"Altogether...... Three million two hundred and twenty thousand!"

In Joe Greman's office, he looked at the statistics book in his hand with some amazement, and couldn't help but let out a tone of amazement.

When Lynch told him that he had millions in collateral, Joe Gleeman thought it was probably an exaggeration, which is common in the financial world.

All kinds of installment cash, discount cash, discount cashing makes people never have confidence in the numbers that others say, but I didn't expect Lynch to give him a surprise.

He put down the statistics and adjusted his sitting position slightly, "It's a staggering number, but you should know that I can't lend you according to the estimate, at most fifty percent, no more!"

He flicked the stats with his hand again, and the expression on his face showed some regret, "These are not high-quality resources, and the bank is still very risky, so ......", he shrugged his shoulders and looked at Lynch again.

Banks have their own professional appraisers, and when they count these things, they find that there are not very in-demand valuables that can be sold immediately, such as precious metals, such as gold, or some jewelry and other things that are easy to realize.

On the contrary, there are some ...... Things that are not easy to get rid of, such as some daily necessities, some utensils, most of which are houses and cars.

The city of Sabin is not a big city, not the capital of a state, not the center of the Union, the value of the houses here is not very secure, and most of the houses mortgaged in these agreements are ordinary neighborhood houses, there are no middle-class neighborhoods and upper city houses.

Valuable properties in small cities are basically those in middle-class neighborhoods and top upper-class neighborhoods with the best locations, the best views, and the most complete amenities.

Such a house can be sold easily, as long as it is a little lower than the market price, 10 to 15 percent, so to speak, it can be sold immediately.

But this is not the case with houses in civilian communities, and real estate development in civilian and slum areas, especially residential development, is a thankless task, and a slow sales cycle can easily bring down real estate developers.

In addition, some people like to mess around, and those poor people like to break into the house that is not sold and live, and often get into some trouble.

Local laws in some states of the United States have stipulated that after living in someone else's house for a certain number of years, you can naturally acquire the title to the house, which also makes many people more enthusiastic to live in those houses that have not been sold, or to find vacant houses that have been relocated.

The chaotic environment of the neighborhoods and slums, and the creepy street culture of all kinds are the reasons for the rise in these housing prices, not that they are not worth much, but that they are difficult to live up to their actual value.

The same is true for cars, there are no luxury car brands, most of them are ordinary car brands, and there are some years of age, and some of them are stolen cars that some appraisers think may be abandoned.

The road to the realization of these things is full of twists and turns, and it is difficult to say whether it can save the capital if it is really smashed in your hands.

If Lynch really wanted to exchange these things for a sum of money, it was only this transaction, and Joe Gleeman would be more cautious, and even refuse to do business with Lynch, he would rather not have this deal than take risks.

But he already understood Lynch's thoughts, and the money he gave Lynch, Lynch would take it to the Geitenau Finance Company to achieve continuous turning.

When the time comes, more similar agreements will be pledged to the bank, and eventually a staggering number will roll out, so he doesn't mind this kind of business.

Joe Griman thought for a moment, "I'll give you a maximum of one million and six million!", he felt that the price was quite safe, and Lynch didn't have any need to object, one hundred and sixty thousand, he could get a service fee of 160,000, and almost double to double the expected benefits.

This transaction alone brought Lynch at least 250,000 yuan, which was much faster than changing change, and he did not need to pay even a penny of interest to the bank.

This interest is paid by Geithnau by entrusting Dyson Asset Management with full management of the assets and paying a "management fee" for it.

In other words, Dyson Asset Management completely severed the relationship between Geitenau Finance and Jinhui Bank throughout the process, and this is the basis for the cooperation between the two parties.

Lynch didn't fight for more shares, and the promise made Joe Griman feel more favorable to him, and he had a lot more smile on his face, "Do you want a check, a cashier's check, a money order, or an account transfer?"

So far, the checks of the six major federal banks have a limit, and they cannot issue million-level cash checks at all, and they can't even issue transfer checks, and the checks are too easy to counterfeit, and some technical reasons make it difficult to achieve.

Joe Gleeman actually meant small cash checks, but it was clear that Lynch had a different view.

"I want cash!", as soon as his words came out, Joe Griman was stunned, it's not that the bank can't get this cash, it's just that a large amount of cash out of the closet requires a series of procedures, a bit troublesome, and it may be necessary to ask two people from the police station to cooperate.

Looking at Joe Gleeman's expression, Lynch frowned slightly, casually stretched, and asked as if he didn't care, "Can't you?"

Joe Griman thought for a moment, and finally nodded, "It's not that it can't, it's just very troublesome, there are a lot of processes in this, I have to make the documents first and send them to the branch and headquarters, and there are some other judicial procedures, it will take at least four to five days." ”

"I can wait!", Lynch did not flinch in the face of these difficulties, the two looked at each other for two or three seconds, and Joe Griman nodded, indicating that the deal would be completed as soon as possible.

Lynch stood up at the right time, "So ......"

Joe Griman also stood up and stretched out his hand across the desk, "Happy cooperation!"

After sending Lynch away, Joe Gleeman shook his head with a smile, he knew why Lynch wanted cash, and his attitude was so tough.

Millions of cash certificates are enough for Lynch to confuse them with more cash, to put it simply, the bank issued a certificate proving that Lynch took 1.6 million cash from the bank, so in the subsequent work, as long as he takes out no more than 1.6 million cash at one time, it can be said to be legal, as long as he is smart enough.

In other words, Lynch can mix more, a million, two million or even more money into this certificate and wash it completely, what a smart man!

After signing this business, and a series of follow-up cooperation, Joe Greman's mood was very high, and in the evening three of his subordinates invited him out to celebrate, and they probably got a lot of commissions in this business, and they had reason to indulge.

This is the daily routine of working with money, making money, making a lot of money, and then completely indulging, and the cycle goes on and on.

Joe Griman declined their invitation, as the manager of the credit department, he was not well suited to be with them at this time, and he needed to avoid it.

When I drove back home, I parked my car and subconsciously looked at the mailbox when I passed by the yard, people like him would receive letters from all over the country every day, some were peers, some were self-recommendation letters from major foundations, and some were orders or free financial services from various financial institutions.

After dinner in the evening, spending some time with his wife and children, and watching TV for a while, he returned to his study alone and began to work on the letters.

To his surprise, the first letter was not postmarked, there was nothing on the envelope, no sender, no recipient, not even a word.

Confused, he cut open the letter with a letter knife, the room at night was never as well lit as it was during the day, and his dilated pupils contracted rapidly when he saw the contents of the envelope.

A check, a check for 30,000 dollars, and the check still smells of ink!

There was nothing on the envelope, but he knew where the check came from.