Electronic point card shopping, this is very easy, and it is not harmful to yourself, to put it bluntly, it is to open a bank in the fairy world.

Open the bank in each city, and then let everyone store the fairy spirit stones in the bank card, and then install countless credit card machines and scanning machines in the places of the foreign shops, so that it seems that all the fairy spirit stones in the fairy world are stored in the small peasant bank.

In any world, there is no place where there is more money than the bank, maybe some strong person is dead, and no one knows that he is dead, and their countless fairy spirit stones will always be stored in the bank, and they don't need to do anything, they can sit back and enjoy the results.

"Let's just say that, open a small peasant bank, and the machine agent will be represented by you merchants, sects, and the headquarters will be here. Lin Xiafan said to them: "Interest, one hundredth, save one hundred fairy spirit stones in my small peasant bank, plus one interest for a year, maybe, after you close out, you can get a lot of fairy spirit stones." ”

"Everything is subject to Sect Master Lin's arrangement. They had no opinion, as for the interest, they were thinking in their hearts: "There are so many immortal spirit stones in the sect, and the money is saved here by Sect Master Lin, isn't it a lot of interest a year?"

"Okay, I'll get some robots now, teach you how to do it, and then I'll do it right away. Lin Xiafan said to them: "The identity is distinguished by voice, fingerprints, appearance, and passwords, which is very safe, and there is no need to worry about being stolen." ”

"Okay!" They don't have to worry about being stolen, even if the bank card is found by someone else, they can't steal the fairy stone inside.

Next, Lin Xiafan sent thousands of fairies to start opening small peasant banks in several cities, projecting various advertisements over the city, so that everyone in the city could see the role of the bank, just like watching a movie.

The bank, they took a look at it, and they probably understood it, it was just an old money bank, but it was upgraded to a super advanced one, and it had a bank card, even if it didn't have a bank card. With a personal identity alone, you can withdraw money through a scanning machine, but you must have enough Lingxian stones in your bank card.

The projection and operation above the city, as well as some advanced world projection screens, let everyone know how to use this bank card and how to calculate the interest.

In addition to interest, you can also take out a loan, but the interest is a little high, and if you borrow a hundred fairy spirit stones from the bank, you have to repay ten interest a month, and not everyone can borrow, you must have credit.

"This is good, a hundred fairy spirit stones, one percent of the interest a year, this is money to make money, good. "Many people saw that there was interest, and thought of the hundreds of spirit stones and thousands of fairy spirit stones in their hands, and began to operate the city.

The small peasant sect, placed in the fairy world, no one dares to rob it yet, and the four major sects are still loyal to the small peasant sect, to rob things, wouldn't they be looking for death, and then they will have no place in the fairy world.

"Everyone is lined up for identity registration, and there is an intelligent robot next to it, you can just operate according to the above. "The Little Farmers' Bank is located in the central square of every city.

Now countless ordinary citizens and cultivators began to line up to operate, and hundreds of intelligent machines helped them enter information.

"Enter the name, address, can't be faked, and put the palm of your hand on it......

The intelligent machine said to the guests, let them do it according to their own operation, and it only takes about two or three minutes for a person's identity registration and entry.

"May I ask whether you have a fixed term or a current term, and the fixed interest is 2% a year, but you can't take it out within a year......

"Periodically, periodically, I have 10,000 fairy spirit stones in this space ring, don't rush to use the money, save it for a fixed time!" said an immortal who took out the fairy spirit stone in An. I thought to myself, "I've got a few hundred interest a year." ”

"I have a million fairy spirit stones here, you write them down. "Some of the patriarchs also came over to save money.

"I've got a hundred here, and I'd like to try it. ”

"Excuse me, do you save ten coins?"

......

It doesn't matter if it's ten, or hundreds, thousands, thousands, 100,000, or millions...... Take them all, save them, and save them.

Immortal spirit stones, packed box by box, not with space magic weapons, 10,000 pieces per box, and then Lin Xiafan sent a large number of small spaceships to transport them back to his own sect.

In every transport spaceship, there are intelligent robots, which can kill people with Nazi laser guns, laser cannons, and Da Luo Jinxian, and if they are not afraid of death, they can go and grab things.

For those who are doing business, they can go to the city square and get some credit card swipers and cipher devices for free......

"Boss, have you received a card machine?" asked an immortal who came to the refining shop.

"I've got more than a dozen. Xiao Er replied to the guest.

"Okay, let's try it, I'll buy this firewood knife, a spirit artifact, come, I'll pay you by card." "This immortal family pointed to a shoddy immortal firewood knife and said.

Inferior immortal weapons, not even lower-grade immortal weapons, but a little better than high-grade spiritual weapons, like this kind of defective things, most of them are used to chop wood.

"Okay, take out the ID card, swipe it on it, enter the password, fingerprint ......" Xiao Er didn't seem to be the first time to operate and said: "Of course, if you don't have a card, face this scan line, and then enter the password ......"

"I'll try it!" The first time he handled this kind of thing, he was afraid of being pitted, so he operated carefully: "Hey, there are really a thousand spirit stones in it, hehe, how to operate it later." ”

"The transaction amount above is a fairy stone, you just need to make sure of it, this is very simple, you don't need to count the fairy stones. Xiao Er pointed to the projection above and said.

"Uh-huh!"

After it was determined, the amount of one thousand above was one less, and the little two in the store also checked the total number, and the total number increased by one fairy spirit stone, which was very simple and convenient.

The fairies in the Little Peasant Bank told them that if they wanted to get fairy spirit stones, the number of them exceeded 100,000, and they had to apply for it in one day.

Of course, many people start to apply for credit loans, and those with good credit can lend to them, but the interest rate is very high, so to speak, use their fairy spirit stones, earn their fairy spirit stones, just like the banks in the earth.

Use the people's money to earn the people's money, and the people save their money in the bank, with an interest rate of 2 percent a year, but in terms of credit loans, the interest rate is more than 5 percent a year. Take the people's money to lend to the needy, and make more than 50% of the money from the needy, especially some developers, and so on.

So, in the world, there is nothing like a bank to make money, there is nothing to do, and if there is a financial crisis, the bank goes bankrupt. The money that the people have in it can't withdraw a penny, and the bank doesn't need to bear any responsibility, right?

(End of chapter)