In the secret room, Qin Chuan sighed and said the situation that he might face in the future, Long Feixue couldn't help but turn pale, she really didn't expect that the consequences would be so serious, and the foundation of the Long family might be buried in her hands, "Brother Yi, what should I do, if it really comes to that day, what face will I have to face the ancestors and ancestors of the Long family?"

"Don't worry too much, that's just the worst outcome, and the billing number is currently only an intention, and has not yet been implemented, we can fill the loophole in advance, and at the same time prepare a means in advance!"

"Brother Yi, I listen to you!"

Qin Chuan tried hard to recall the banking system he knew in his previous life, as well as the methods of avoiding risks, and then made hundreds of clauses.

To sum up, there are several main points: adopting the double-entry bookkeeping method to replace the running account; perfecting the supervision and appraisal system and restricting the power of the chief manager of the ticket number; first carrying out experiments to strictly control the scale of loans; and the most important one is the reserve fund system.

Long Feixue regards these terms as treasures, and asks for advice one by one if she doesn't understand something, in her opinion, even if it is not used on the ticket number, it is very practical to use it in other trading houses.

At the same time, several people in a secret room in Dragon City were talking and laughing, "Old Gao, you have worked hard all these years!"

"It's still the owner's cleverness, those idiots of Long Er, it's really easy to be a ticket number, if that's the case, how can it be their turn to the Long family!"

"Hehe, Brother Gao is playing beautifully, when the two of us swallow the Longteng Business Alliance, the position of the chief steward is yours!"

"Thank you for lifting, I see that Long Feixue's little girl still has some concerns, you might as well help her make up her mind!"

"No problem, we have contacted the manpower at sea, and I believe there will be good news soon!"

Several people talked for a long time before they left excitedly, the place where they met was very hidden, but don't forget, this is Dragon City, where the Dragon family's power is deep-rooted, and it has not been able to hide from the eyes and ears of some people.

Qin Chuan and Long Feixue didn't finish talking, and a black shadow appeared in the secret room like a ghost, "Third Miss, Qin Daoyou, that Gao Changhua really has a problem!"

"Senior Sun, do you know what they talked about?"

"The other party is very well guarded and can't be known, but the nails planted in those two families have come to the news, and it seems that they are going to make some moves at sea!"

"Hehe, it looks like they want to help Feixue make up their minds!"

Long Feixue was furious, gritted his teeth and said: "I think he is a talent, last time I let him go, I didn't expect him to dare to eat inside and out!"

"This Gao Changhua is the steward of the auction house in Refining Heaven City at the beginning?" Qin Chuan remembered that the first time he saw Long Feixue was when she was attacked in Refining Heaven City.

"That's him!"

"I said why is it so familiar, although this person is a white-eyed wolf, but he is indeed a talent!"

"It's a scourge to keep him, it's better to..."

"Don't startle the snake first, now they are in the light, we are in the dark, and it is beneficial for us to keep him!"

......

A month later, news came from the sea that the treasure ship of the Longteng Business Alliance had been attacked by pirates and suffered heavy losses, and this news directly broke the last nerve of the conservative shareholders, and all shareholders tried their best to push for the opening number.

Long Feixue had no choice but to agree under strong pressure, but after her arguments, she finally came up with a more cautious plan, first opening four ticket numbers for trial, one in Dragon City, one in Liantian City, one in Tongyou City, and one in Liufang City.

Some people think that the steps are too small, but the Dragon Alliance Business Alliance is Long Feixue who has the final say, so she had to follow her method, as the advocate of the ticket number, Gao Changhua obtained a position as the chief steward of the ticket number, but not in the refining heaven city that he was most familiar with, but in Tongyou City.

Qin Chuan left Dragon City satisfied, and this trip purchased a large amount of spirit grass through the channel of the Dragon Teng Business Alliance, which was enough for him to raise the level of alchemy to another level.

In addition to Mu Yilian, there is also Long Yuan, this guy is not only the deacon who will be in charge of the ticket number of Tongyou City in the future, but also acts as a liaison, and Aunt Qin coaxes Mu Yilian to smile.

There was nothing to say all the way, after returning to the Hades King Sect, he first looked for Lu Yangtian to sell his leave, and then went to Tian Chengcheng, the two discussed secretly for a long time, and finally the dignified master of the sect actually sent the guest in person, which made the monk on duty almost drop his jaw.

Then Qin Chuan went to Liufang City again, and through the introduction of Kong Ming and others, he met with the head of the Wangu Liufang Sect, and also talked for a long time, and finally reached an agreement.

"Hehe, Xiao Qin Daoyou is young and promising, if the cooperation can be successful this time, Liufang Sect owes Xiaoyou a favor!"

"The seniors are polite, we can be regarded as mutually beneficial!"

Coming out of the Eternal Liufang Sect, Kong Ming asked curiously: "The business you said is really so good?

"That's natural, but the risk is not small, the Longteng Business Alliance alone can't eat this piece of fat, so it's necessary to find two strong backers. ”

"Can we join the Great Han Kingdom?" said Su Yifeng.

"Hehe, if Brother Su can be the lord of the Great Han Kingdom, he can naturally do it, otherwise forget it!"

Su Yifei said with a smile: "Although my brother has not taken over the throne, his words still count, Brother Qin, please rest assured!"

"Okay, until it happens, please keep quiet!"

"No problem!"

After the plan, Qin Chuan came to the "Longteng Ticket Number Liufangcheng Branch", the Longteng Order was taken out, and someone immediately notified the chief steward, and after a lot of effort, a round-faced middle-aged monk greeted him, "Sun Dong gives Mr. Qin a gift!"

"Steward Sun doesn't have to be polite, everyone is a family!" This person was born in Long Feixue's mother family, and he is also the descendant of Grandma Sun, and he is Long Feixue's most confidant.

"That's right, sir, please come in!"

Qin Chuan glanced at the shop that was being renovated, "How is the staff training now?"

"It's almost, but there are still a few questions that need to be solved by Mr.!"

"Oh, let's hear it!"

"First, why should the loan be limited to 10,000 to 100,000, which will block some businesses, secondly, whether the collateral is too restricted, why not accept the magic weapon below the best, why the collateral is best real estate such as shops and mineral veins, and why is it ......?"

Qin Chuan listened to Sun Dongyi ask several whys in a row, and it is estimated that Long Feixue did not tell him clearly, Liufang City will be dominated by him in the future, and he must be explained.

The two of them arrived at the secret room, opened the ban, and then answered the questions just raised one by one, Sun Dong suddenly realized, "Sir, if the other party really takes the bait, I'm afraid we will consume a lot of spirit stones, I'm afraid that when the time comes..."

"Don't worry, you just have to act according to the plan, by the way, I heard that you know a lot about the Bailian Chamber of Commerce, tell me about their situation!"

"Bailian Chamber of Commerce is the largest chamber of commerce in Zhongzhou at present, controlling more than 3,000 shops and more than 100 auction houses, the rise of the crystal card is their creation, the Cao family is the largest shareholder of the Chamber of Commerce, the current president Cao Jinquan is very good at collecting money, it is said that the expansion of the Holy City of the Immortal Cultivation Alliance invited him to operate, only the purchase and sale of land, let the Bailian Chamber of Commerce and the Immortal Cultivation Alliance each earn 50 million spirit stones!"

"Hehe, he still knows how to play real estate!" Qin Chuan couldn't help but smile.

"Not only that, but he's also good at making money with other people's money......"

After listening to Sun Dong's description of Cao Jinquan, this guy was definitely a master of playing speculation, and Qin Chuan had to carefully consider his plan to avoid mistakes.

After returning to the Hades Sect, he continued his sect life, and the affairs of the outside world seemed to have nothing to do with him, but every few days, someone sent some information, and Long Yuan was a frequent visitor to his cave mansion, and on this day, he came again.

"Uncle Qin, that Gao Changhua has already asked many times when it will open, if you don't give him a clear answer, I'm afraid you will be suspicious!"

"How many spirit stones have you raised now?"

"Almost 220 million!"

"It's still not enough, the manpower in the south is ready, right?"

"It's all ready, just waiting for your order!"

"That's good, if he urges again, you say that you need to conduct another assessment of employees before opening, and if the assessment is passed, the Yuanshuo Festival can be opened, and if the results are not satisfactory, it will be postponed for another three months!"

"Hehe, this method is good, the last time you came up with the question, they were burned out of the test!"

Qin Chuan smiled slightly, took out a jade slip and handed it to Long Yuan, and then said a few more words, if he was given another fan, that posture would be a bit of a dog-headed military master.

After another two months, the dragon ticket number was opened in the thousands of calls of the people, the spirit stone has interest, this trick is still a little attractive, although the interest is negligible, there are still many monks who are good at budgeting the spirit stone into the ticket number, but relatively speaking, the loan is much higher than the deposit, although the loan conditions are very harsh, still can not stop the enthusiasm of the people for loans.

For example, a shop worth 50,000 spirit stones can only mortgage 25,000 spirit stones, and must repay three cents of interest every month, otherwise it will be regarded as a breach of contract;

Qin Chuan sat in the teahouse across the street, looking at the bustling crowd of people entering and exiting the ticket number, his eyes were a little wandering.

Mu Yilian was full of surprise, "Husband, I never thought that the immortal cultivation world would be so short of spirit stones, I'm afraid I've already loaned out 100,000 yuan in this half a day's work, right?"

"Hehe, it's not that there is a real shortage of spirit stones, you don't show up, these loan guys actually know each other, how can there be such a coincidence in the world!"

"Really, you see those two came out and met on the street corner!"

"Alas... The acting is not professional, this is too anxious, I am really disappointed!"

"If you know they're making trouble, why do you want to condone them?"

"Open the door to do business, it's always difficult to turn people away, otherwise it will affect the reputation of the ticket number, who will come to store spirit stones in the future?"

At the same time, Gao Changhua used almost the same rhetoric to persuade Long Yuan.

"Executive affairs, having said that, the spirit stones in our treasure house are limited, and we can't last a few days like this!"

"Don't worry, this situation won't last long, I've already explained to the third lady that there will be a large amount of spirit stones coming in in the future, as long as we survive the beginning, we will sit and wait for the money in the future!"

Long Yuan left worriedly, but returned to his quiet room, and the corners of his mouth unconsciously arced.

That night, Qin Chuan received a report on the flow of spirit stones from Tongyou City and Liufang City, and the two ticket numbers had a total of less than 60,000 spirit stones, and more than 700,000 spirit stones were loaned.

In the next few days, the outflow of spirit stones not only did not decrease, but instead had an upward trend.

A month later, the amount of spirit stones flowing out of the two votes exceeded 20 million, and the shareholders of the Longteng Business Alliance panicked and asked for Long Feixue to temporarily suspend business.

Long Feixue is as good as a stream, the four major ticket numbers in the name of suspension of business for rectification, closed for a few days to raise funds, but this delay tactic not only failed to work, but the news of the shortage of funds spread out, and more and more out of shape, under the impetus of some people, the Longteng Business Alliance was said to be about to be unable to hold out of business, so those who used the Dragon Teng Crystal Card were afraid that their spirit stones would be lost, and they withdrew money one after another, and the situation of the Business Alliance was immediately worse!

On this day, a few tourists came to Tongyou City, and Gao Changhua, the chief steward of the Longteng ticket number, ignored the fatigue of the day and secretly met with these guests late at night.

"Lao Gao, what's the situation?" asked Cao Jinquan, the helmsman of the Bailian Business Alliance.

"Everything is normal, although they are suspicious, they can't stop if they want to, otherwise, these tens of millions will be equivalent to throwing them into the water, which is enough to make the Longteng Business Alliance hurt their muscles and bones!"

Shi Danai's eyes narrowed slightly, "What we want is not just to make him break his muscles and bones, how many spirit stones do you estimate they can come up with?"

"I'm not sure about the exact amount, but even if the Refiner Alliance and the Danshi Refining Alliance help them, they can only last another two or three months at most!"

"Two or three months, we're limited in what we can use as collateral now!"

Cao Jinquan glanced at Shi Danai, "Just those worthless ores and shops want to defeat Longteng, do you think there is such a possibility? If it was so simple, the Longteng Business Alliance would have ceased to exist a long time ago!"

"Cao Fatzi, our historian is mainly engaged in mining, where can we compare with your Bailian!"

"Do you want to stop? Aren't you feeling too late?"

"So what do you say?"

"Pledge your veins..."

"No, absolutely not, that is the lifeblood of our Shi family, and it must not be mortgaged!" Shi Danai refused directly without waiting for him to finish.

Cao Jinquan said disdainfully: "You are really dead-eyed, it's not that you can't redeem it if you mortgage it, when Long Teng can't hold it, you just need to redeem it with a little capital!"

Shi Danai sneered, "Why don't you use your family's storefront as a mortgage?"

"You are not unclear about the structure of the Bailian Chamber of Commerce, the equity is very dispersed, and our Cao family only accounts for thirty percent of the shares, it is difficult to move those shareholders, unlike your Shi family, which is almost a monopoly!"

Gao Changhua saw that the two were about to argue, and hurriedly said: "The two owners, even if you want to use those properties as collateral, I'm afraid the ticket number will not take over, and the loan ceiling of 100,000 yuan was set at the beginning!"

"And this kind of thing, you didn't say it earlier!" the two couldn't help frowning.

Gao Changhua smiled slightly, "The use of those core industries as collateral is not only risky, but also easier for Long Teng to make up his mind to break his wrist, and although the Long family has suffered heavy losses at that time, it is not without a chance to make a comeback......

"Oh, what do you think?"

"The owner can take a detour, the loaned spirit stone is idle, it is better to buy some properties to make a mortgage, even if there is a slight loss in this cycle, and when the Longteng Business Alliance is won, what is this loss?"

Cao Jinquan thought for a while, and couldn't help laughing, "Old Gao, it seems that my name as the God of Wealth is going to be given to you!"

"The owner has won the prize!"

......

(End of chapter)

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