Indeed, in Guangdong Province, unless on very formal occasions, you rarely see a rich person who will dress very brightly, or even show off his wealth, and even if there is, it is a young and frivolous rich second generation.

Even, if you know some rich people, you will find that the favorite thing for the elderly is to wear pajamas and slippers to buy vegetables at the vegetable market, and wear casual clothes to drink tea in the teahouse. Walking on the street, you think he is just an ordinary uncle and aunt, but in fact, he has a lot of money and has no place to spend it. But people are like ordinary people, and they live how they want.

This is all due to the teachings of the older generation, and it is also used to educate the younger generations with Li Zicheng's affairs.

Speaking of Li Zicheng, among the officials who Li Zicheng pursued stolen goods, there are many people who are honest or have very important positions, such as Wu Sangui's father Wu Xiang. At this time, Wu Sangui was in Shanhaiguan, supporting his own troops, and if he forced this general to rebel at this time, the situation would take a sharp turn for the worse. Li Yan was the first to discover this phenomenon, he urgently persuaded Li Zicheng, and then, Niu Jinxing and Song Xiance, who were born in literati, also raised opposing opinions, and Li Zicheng finally woke up to the importance. Li Zicheng ordered the pursuit to be halted and all detainees released.

But by then it was too late. Those who were released finally fully understood that the Dashun Dynasty they wanted to be loyal to was a group of robbers, and they must not have a little hope. At this time, the Dashun army did degenerate into a group of robbers, and after the release of the detainees, the torture and plundering had not stopped, and the frenzied Liu Zongmin continued to take civilians and businessmen under the knife, and the destruction of military discipline was still serious. Niu Jinxing, Song Xiance and others also discovered the seriousness of the problem, and began to persuade Li Zicheng to do more benevolence and righteousness, Li Zicheng finally sobered up, remembering that the fierce enemy Manchu Qing in Liaodong had not been eliminated, and Wu Sangui's military might and the danger of sitting in Shanhaiguan, he couldn't help but love talent, he asked people to immediately appease Wu Xiang, and ordered the general Tang Tong to write to Wu Sangui, persuading him to surrender, and then in the name of Wu Xiang to Wu Sangui a letter, asking him to surrender.

The leadership of the Dashun regime had just been pacified and was about to get on the right track, but Liu Zongmin was dizzy at this time, and he actually did a bold thing: he went to Wu Xiangfu to plunder Wu Sangui's favorite concubine Chen Yuanyuan and wanted to forcibly occupy it. There is also a saying that Li Zicheng coveted Chen Yuanyuan's beauty and ordered Liu Zongmin to take it, and he actually wanted to accept him as a concubine.

Whoever did it rewrote history. This Fengyue incident made Chen Yuanyuan, a woman who inadvertently appeared on the stage of history, so that Wu Sangui, a figure who should have been silent on the stage of history, suddenly fell into the cusp of the turbulent era, and even made the fate of Li Zicheng, Wu Sangui, Dolgon and others suddenly completely reversed.

Li Zicheng from the unveiling of the rod, after 16 years, can be described as a model from a peasant to the emperor, from poverty to wealth, and then from the emperor to perdition, he can endure the hardships of being a peasant, but can not enjoy the blessing of being an emperor, in the end, was carried away by the emperor's aura, dazed, I don't know why, Dashun country is not smooth at all. After Li Zicheng became the emperor for forty-two days, he suddenly fell to the lowest point in his life. I have to say that this is indeed a travesty, "the poor get rich" is not only a pie, but also a trap!

Now, China is getting richer, so a new generation of young people has also changed and has material pursuits. These young people are so deeply affected by the Western concept of consumption that they think it is good to spend future money first.

What credit card, campus loan, Huabei, and even loan sharks dare to lend, a few days ago Tang Chen watched the news, a college student, can actually owe millions of huge debts.

On the one hand, this is indeed a lax regulation, but on the other hand, it is caused by the deformed consumption concept of young people now.

People in the West dare to spend future money first because they have a perfect national welfare system and a carefree life, so they dare to spend money. In today's China, although there are guarantees, these guarantees do not seem to be too safe, Tang Chen can't understand, since even the ability to make money is not comparable to the interest on loans, why do young people dare to take out loans now?

In the previous Chinese, because of wars, famines, disasters, etc., saving became the most important thing. When the real disaster comes, only savings can save you, and no one else can help. This is the golden rule of survival handed down by the older generation. However, there is now a popular notion among young people that the more money they spend, the richer they will be, and the more they save money, the poorer they will be. Moreover, these young people also regard their openness to money consumption as a kind of pride in pursuing the trend of the times, and although the income is limited, the money spent is enough to scare the older generation to death. You must know that today's young Chinese are in debt 18.5 times their monthly income, which is not only much higher than their parents, but also ranks among their Asian peers.

The sad thing about human beings is that rational thinking can never suppress the desire to consume, especially for young people who want to live a standard life right away, and never know what the concept of cutting off their desires is. Clothes must be worn brand-named, cosmetics must be bought from abroad, and men cannot live without cars......

However, this society only teaches you how to buy, buy, buy, and constantly ** your desires, but society will never teach you how to repay when your credit card is maxed out, and how to repay when you borrow a loan. Stop fooling young people to consume, they really can't afford to consume!

Some people say, the rich also borrow, they borrow more, why can't the young people borrow?

There is a misconception here, the rich have more borrowing opportunities, lower risks than the poor, lower interest rates on borrowing, and it is easier to meet the threshold of certain investments (such as the threshold of trust products is more than 1 million). If the rich borrow, they have more time and energy than the poor to find areas of investment that can increase and preserve the value of their wealth. When money is borrowed, it needs to be repaid, and the rich can access more investment opportunities with more returns. For example, investing in real estate and trust products, etc., for the wealthy, as long as the investment income is higher than the cost of debt, and the risk can be borne by self-judgment, they can invest in debt. The cost of the two is not the same, and the risk tolerance is even more different, how can they be compared?

Unless, these young people can easily earn millions like Tang Chen, or be prepared to go into debt, it is better not to easily "spend future money first", because you can't afford to play this game. Once you are burdened with huge debts, let alone live a chic life, you will have a very difficult life in the rest of your life.

"Tang Chen, what do you want?"

While Tang Chen was thinking nonsense, Zhou Xuanying suddenly walked over and patted him on the shoulder, and said with a vinegary expression. It turned out that although Tang Chen's eyes were scattered, the direction was to look at the shopping guide lady, and the shopping guide lady was confused, mistakenly thinking that Tang Chen was interesting to her.