0457 Another Kind of Sweetness [Chapter by: Wandering Man-4/8]

"Banks are a very real group of people who want to plunder all your assets legally!"

Standing in the port, Lynch and Nell shared some of his thoughts and feelings, "Think about it, when your factory is developing rapidly, even if you don't need a loan to complete a stage of development plan, the bank will take the initiative to come to you." ”

"Their business manager will tell you that they can apply for a low-interest loan for you, and help you connect with the connections to give you a more professional and ambitious development plan. ”

"If you borrow this money, your company, the factory, and the development are fine, and both of you will seem to forget about it, except that the negligible interest will be deducted from your account every month. ”

"But one day, your benefits are not as good as they used to be, and something goes wrong, they will send you a lawyer's letter telling you that you have no more options. ”

"Remember, Nell, if you can't handle the two things of bank and money, don't look for a bank loan. ”

"The money the bank gives you is not used to save you, but to push you before you fall into the abyss!"

Nell was a little ignorant when he heard these words, he couldn't understand it too much, in fact, in the social level he came into contact with, he couldn't touch such a "high-level" thing.

Subconsciously, he asked, "What if my company didn't work well from the start?"

Lynch replied with a whimsical smile, "Then you can't even get through the door of the bank!"

This is not Lynch's nonsense or joking, but the truth.

For example, the personal credit loan business that the federation has been engaged in recently, does not require any collateral, and can get a sum of money from the bank just by relying on their past life information, bank statements, and personal property they currently own.

It's not like in the past, where you had to mortgage something, but now you don't need to.

But there is also a place that people don't notice very much, the bank will take the initiative to remind those who have a good track record or even a large amount of deposits, telling them that they can come to the bank anytime and anywhere to get a low-interest personal credit loan that matches their status, no collateral is required, only they need to sign the loan contract.

The bank's reception department even set up a special telephone department to call those who met their indicators and asked them to come and get the loan as soon as possible.

But for the poor people in the bank halls who really need the money, their counter clerks can find a thousand ways to tell them that they don't meet the criteria for a personal line of credit.

The reason for this is actually not so complicated, giving money to the rich, the guaranteed people, can usually generate a steady stream of profits, once the other party has problems in the economy, the bank can start the harvesting plan.

They'll call for it, they'll sue, and they'll get something they want, a car, a house, or whatever, at a very low price, and a third party.

These are then cashed out into cash through another third-party company, which is distributed to the various handlers and then goes into the bank's vault.

Banks lend 10,000 yuan, generate 10 to 10 percent profits, and then take back things that may be several times the value of 10,000 yuan, which is why they are crazy to lend money to rich people.

Maybe many people don't have too many problems, but as long as one person has a problem, it will be a big profit for the bank.

The larger this base, the higher the bank's profits

But the poor?

No, sir, the poor cannot afford to pay back the money, and even if they sue, they cannot recover the money, and giving the money to the poor is the greatest dereliction of duty of the federal bankers and practitioners!

Although those bankers have the title of banker, they are still capitalists in the final analysis, and the goal of capitalists is wealth, profit, and high rate of return.

As the cruise ship in the distance gets closer and closer, a sense of oppression is slowly growing, and it is difficult for people who have never seen such a large ocean cruise ship to feel the visual impact of floating up the house horizontally on the sea.

It took a lot of time just to dock the boat, and then Lynch met the man he had come to greet in the harbor, Mr. Joe Grimman.

At the same time, people from other banks also took the initiative to come over to say hello to Lynch.

There is no way, they can't avoid Lynch if they do "business" in this place, not that Lynch has more terrible economic power than banks, but that his influence in this country is greater than that of banks in politics.

This is one of the reasons why the capitalists advocate the economy first, when the influence of politics on society is significantly higher than the influence of wealth on society, the capitalists will be afraid, because politicians can let the money they have plundered from the people by various means to redistribute it to the people anytime and anywhere.

Only when the influence of wealth is higher than the influence of politics is the wealth in their hands is relatively safe.

It is only to the extent that such campaigns in the Federation are tantamount to finding spokespersons for capitalists and capital, that capitalists and capital are absolutely safe.

Nagalil obviously can't do this, in the traditional backward and ignorant society, the entanglement of political power and theocracy makes it difficult for wealth to become a force to influence society, but now these people are here, bringing with them the ardent eyes and expectations across the ocean!

"It's nice to see you here, but it looks like you're going to need a ...... to get used to," Lynch gestured casually, and a staff member handed incense handkerchiefs to the clerical staff of these banks.

It made them feel better, including Joe Greenman, who also got a handkerchief to cover his mouth and nose, and he complained, "No one has ever told me that this stinks here, like ......"

"It's like ......," he frowned, not knowing how to describe it.

At this time, someone continued, "It's like driving a car without rolling up the window and passing by the streets of the lower city!"

"Yes, that's what it feels like, it's terrible!", Joe Griman immediately responded, and everyone burst out laughing.

As "superior people", it has become almost the habit of the class they represent to take down the city and joke about the people who live there.

In the eyes of these people, the lower city is a place where dirt is hidden, and as long as something bad happens in the lower city, people will take it for granted.

Isn't it, let's see who lives there!

There lived skilled women, thieves, criminals, all the dirtiest, most despicable professionals and the poorest.

Now those places are not called Downtown, they have their own names, and some of them sound good, like King's District or something.

The joke made everyone think it was good, and Joe Gleeman asked a little strangely, "Mr. Lynch, don't you think it stinks here?"

"Stink?", Lynch smiled, "a scientist told me that the human brain has the ability to block out odors, and when you don't get used to a certain smell, quickly the smell doesn't work for you. ”

"So you can't smell the stench here?", asked Joe Gleeman, curious.

Lynch nodded, "I really don't smell it right now." ”

"It's amazing......"

Lynch invited everyone to the governor's house, and these people were gladly invited, and good relations with the local governor were also a prerequisite for doing business here.

As they rode in the car from the provincial governor's mansion and watched the policemen beat the people with their batons in front of the convoy and drive them away, the gentlemen from the civilized world could not help but exclaim in exclamation.

Too barbaric, or too inhumane, these words flowed naturally from their mouths, and in their faces, Lynch saw only a kind of comfort, a yearning for power.

Privilege is always a weapon to win people around, and it is invincible.

When they arrived at the Governor's Palace, the Governor had already prepared a grand welcome ceremony, and when the world-famous governors came to the palace-like building after crossing the long, dilapidated, rugged, garbage-filled roads, the shock made them lose their ability to think for a short time.

A door separates this place to form two worlds.

The scent of the petals on the ground made the stench almost invisible, and the cool breeze hit and time seemed to slow down in a second.

Dressed in Nagalil costumes, local women dance gracefully around the area, traditional musical instruments are played, and the smell of power is accompanied by the smoke rising from some incense.

Take a deep breath and feel the sweetness of backwardness, only supreme power.

"I found that I started to like it here. One of the governors laughed.

After Lynch chatted casually with everyone, he found a corner with Joe Greenman, and no one bothered them, everyone knew what they were going to say.

"I'm going to build a cement plant soon, and I'm going to do an environmental assessment and dust reduction treatment, do you have the right person?"

Lynch looked at him, and Joe Griman was only stunned for a moment before a smile appeared on his face, "You don't have to do this, thanks to you, I'm already the president now." ”

He knew that it wasn't true that Lynch couldn't find someone to do this when he asked him, so he would call Mr. Patou or Mr. Wardrick at random, and they would arrange these things properly.

Don't look at these things as small things, but for any company engaged in related work, having this kind of cross-border evaluation and work qualification is a huge improvement to the image of its own brand!

Lynch could obviously do it himself, but he asked him, the purpose was self-evident, this is to send benefits.

To be honest, now Joe Griman is a little scared to take Lynch's money, because the position of the two sides has changed dramatically.

Lynch wasn't much different from the past, he patted Joe Gleeman on the shoulder, "I'm not a stingy person, especially someone who has helped me, you deserve it!"