In fact, the biggest difficulty of Long Xiaojiu's product is to find a way to replace ambergris and Tai Sui with other medicinal materials, and to find a way to replace internal force with other processes.

So Long Xiaojiu told An Heyan his thoughts, An Heyan listened carefully and lowered his head in contemplation, followed by the busy work on the test bench again, and he didn't have time to pay attention to Yinjian on the side

It is no wonder that people can become Central Graduate School people at such a young age, and they are qualified with this dedication.

It's been three days, Jiang Liqun and Zhang Lianjie haven't moved much for the time being, saying that they are going to wait for the relevant departments to inspect and review, and Zhou Xuanzhu has never looked back, and he doesn't know what he is busy with.

Long Xiaojiu and An Heyan also stayed in the laboratory all day long, constantly conducting research experiments in various methods, but the time was too short and there was no major breakthrough for a while.

Good morning this day, He Yan went into the laboratory again, Long Xiaojiu wanted to go over to help, but when he thought about it, the relevant procedures were about to come down, Wang Jian's 30 million was also paid, and the rest depended on himself, and when the branch started, he had to invest a lot of silver.

The 20 million owed to Wang Jian is not in a hurry, but the hardware facilities of the branch also need a large amount, so he came to a bank in Kyoto, Shanghai Pudong Development Bank.

This is a private bank loan that does not require much trouble, as long as the Alibaba real estate is used as collateral.

A clerk in the lobby greeted Long Xiaojiu very warmly when he saw him enter the door, "Hello sir, how can I help you?"

Although the female clerk is not very beautiful, she has a faint smile on her face and is very kind, which makes people feel very comfortable.

"Hello, I'm here to apply for a large loan!" replied Long Xiaojiu.

"How much is the amount?" At this time, the female clerk looked at Long Xiaojiu's eyes and was already a little wrong, Long Xiaojiu was wearing a little casual clothes, which was not a brand.

The clerk didn't believe how much of a loan someone with Long Xiaojiu's status would apply.

When Long Xiaojiu told her that it was more than 50 million, the clerk was so shocked that her mouth couldn't close, she was surprised, not because Long Xiaojiu's loan amount was too big, but because she didn't believe Long Xiaojiu at all.

"Sir, please don't be joking, we're very busy here, don't you ......"

Long Xiaojiu understood that the clerk had clearly given an order to evict the customer, and at this moment, an indifferent voice came from behind him, "Xiao Yang, what are you doing here, since the guest has made a request, why do you have such an attitude!"

The female clerk was immediately taken aback when she saw it, and she lowered her head resignedly, "Han, Manager Han, I'm sorry for my ......"

That Manager Han is a middle-aged man in his forties, with a square face with a silhouette, which gives people a sense of calmness.

He looked at the clerk coldly, "Your performance this month is gone, why don't you give it to me quickly!"

The clerk Xiao Yang was confused, and secretly said what happened to him today, is this somewhat inconspicuous young man in front of him still a big boss.

Private banks are very strict with their clerks, because they don't have the same resources as public banks, so they have to win by serving and hoping to attract more customers to deposit.

After the clerk left, Manager Han said to Long Xiaojiu with a smile: "I'm really sorry, our clerk doesn't understand the rules, I hope to forgive me, I am Han Wei, who has experience in this bank, are you here to apply for a loan?"

Long Xiaojiu nodded, followed Han Wei and brought Long Xiaojiu into the VIP customer area to discuss the loan with Long Xiaojiu in person.

When Long Xiaojiu said that he was the CEO of Alibaba Group, Han Wei seemed to have known Long Xiaojiu for a long time, and took out a polite posture that was not as famous as meeting to praise Long Xiaojiu.

"Mr. Long doesn't know how much loan you want?" asked Han Wei.

Long Xiaojiu stretched out his hand, "Fifty million, pay it off within three years!"

Han Wei replied briskly, "No problem, if we can, we can sign a formal agreement tomorrow!"

Long Xiaojiu also agreed, after all, he still had to prepare some relevant formalities.

The two chatted a few words, and Long Xiaojiu got up and left.

Han Wei looked at Long Xiaojiu's back, and the corners of his mouth suddenly showed a sly smile, he took out his mobile phone and didn't know whose number he dialed, "I have already lent him the money, a total of 50 million!"

After leaving the Shanghai Pudong Development Bank, Long Xiaojiu contacted Tong Yanhui in Jinzhou and asked her to fax all the business licenses and land deeds of the company needed for the loan, and send the original documents back directly if necessary.

In the afternoon of the next day, Long Xiaojiu received all the information from Jinzhou and rushed to the Shanghai Pudong Development Bank.

And President Han Wei seemed to have been waiting for a long time, and when he saw Long Xiaojiu coming, he greeted the past with a smile, and there were many and complicated documents that needed to be signed for the loan.

Originally, the bank also needed to conduct a certain investigation into Long Xiaojiu's group, but these procedures were waived.

In Han Wei's words, Long Xiaojiu and his Alibaba Group have always enjoyed a high reputation, and they will definitely not be treacherous because of this money.

Long Xiaojiu is also not wary of Shanghai Pudong Development Bank, because he always thinks that this kind of private bank always values his own interests, and it is unlikely that An Heyue will not be able to get along with money.

Han Wei sat opposite Long Xiaojiu and explained the interest on the loan to Long Xiaojiu with a smile, "Mr. Long, you are optimistic, you have a total loan of 50 million, according to the minimum interest of the bank, you need to repay the interest of 177,580 yuan per month!"

Then the total interest of 50 million has reached more than 13 million.

"This interest rate is not low!" Long Xiaojiu said to himself.

Han Wei replied with a smile: "Mr. Long, the interest rate of our bank is the lowest among all banks, you see that the interest rate of ICBC has ......."

Long Xiaojiu waved his hand and smiled: "Okay, Mr. Han, since I chose your bank, I will definitely take out a loan here, okay, sign it!"

Seeing that Long Xiaojiu had signed the loan agreement, a sly smile appeared on Han Wei's face.

After the matter was quickly completed, Long Xiaojiu hurriedly left the bank, facing the interest of more than 300,000 yuan a month, he had to hurry up and build the branch quickly, and it should be put into production quickly.

If the time is prolonged, not only will there be pressure to repay the loan, but the production of the enterprise will also be affected.

According to the loan procedure, it is estimated that 50 million will arrive the day after tomorrow at the latest, so Jiang Liqun must hurry up.

Long Xiaojiu just wanted to call to ask Jiang Liqun how the situation was, but Jiang Liqun called, but as soon as he opened his mouth, Long Xiaojiu felt that the situation was a little bad.

"Oh no, master, we're in big trouble now!"

Long Xiaojiu frowned slightly, "Don't panic, you speak slowly!"

(End of chapter)