now. ”/p

When Xu Chengchang heard this, he was shocked, as a very experienced bookkeeper, he was very good at calculations. /p

He was particularly curious to learn that there was a better way to do it than the arithmetic he was using now. /p

Moreover, based on what he knew about Satsuki, he also knew that Satsuki would never lie, so he immediately asked, "Is this method difficult? How long does it take to learn?"/p

Xiao Yue thought for a while and said: "Actually, it's not difficult, but there are some mantras to memorize, and it will take two or three days to learn, but if you are proficient, it depends on how well you practice on weekdays." ”/p

Xu Chengchang has long known that Xiao Yue has something extraordinary in his head, and it was Xiao Yue who taught him the method of double-entry bookkeeping, so that he can become the general account of today's British Bank, and where can Xiao Yue learn something, it is one of the best in Great Britain. /p

So, hearing her say this, Xu Chengchang's heart swelled with a desire for new knowledge, "Then can you teach me now?"

(.laoqu123=Old Song)

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