Chapter 213: Financial Management.
After Mu Bai went on WeChat, he found that there were a few unread messages.
But they are all Han Mengyun and Jiang Wenwen's usual good news.
After seeing it, he also replied politely.
Especially Han Mengyun, thinking about how to get the system, the first buyer to contact also sent two words of concern and hello.
I also explained the reason why I didn't reply immediately.
Mu Bai has set WeChat to a no-disturb mode in the past few days, because these days WeChat may be in order to seize the offline payment market, and has been pushing some meaningless messages, which makes him very disgusted and blocked for a few days.
After replying to the WeChat private message, Mu Bai just swiped the circle of friends at random, and received another message push on WeChat.
But this time it was not meaningless news, but it was sent by the official account of the postal bank.
His WeChat ID and mobile phone number are binding.
When he applied for a diamond card at the Postal Bank, Shu Xiaoxiao also kindly helped him pay attention to the official account of the Postal Bank.
Through the official account, you can easily carry out many operations.
For example, paying vehicle fines, checking balances, checking flows, or purchasing financial products, etc., can be quickly handled through the official account.
Now the message push that Mu Bai received is a financial management message.
"Finance?"
He looked at the news and became intrigued.
After all, in this era of intensifying inflation and rapid depreciation of RMB, financial management has almost become a national topic.
Nowadays, the purchasing power of RMB is depreciating sharply every year, and the meager interest of banks cannot offset the rate of depreciation.
If you still stubbornly keep your money in the bank, everyone knows that the property is tantamount to disappearing invisibly.
Therefore, the era of national financial management has gradually begun.
First of all, the mobile payment industry big brother Alipay founded Yu'e Bao, its annual interest rate is as high as four percent, deposit and withdrawal is also very convenient, deeply liked by the Chinese people, but since the end of 17 has been hit by major banks, so that its market share has been greatly reduced.
The pearl is in front, which makes many other enterprises have also created new types of financial products.
These wealth management products also robbed most of the bank's savings funds, which made many banking companies that were originally high in the sky begin to panic.
As a former richest man in China said, if the bank does not change, we will change the bank.
Yes, these new types of wealth management products in today's society have indeed made banks that are stubborn and inflexible have to keep up with the trend.
Now this push message from the postal bank is a newly launched wealth management product.
Mu Bai clicked in with interest.
At this time, he has more than a billion bank savings, and if the lot sold yesterday is completed, the bank card will have a balance of nearly three billion!
With so much money, it is better to buy some financial products.
Mu Bai carefully browsed the wealth management products launched by the postal bank in front of him.
This product introduction is not too long, but very concise and clear.
[Annual family affection broadcast, this year the bank headquarters for the bank's most respected users to open a new wealth management product, this wealth management product annual interest rate in six to eight percent, higher than the current market Yu Bao, Tenpay and other financial products, but the minimum purchase amount of 10 million, the highest no upper limit, the next day after the purchase of the calculation of profits, the funds are very convenient to withdraw, only one minute to three minutes, can be received, I hope that the gentlemen and ladies who have the conditions to buy.
Note: Warm reminder, this wealth management product can only be withdrawn to the postal card, not to other bank cards, and there is no restriction on purchase. 】
He quickly finished reading this product, the most basic introduction.
This is a high-threshold financial product, and the purchase threshold is 10 million, which ordinary people can't afford at all.
In fact, this is the same as the diamond card, which is an action made by Japan Post Bank to retain the top group of depositors.
However, the annual interest rate of this wealth management product is indeed very high.
According to the annual interest rate of 6%, as long as you save 10,000 RMB in this wealth management product, there will be an interest of about five or six per day.
This is definitely a batch of wealth management products with the highest annual interest rate at present, and the most important thing is that it is launched by the Postal Bank of the five major banks, and the principal does not have to worry about losses, and there is no doubt about the financial strength.
After clearing this point, Mu Bai thought about it again and felt that this wealth management product was very convenient to buy and withdraw, and it was not much different from that stored in the bank.
Therefore, he directly bought all the 1.2 billion balances in the card into this financial product.
1.2 billion wealth management products.
A rough calculation can be concluded that the interest alone is as high as nearly 200,000 RMB per day, which is five or six million a month.
Millions in interest, which is definitely a bit scary.
You must know that in the entire city of Nanjing, there are only a few hundred people whose monthly salary can reach millions.
So it can be said that even now, Mu Bai doesn't do anything, just be a comfortable salted fish who enjoys life in Nanjing.
The interest of this wealth management product is enough for him to enjoy the top luxury and lascivious life in Nanjing from now to old.
However, Mu Bai naturally didn't have this idea, he bought financial products, and just did it casually.
In fact, I didn't care much about this millions of interest every month.
After all, the amount he squandered every month was far higher than these.
But just when he casually swept the rest of the messages on the official account and was about to get off WeChat, the bank official account, which had always been cold in everyone's hearts, actually replied and thanked him in person.
Postal Bank has been certified): Dear, thank you for trusting our products so much, we will continue to work hard to serve you, and solemnly thank you for being able to buy a wealth management product with a limit of 1.2 billion.
This scene made Mu Bai a little surprised, and after being surprised, he couldn't help but laugh softly.
After all, how many people have received a reply from the bank's official account?
It seems that as long as you have money, you can really encounter any rare thing.
Mu Bai just laughed for a few seconds, and then politely chatted with the administrator of the postal bank, and they didn't talk for long.
Dozens of seconds later, they sent each other a farewell emoji, and then he casually closed the official account and got off WeChat.
Now, he glanced at the time on his phone and saw that time passed quickly, and it was twelve o'clock in the blink of an eye.
At this time, Mu Bai felt that the special courier of Fengshen Express was about to come.
Mi Xuan's girl, what I told him just now was that at noon, Fengshen Express came to pick up the goods.
To be honest, the amazing lot worth more than 200 million was shipped by express delivery, and Mu Bai was really a little worried.
But fortunately, he signed a contract with Fengshen, which made him dispel some of his concerns.
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