Chapter 306: It's terrible to be uneducated

Loan?Garebi was startled, and a word flashed.

Seeing him like this, Guan Mingyu explained with a smile: "Patriarch Galie, how about it, Guan guarantees that the medicine can be practiced, and the interest rate will be very low." When we get the medicine, we will be able to pay back soon. ”

Garebi's heart moved, if this was the case, it would be possible. With such a big brand as Canaan College, it must be a child.

He nodded and said, "If that's the case, we have to see how much the interest is, otherwise if it's high, we won't be able to pay it back." ”

Guan Mingyu nodded: "If the patriarch of Galie doesn't dislike it, I'll give an interest standard here, and the patriarch will see which one is suitable." If it fits, move on. ”

Garebi and Garemu glanced at each other, nodded to indicate that it was feasible, and then said, "Then please Mr. Ming." ”

Guan Mingyu stood up, walked up to him and said, "The first is to borrow 100,000 gold coins with a monthly interest rate of 100,000 gold coins and repay 110,000 yuan after a month." ”

This interest is still expected. After all, in a world like the Douqi Continent, where there are no human rights, a monthly interest rate of 100 is normal. You don't see that in ancient society, whether it was the feudal dynasty in China or the Middle Ages in Europe, it was too normal to have a year, and even some usury was beyond imagination.

Even during the Thirty Years' War, as an Allied Power, the Netherlands lent the Spanish royal family war funds as high as 30% of the annual interest, which was still a huge loan guaranteed by the allies with national credit, and the horror of private lending can be imagined.

In the Douqi Continent, it is normal to have a year as well.

"The second is to borrow 100,000 yuan at an annual interest rate of 80,000 yuan, and repay 180,000 yuan after one year. However, it cannot be repaid in advance, and it can only be repaid after the full year. ”

"The third type is a daily interest rate of 1,000 and a half, which is settled on a daily basis and booked daily, but the interest of the previous day must be recorded. The advantage is that this can be returned at any time, so it is more expensive. ”

Garebi was immediately overjoyed, and this was all he needed. Although it is a rolling profit, Qianwu is really small for himself, as long as he turns over for a few days, he can pay it back when he transfers the funds.

With the reputation of Canaan College, it is said that the interest is as much as it is, and this is my appetite.

He was overjoyed and said, "If the elder agrees, the Galie family agrees to the third option." ”

Guan Mingyu almost laughed out loud, and said to Galebi: "In this case, Guan Mou will list an IOU, and the patriarch of Galie will sign this IOU to the elders in the Hui clan." ”

Seeing Galebi's puzzled expression, Guan Mingyu explained with a smile: "Patriarch don't think about it, that elder is Guan Mou's mentor, he is such a character, please forgive me." ”

Garebi nodded, saw Guan Mingyu write the IOU, and after reading through it, he felt that it was no problem, so he took it back to the family. After another night of sleepless discussions, Garebi picked up the IOU and walked to Guan Mingyu's shop.

Seeing Garebi put away the note, Guan Mingyu laughed.

The interest rate of Qianwu does not seem to be high, but this is a rolling interest, and it will not take two years to pack the Galie family and not be able to afford it.

Exponents are the devil in mathematics, and even the smallest base will be magnified to the point of beyond imagination. Even if it is 1.005, it will only take two years to multiply dozens of times.

Multiply it by 100,000, which is millions of gold coins, and when the time comes, the property of the Galie family will be a gift from himself to Xiao Yan, although they have to die, but they have to exert their residual heat before they die.

As for their desire to repay their debts early, how is it possible?

"Well, the medicine still has to be refined for the Galie family, which is related to my reputation. Guan Mingyu supported his chin with his hand and thought seriously.

After a while, he suddenly chuckled and said, "Okay, let's do it." ”

He called Ye Yufan, who had just recovered: "You, go and give this to Xiao Yan, and tell him that the Galie family is going to come up with a new medicine, and the price is thirty gold coins each, and the effect is about one percent higher than that of blood coagulation." ”

"As for you, just stay in the Xiao family and help them refine the medicine on my list. Don't worry, Xiao Yan will definitely guide you. ”

Ye Yufan raised the paper in his hand in a daze, and saw that the words "Great Blood Condensation Pill" above were clear and dazzling, and it seemed that he could see from it that Garebi and others were in tears, and the green grass on the grave was growing gratifyingly.

Then he rushed to the Xiao family, preparing to devote himself to the refining of the new elixir with Xiao Yan again.

It's terrible to be uneducated, Guan Mingyu secretly wrote it down, and he must learn mathematics, physics and chemistry well in the future, otherwise the poor Galie family is an example.

——————

Only five days after Garebi signed the IOU, the first batch of pills arrived in his hands, and one hundred pills were not bad. After casually finding someone to try the medicinal properties, it was indeed similar to what Guan Mingyu said, a little better than the Blood Clotting Pill. Garebi was overjoyed and put this batch of medicines into the market.

After an overwhelming amount of publicity, this batch of pills was indeed sold in just two days, which made the Galie family smile and smile, as if they had completely defeated the Xiao family in a short period of time.

At this time, Galeo was walking on the road, and his courage was also a lot stronger, and he even went to Xiaojiafang City to earn a circle and observe the dynamics of Xiaojiafang City.

Seeing that everyone in the Xiao family wilted again, the eldest young master Galeo showed off his might, and only left the market after being majestic in front of the clerk.

Xiao Yan was seen through by Concubine Ya, so she had to promise to refine five Qi Gathering Pills for the Temir Auction House, and settled the matter of identity exposure. And Galeo was walking on the road, and Liu Xi, who followed him, met Xiao Xun'er, and since then, the Galie family has been promoted from a wild monster to a copy, and Xiao Yan brushed his son first and then the money, and it didn't take long for the Galie family's pot to be cleaned.

Of course, this is a later story.,The Galie family's mission as a novice monster is over.,After getting the boxed lunch given by the potato, it disappeared from the book.。 But now, when Xiao Yan was about to come to cook the willow mat in the middle of the night, he saw Xiao Xun'er burn the willow mat into dry wood with a fire.

Then she turned around and disappeared, Liu Xi left a means to save her life, so Xiao Yan began to mend the knife.

And Xiao Xun'er, who was supposed to be a voyeur medicine elder and Xiao Yan secretly doing the unspeakable thing, was shaking her big white legs and looking at Ye Yufan in front of her lazily: "Brother Ye, what are you doing here?"

Ye Yufan pouted: "I'll come and see how you kill people." ”

The night breeze gently blew her hair, her voice was ethereal, and she narrowed her eyes: "Brother Ye, with your relationship with Brother Xiao Yan, I can understand how to help the Xiao family refine the pill." But this matter has nothing to do with you today, so why are you coming along?"

Ye Yufan stretched out his hands: "Xiao Yan cares about you, I knew he would come to kill." But his cultivation hasn't fully recovered yet, so how can I rest assured?"

"Brother Ye, I know that Brother Guan is very mysterious. But please tell Brother Guan that you must not have any bad intentions towards Brother Xiao Yan, otherwise you will ......"

In the faint words, there was a sense of confidence and extraordinary threat, and with the golden flame flashing in her eyes just now, if anyone who knew about it would be frightened.

Ye Yufan nodded with a big grin: "It doesn't matter, I followed Xiao Yan, we talked very happily, and we came for brotherhood." Don't use what you say on me. Xiao Yan, and the little Xiao family, what qualifications do they have to be favored by the owner?"

After speaking, his body shook, and before Xiao Yan came out, a voice came: "Xun'er, Xiao Yan told me that he would go out to practice after a while and prepare for a three-year appointment." This time, I'll go with it. ”

"If you go, if you don't leave, you will be discovered by the old man behind him. ”

After speaking, the light flashed, and the person had already disappeared above the roof before Xiao Yan came out.

After Yao Lao fought with Xiao Xun'er once, he accepted the pill given by Yao Lao, and Xun'er was only a little on tiptoe, and her body shot away and disappeared into the darkness.

Seeing Xiao Xun'er leaving, Yao Lao Ying was with Xiao Yan, but in his heart he looked at the direction Ye Yufan left and frowned silently.

With Ye Yufan helping the Xiao family refine medicine for more than a month, and then taking out a new prescription for Xiao Yan, Yao Lao has long been familiar with Ye Yufan. But what the plot of Ye Yufan and Guan Mingyu behind him was, even he didn't know.

At this time, Xiao Xun'er had already returned to the house, and her little face was slightly pale because of the use of secret methods, but her expression was even more solemn, and she kept muttering to herself.

"The old gentleman behind Brother Xiao Yan doesn't seem to have any bad intentions at the moment. And I can feel that such a strong person should understand my origins. Unless it's those people, or it's a broken jar, it won't do anything to Brother Xiao Yan. ”

"It's Guan Mingyu, I've already invited Elder Ling into Canaan Academy to investigate. It's a pity that there are strong people from the Dou Sect guarding it, and Ling Lao didn't dare to be too presumptuous, only to get the fact that he entered the inner courtyard and was equal to the so-called number one on the strong list. ”

For more than two years, it almost completely disappeared. Before graduating, he asked for the position of an inner elder, which seemed to be at least the realm of the Dou King, and even close to the Dou Huang. ”

"To be able to call out my ancient clan identity in one mouth, knowing that the Golden Emperor Burning Sky Flame is even clearer than the masters of the Central Domain, and saying that your origin is simple, it is simply an insult to my IQ. ”

Thinking of this, Xiao Xun'er's dark starry eyes suddenly lit up with a golden light.

She couldn't be more familiar with the cultivation system. From ordinary people to a fighter, Guan Mingyu spent twenty years. And it only took six years to break through from the Dou Shi to at least the Dou Wang or even close to the Dou Huang, which is unreasonable no matter how you look at it.

Even if he has the bloodline of the Dou Emperor, and it is a divine bloodline that is seen once in 10,000 years. Within six years, there may not be a guarantee that such progress will be made, unless the family is absolutely sure at any cost.

"So, what happened to him?"

Thinking of the purpose of her coming to the Xiao family, her heart suddenly tightened. No, it's also for that piece of jade, right? Tushe Ancient Emperor Jade, even as the most powerful ancient clan eldest lady of the ancient eight clans, was also sent such a task, and it was related to the news of the last Dou Emperor, and the people who fought for it can be imagined.

"All those who beat Brother Xiao Yan's idea should be damned!"

She suddenly took a deep breath, and only after a while did she smile bitterly: "Forget it, just guard against him." Didn't he send that Ye Yufan to follow Brother Xiao Yan? I'll follow too......"

In the small shop, Guan Mingyu chuckled lowly, and finally lured this little girl out.