The account manager bowed slightly and led the way in front of the side: "Sir, pay attention to the steps under your feet. ”

Fang Wei is very satisfied with the warm service of the account manager, which is worthy of being a large state-owned bank, and the standard of VIP service is really high.

"Sir, according to the regulations of the China Banking Regulatory Commission, you need to check the source of funds when you deposit such a large amount of funds at one time, can you disclose it?"

They have all arrived at the bank, Fang Wei doesn't have much to worry about, and said very easily: "Buy a lottery ticket." ”

The account manager's expression became extremely exciting, and he swallowed his saliva and said, "Sir, is it convenient to tell me the specific amount? Are you planning to manage your money for a long time, or do you have other purposes for temporary storage?"

Fang Wei stopped, a little disgusted that the account manager talked too much.

The account manager hurriedly explained: "Sir, don't get me wrong, I want to plan a financial plan for you in advance, after all, it is a pity not to let such a large amount of money run and continue to accumulate wealth for you." ”

The account manager said as he handed over a beautifully printed business card with a flattering smile on his face.

Fang Wei really needs some professional investment and financial advice now, so he took the business card and looked at it carefully and said, "Hello Manager Liu, I am going to deposit 19.2 million yuan today." ”

Liu Jun's eyes are brighter, the frameless myopia lenses can't stop the burning in his eyes, and the tip of his nose is faintly sweaty, this kind of customer who has no fixed financial plan is definitely a high-quality customer.

He immediately guided Fang Wei into the No. 1 VIP room and sat down, and asked the little girl in the VIP room to pour tea for Fang Wei, he ran out by himself, and soon came back with a pack of soft China.

In less than a minute, a vice president of the branch also came over, Liu Jun's face was a little ugly, but others were leaders, and he couldn't say anything, so he scolded in his heart: "Why is your nose so smart? ”

The vice president took the initiative to shake Fang Wei's hand and warmly asked if there was anything he could do to help Fang Wei.

Fang Wei was dazed by this wave of enthusiastic operations, and felt that it was good to be a rich man for the first time.

Fang Wei exchanged a few words with the vice president, and carefully took out cash checks, ID cards, and bank cards from his inner pockets.

There was a look of displeasure in the vice president's eyes, but he concealed it well and continued to chat with Fang Wei.

Liu Jun and the teller in the VIP room checked the cash check together, and then went to the system to check whether the account of the sports lottery center had enough money to pay, and finally confirmed that the cash check was authentic.

The trio of banks all had unconcealed smiles on their faces, Liu Jun hurriedly lit a cigarette for Fang Wei, and the vice president rubbed his hands and said, "Mr. Fang, how do you plan to allocate this fund?"

Fang Wei checked the information in the middle of the night yesterday, and had some planning in his heart, so he simply pretended to be professional and said: "10 million medium and long-term investment projects, 5 million investment projects of no more than three years, 4 million money market fund products that can be withdrawn at any time, and 200,000 yuan will be left in the account for me to spend." ”

"Does Mr. Fang have any investment preferences?"

"Be conservative, I don't like to invest in risky projects, it's best to keep the principal and interest, I don't rush to spend the money, you can come up with a stable investment plan for me, and wait for me to confirm before operating." ”

"Can Mr. Fang accept long-term treasury bonds and large-amount agreement certificates of deposit?"

"You are professional in this area, and I only have three requirements:

1. I don't touch stocks, partial stock funds, index funds and other things related to China's stock market, which is too risky;

Second, I don't want the financial management and annuity insurance of the bank agent, I will buy the insurance myself, and I don't need you to plan;

3. I hope that the overall rate of return of funds will not be lower than that of baby products in the same period. ”

The vice president and Liu Jun glanced at each other, this Mr. Fang was young, but he didn't look like a young man when he spoke, he had clear goals, calm and sophisticated, and he was not easy to fool.

Look at his outfit,Winter clothes are obviously not his own,It is estimated that it is a disguise found temporarily when I went to the sports lottery center to receive the award today,The mobile phone is MATE8,The watch is a seagull,All are domestic boutiques,It's really hard to judge his origin and family affairs。

Fang Wei continued: "Don't be in a hurry about the financial plan, deposit the money in the cash check into your bank today, and then you can slowly study the financial plan." ”

The vice president hurriedly said, "Okay, Xiaofen, quickly re-apply for Mr. Fang's card." Mr. Fang, the amount of your assets has reached the issuance standard of our bank's black gold credit card, do you want to apply for one?"

Fang Wei shook his head and said, "Just get me an ordinary gold card, the black gold card is too ostentatious." ”

Liu Jun hurriedly said: "Mr. Fang, the black gold card of our bank can not only show your noble status, but also enjoy a lot of high-quality services, it is a pity." ”

Fang Wei shook his head firmly and said, "If you don't do it today, I'll do it when you need to, I still have something to do at noon today, please hurry up and help me handle it." ”

Only then did the vice president and Liu Jun really understand the calmness and stubbornness of the young man in front of them, and it seemed that they would serve this guest more seriously in the future.

The teller in the VIP room quickly re-applied for Fang Wei's debit and credit cards, opened online banking and mobile banking, and Liu Jun and Fang Wei made an appointment to do financial planning next week.

On behalf of the sub-branch, the vice president specially gave Fang Wei a set of exclusive gifts for senior VIP customers of the bank, a set of wallets and belts of foreign brands, and Fang Wei accepted them in line with the principle of not wasting them.

Fang Wei declined the request of the vice president and Liu Jun to send him, and left with a non-woven bag with the bank's logo.

Fang Wei walked along the street to another branch of this bank, inserted a card in the ATM machine and checked the balance, 19.2 million is a lot.

Fang Wei tried to withdraw 1,000 yuan in cash from the ATM, and checked the balance again, 19.199 million yuan.

Fang Wei suddenly felt the urge to cry, and he held the ATM machine with both hands to ease his mood for a while before opening the latch and leaving the ATM room.

The customers waiting outside saw Fang Wei's eyes red, and thought that he had suffered some misfortune.

It's 10:54 now, and it's just right to pick her up from class and eat together when I rush to Yuan Bao's school at this time.

Fang Wei drank a stomach of water in the VIP room of the bank just now, he was not so hungry anymore, and before leaving, he also took the bag of Zhonghua away, although he has money now, but he doesn't take advantage of it.

Fang Wei got on the bus and shook it for almost 50 minutes to get to the place, just in time for Yuan Bao and their school bell rang, Fang Wei hurriedly sent a message to Yuan Bao, saying that he was waiting for Yuan Bao at the school gate.

A few minutes, a girl in a goose-yellow down jacket rushed out of the school.

"Fang Wei, how long have you been here?" said Yuan Bao, naturally, reaching out to hold Fang Wei's arm.

"Just a few minutes ago, what would you like to eat today?"

Yuan Bao thought for a moment and said, "Let's go eat fish, there is a fish at the school gate that is doing well." ”

"Well, how long is the noon break?

Yuan Bao held his mouth and said, "The class will be at 13:30, we will be tired to death! Let's go, or it will be too late." ”

The two hurried to Yuzhuang to order good food, and Yuan Bao said immediately: "Fang Wei, quickly show me your MATE8." ”

Fang Wei smiled and handed over the phone: "Look, if you like it, I'll buy you one too." ”

Yuan Bao asked in surprise: "Fang Wei, have you made a fortune?" ”

Fang Wei realized that he had lost his words, it seems that people will always get carried away when they have money, and it is really not easy to keep such a big secret.

"Yes, you remember the day before yesterday when I bought a drink, the boss didn't have the money to find it, so he gave me a lottery ticket. ”

"Oh! Have you won the lottery? How many prizes?" Yuan Bao was even more excited than Fang Wei.

Fang Wei coughed and said with difficulty: "The third prize, more than 19,000 yuan." ”

Fang Wei had never deceived Yuan Bao since he was a child, and this was the first time he had lied to Yuan Bao, so he had a difficult answer.

Yuan Bao danced excitedly, but when she found that the other guests were looking at her, she immediately stopped and grabbed Fang Wei's hands, lowered her voice and said, "Great, great!

Fang Wei's nose was sore, why was he so fragile today, he was moved to cry by the little girl so easily, he pretended to have an itchy nose, withdrew his left hand and scratched his nose, taking the opportunity to wipe away a tear from the corner of his eye.

"Silly girl, do you want me to buy you a mobile phone?"

Yuan Bao shook his head firmly and said, "No, I don't like this kind of windfall, besides, I don't lack anything now, wait until you make your own money, and then buy me a lot of good things." ”

Fang Wei nodded vigorously and said, "Yes, I will buy you all the things you want in the future." ”

The meal was very happy, Yuan Bao kept chattering, most of them complaining about the school, teachers and some trivial things, but Fang Wei listened very happily, this Yuan Bao is real and cute enough.

After meeting Yuan Bao, Fang Wei was even more determined in his inner thoughts, he was not ready to use this bonus in a big way, only a positive Fang Wei could be worthy of Yuan Bao.

Yuan Bao did not reluctantly return to school until 13:20, and Fang Wei watched Yuan Bao enter the teaching building before leaving.

Fang Wei got on the bus and slowly shook home, now he feels relieved, with that huge deposit as the backing, with Yuan Bao's support and love, what more can a husband ask for in this life, he must have a wonderful and happy life, so that his parents' souls in heaven can be comforted.

Fang Wei got off the bus and went straight to the small supermarket near the community, ready to buy half a catty of noodles, two tomatoes, and two eggs as standard.

When I came to the door of the small supermarket, I saw that there was a fully automatic roast duck oven at the door, and the seven or eight roast ducks in it had been roasted to golden brown and crispy.

Fang Wei walked into the supermarket and greeted the boss: "Boss, how is the business today? Why is there another oven, do you want to change your career to sell roast duck in the future?"

The boss said with a smile: "Xiaowei is here, now the business is difficult to do, either to improve the service, or to upgrade the content, I am thinking about buying a stove, usually roasting some duck, fish, pork belly or something, with the sale of their own food, but also a lot of income."

Today's first day of roasting, I don't know how it tastes, Xiaowei or you come first, roast duck officially sells 22, today's trial business counts you 15. ”