Chapter 429: Prevention
Feeling the change in the attitude of those dragon kings, Zhou Tianzi immediately followed his previous words and explained the loan. Pen % fun % Pavilion www.biquge.info
"Lending is actually very easy to understand, which is to reverse the process of storing wealth for the customer. When someone needs money, our bank loan will lend a certain amount to the other party. Both parties agree on when the other party will return the money, and when the borrower repays the loan, he will have to pay a much higher bank interest than the deposit. ”
As soon as he heard Zhou Tian's words, the interest of those dragon kings at that time immediately increased a lot. But even so, they still asked Zhou Tian about things they didn't understand: "What if the person who borrowed the money refuses to pay it back?"
"First of all, when we take out a loan, we definitely need to understand the specific information of the lender in advance, and we do not require everyone to take out items with a value greater than the loan amount as collateral, but at least we need to ensure that they have a certain ability to repay the loan. Otherwise, whoever lends the loan will be responsible, which will also ensure that the bank will not have too many bad debts. As for the existence of deliberately evading the repayment of the loan, aren't there still all of you? I believe that with the strength of the dragon clan, even those empires will not dare to borrow your money and not repay it!"
"Yes, no one can borrow our money and not pay it back. ”
"In this way, the business seems to have been done. ”
"The plan is okay!"
“......”
Although the dragon kings were not as overjoyed after receiving the plan he provided, as Zhou Tian had thought at the beginning, most of the dragon kings were still interested in the business after Zhou Tian finally told them all about the general operation of the bank. It's just that before they really opened the bank and felt the benefits it brought to them, even those dragon kings were a little moved, but they still didn't pay much attention to Zhou Tian.
Originally, Zhou Tian was just a 'tool' to make money for them in the eyes of those dragon kings, but now he has not been able to come up with a money-making plan that satisfies them. In that case, a group of dragon kings who were not very satisfied with Zhou Tian's ability at that time could not attach as much importance to him as the Blue Dragon Clan, who had already made a lot of profits.
That is, now that Zhou Tian has explained what a bank is, and those dragon kings also feel that the opening of this bank will definitely bring them some benefits. Otherwise, if they feel that Zhou Tian has no effect on them at all, it is estimated that the attitude of those dragon kings towards Zhou Tian at this time will definitely be even worse.
And after the matter has progressed to this point, it seems that Zhou Tian has achieved his goal. At that time, those dragon kings had no objection to the opening of the bank, so it doesn't matter whether they fully agree with Zhou Tian's explanations, in short, if they don't explicitly oppose Zhou Tian's arrangement, this bank will definitely be opened.
In this way, when the bank was opened by those dragon kings, Zhou Tian's plan was implemented.
But at the moment, things can't just look at the surface, if Zhou Tian is like this, if those dragon kings are arranged, it is estimated that the bank will be opened, and there will be problems sooner or later.
For no other reason than Zhou Tian's lack of confidence in the dragons' self-control.
Just when those dragon kings first heard about the role of banks, many members at that time had the performance of forcibly seizing those deposits. It is not difficult to imagine that although not all dragon kings do not have such self-control, it is believed that most of the dragons will definitely not be able to comply with the regulations and not touch the customer's deposit.
In this way, according to the character of those dragons at that time, if Zhou Tian opened the bank, and then those dragons continued to move customer deposits, Zhou Tian could be regarded as using the bank to make money, and even using the ability of Wanjie Supermarket, I am afraid that it will still be impossible to fill the gap of those dragons' greedy behavior!
So, as long as those dragons can't guarantee that they won't mess around by then, Zhou Tian's plan is no matter how feasible it is. Even if those dragon kings also approved Zhou Tian's plan, it is estimated that the bank still cannot be opened, and even if it does, it will collapse sooner or later because of those dragons.
In this way, when Zhou Tian succeeded in convincing the dragon kings that they seemed to be really ready to open such a bank, it was at that time that he changed the subject again, wanting to get the dragon kings to give assurances about what he was worried about.
It's just that......
Although Zhou Tian knew what the consequences would be if he let those dragons go unchecked, he was afraid that those dragon kings themselves also knew what kind of virtue they were. But even if it is so, if Zhou Tian really dares to directly raise the problem he is worried about, then he doesn't have to think about it, and those dragon kings will definitely be angry.
One is the problem of face, and the other is that those dragon kings at that time may not have that kind of thought. Now if Zhou Tian directly broke this kind of thing, he would have thought clearly, and those dragon kings would not have given him a good look at that time.
Even if there was a dispute between Zhou Tian and those dragon kings on that issue at that time, and some of the dragon kings also had different ideas, even if they understood that if the bank was opened, it would be beneficial to them at that time, but I am afraid that those dragon kings would still be able to completely reject Zhou Tian's plan.
Those dragon kings knew that it was very difficult for Zhou Tian to come up with a plan that satisfied them all, and it was already quite good to come up with such a way to open a bank. According to the situation at that time, if they wanted to make any changes, it was estimated that Zhou Tian would not have that ability.
But will those dragon kings think about it that much?
Don't even think about it, those dragon kings will only keep making demands on Zhou Tian, even if they know that their requests are difficult to do, those dragon kings will not take into account Zhou Tian's feelings. If Zhou Tian can get their praise, as long as Zhou Tian can't satisfy them, even if he won't kill Zhou Tian, those dragon kings will never let him have a good time.
Therefore, Zhou Tian saw it very clearly, although those dragon kings at that time were moved by the plan he was proposing now. But if nothing unexpected happens, those dragon kings will set up the bank, but they will definitely ignore the problems that the dragon will open the bank itself intentionally or unintentionally.
In this way, if Zhou Tian doesn't care about it, it is estimated that after the bank is opened, it is estimated that it will not last long, and those dragons will make a fortune and go bankrupt.
At present, Zhou Tian can be regarded as understanding that if these dragons really want to open a bank, there will be some problems at that time. But he knew that there were no questions to ask, but it was better not to ask them at this time. Otherwise, if it was directly put forward like this, Zhou Tian would not only not be able to achieve his desired goal, but it was estimated that he would offend those dragon kings one hundred percent.
It's just that although those dragon kings didn't want to hear Zhou Tian mention those problems at that time, if Zhou Tian really wanted to open the bank well, then evasion would not solve the problem. At this point, no matter what, it really needs to make those dragon kings realize the seriousness of the problem and convince them to pay attention to it.
Undoubtedly, it was really difficult for Zhou Tian to do that thing at that time, and according to the bad character of those dragons, Zhou Tian negotiated a bad word with them, and maybe he would suffer a big loss. Although the problems identified by him must be solved, this matter is really not clear.
So......
"If you don't have any opinions, then this bank should be able to open!"
"No problem, we've got your back. ”
"Let's set up a bank as soon as possible!"
“......”
I had some doubts about the bank's profit method before, so those dragon kings didn't give Zhou Tian a positive answer. It wasn't until now that after listening to Zhou Tian's words and confirming that as long as the bank was opened, it would definitely bring them a lot of benefits at that time, and Zhou Tian didn't need to say anything more, and those dragon kings themselves moved their minds to build a bank.
It's just that it was not strange that those dragon kings would behave like that at that time, but after listening to the words of those dragon kings, Zhou Tian was no matter what, it was impossible for them to let things be decided like this easily. After all, if we don't solve the problem of how to restrain the dragon's actions, even if we open the bank, it will not end well in the future.
Therefore, after listening to the words of those dragon kings at that time, although it seemed that they had achieved their goals, it was not surprising that they were able to establish the bank. But in the end, Zhou Tian did not end the topic, but directly raised the problems he was worried about in a tactful way at that time.
"Ladies and gentlemen, it's easy to set up a bank, but if you want to run this business well, there are some rules that you should follow. ”
"There is no problem, the rules must be followed, otherwise if everyone messes around, this business will definitely not be able to continue." ”
Although some dragon kings with other thoughts did not answer at that time, more dragon kings who were ready to do that business well were ready to do a good job, but they gave a positive answer according to Zhou Tian's words.
Seeing that most of the members had made such an answer, some dragon kings who were originally thinking of fishing for the wrong door were embarrassed to be clever at this time.
And after seeing the reactions of those dragon kings, Zhou Tian was a little relieved. After all, it is not difficult to see from the current performance of these dragon kings that most of the dragon kings still really want to do a good job in this business. In this way, since those dragon kings really want to run that business well, as long as Zhou Tian gives a suitable reason, then it can be regarded as limiting their power, and it is estimated that those dragon kings will not necessarily be disgusted by their arrangement.
Although it was possible to anger those dragon kings, thinking of his plan, Zhou Tian finally had to reveal his thoughts at that time.
"First of all, no dragon can touch the bank's deposits without the consent of everyone present. ”
"No way!"
As Zhou Tian thought, after knowing that the bank was a business that provided storage services, some dragon kings did have the idea of depositing money from those customers. It's impossible to say that they don't know the consequences of doing that, but think about how much benefit they can get by doing that. Thinking like this, those dragon kings in their hearts had the idea of future deposits in the bank.
Because they had that idea in their hearts, when they suddenly heard about Zhou Tian's proposal to protect customers' deposits, they didn't even think about it, and immediately raised objections at the first time.
It's just that those dragon kings were against it for the sake of opposition at that time, and as for why they wanted to raise objections on that matter, although the reason is clear to everyone, it is really difficult to explain this matter at the moment.
Why oppose?
In the case that he put forward that suggestion on Sunday in order to prevent problems in the operation of the bank, there is no reason for anyone other than those who want to take advantage of that loophole for personal gain.
The behavior of harming the public and private interests is looked down upon no matter where it is, although others will not say much because of the identity of those dragon kings, but the appearance of this situation itself will also make those dragon kings who speak out feel ashamed.
I can't say it, no matter what, those dragon kings still have to be face-saving. When they were ready to cooperate, they had the idea of that before the business was done. It's good that no one knows about this matter, but now that everyone knows about it, those dragon kings feel very ashamed.
However, in the end, those dragon kings also knew that their thoughts were not authentic, so after inadvertently revealing their thoughts, they soon closed their mouths in embarrassment at that time, and did not say anything more at that time.
Seeing the performance of those dragon kings, the corners of Zhou Tian's mouth twitched a few times, and then he spoke again at that time: "The credibility of the bank is very important, although most of the money that customers deposit in the bank is for interest, but if there is no way to ensure the safety of their deposits, then who else will deposit their money? It is impossible that they don't even want the principal, just for that little interest!"
"You're right, we promise not to move the bank's deposits!"
Although some dragon kings were still unwilling to do so, Zhou Tian's arrangement was necessary anyway. It was also because they themselves knew that there was no problem with Zhou Tian's arrangement, so when Zhou Tian mentioned his opinion again, although he still didn't want to agree, in the end, under the tough attitude of most of the dragon kings, those dragon kings still had to make a guarantee to Zhou Tian.
Undoubtedly, according to the identity and status of those dragon kings, they will definitely not regret the things they have promised, and if there are no special circumstances, they will definitely ensure the safety of bank deposits even if they use force.
It's just that......
At that time, those dragon kings gave a positive reply to Zhou Tian's request, and this situation was good news for Zhou Tian. But it was obvious that what Zhou Tian wanted at that time was not just a reply, and after obtaining the assurances of those dragon kings, Zhou Tian made a new proposal at that time.
"Also, can you please come forward and let the major empires join us in this business?"
"No way!"
In the past, Zhou Tian's proposal was only a part of the dragon kings who spoke out against it because of their own private plans, but now when Zhou Tian said his other proposal, it was all the dragon kings who made the decision to oppose it in the first place.