Starting a bank is not something that can be done overnight with a tap in the brain.

It can be said that the dream is beautiful, and the reality is skinny.

When you really do it, that's called a thousand things, and everything needs to be considered.

At present, the problems that Yu Sheng'an needs to solve are mainly divided into three categories.

First, the banking system.

This is the easiest thing to solve for Yu Sheng'an, who has contractual authority.

With the krypton gold exchange design as a reference, Yu Sheng'an decided to directly use the core magic towers of Keville cities as bank outlets.

It not only takes advantage of the popularity and authority of the magic tower, but also ensures the safety of bank branches.

For bank account design, copy the Internet credit system directly.

Second, cashless payment system.

After carefully combing through the known abilities of the contract godhead, Yu Sheng'an decided to give up the payment by scanning the code.

Instead, using the Godhead ability to search for believers, users can directly search for nearby people, select the object they need to trade, and directly enter the amount.

Even if the person is not nearby, as long as you write down the unique soul number of the person, you can pay the currency in real time.

Third, the setting of standards such as deposit and loan interest rates and deposit reserve ratios.

This piece directly stumped the rest of his life.

After the opposition of Dundan and Bessie to the issuance of treasury bonds.

Yu Sheng'an has realized that rashly pursuing the doctrine of imitation is definitely a prelude to death.

In a world where the economy is still very underdeveloped, rashly offering high interest rates to absorb savings will inevitably lead to economic deflation, which will lead to an economic depression that is even more terrible than inflation.

In addition, the deposit and loan interest rate and the deposit reserve ratio are monetary ammunition to control deflationary inflation.

A small decimal point change would mean a huge amount of cash tightening or flowing into society.

If this line is not drawn well, it may plunge into an economic boom in a short period of time, but the price may be to "eat the grain" instead of "borrowing chickens to lay eggs".

After careful consideration, he decided to ...... Don't be ashamed to ask.

He decided to travel to the main plane of Veria to learn how their banks worked.

Based on it, after referring to many economic concepts of Blue Star, the decision was made based on the actual situation of Keville and even the Azea continent.

However, the Kvir Empire is now in dire need of funds to quell the effects of the war.

Therefore, although there are still some details that are not yet ready to be completed, it is possible to save business first and absorb funds.

Anyway, this money is only lent to the Empire, and judging by the current situation of Kerville, there is no need to worry about the ability to pay debts.

Or, if Kerville can't repay this debt, then the empire is basically over.

If even the empire is over, will this bank still have the meaning of existence?

All in all, everything is now in place, only the east wind is owed.

What Yu Shengan still needs to do is to recruit and train the first batch of bank employees.

Before Yu Sheng Ann converted Kerville into a missionary district, there were only 16 cities in the Kerville Empire.

With the concentration and strengthening of the power of the empire on the Internet, the empire has sent magicians on a large scale four times to build magic towers and upgrade the town to a city.

Thus, the empire now has 20 cities, 2 of which have been destroyed in the war.

But because of the gains from Spada for the rest of his life, it was not difficult to rebuild the two cities.

In this magical world, productivity is both low and frighteningly high.

Rebuilding the city, as hard as it sounds.

But in the hands of a high-level magician, he can use earth-based magic to pull out a city wall that stretches for dozens of kilometers in a few hours.

What is really difficult to build is the magic tower.

And magic towers are also divided into different types and specifications, and their power is naturally very different.

In other words, why didn't the five righteous gods directly implement the "heart-digging tactic" and go straight to Willis?

This is because the city's ring-shaped magic tower is the most powerful magic tower in the Keville Empire.

Directly besiege the city, and maybe you will be dragged to death before the city.

Back to business.

The small country and widows of Keville, to a certain extent, have been convenient for the rest of their lives.

There are a total of 20 cities, each city is equipped with 2 salesmen, and the old and the new are brought together, which is enough to slowly develop the banking team.

Now Yu Shengan only needs to train 40 employees by himself.

At Yu Sheng'an's request, the first batch of employees were all women, which naturally took advantage of women's workplace advantages to speed up the incubation of banks.

This group of people will be recruited and selected directly from the housekeepers and maids with a high level of education of the major nobles.

This matter will be handled by the three Dharma gods, and Yu Sheng'an will be in charge of banking training.

However...... The plan couldn't catch up.

In the end, things took an unexpected turn.

......

"If you worship Ajief, I can find a way to arrange for you to enter, why do you bother to attend the bank teller training course? I have already inquired, the bank teller is similar to a tavern bartender, you are an imperial princess, how can you be a lowly bartender?"

The eleventh monarch of Keville, Kerryman, persuaded his sister, Clementine, with a bitter face.

At this time, he was in a mood that almost collapsed.

It must be those damned noblewomen, it's okay to mention this matter to Claymanting, otherwise how would my sister know?

"Who told you something like a tavern bartender?"

Claymanting rolled her eyes and continued to instruct the servants to pack their clothes.

At this time, there were several large boxes piled up at her feet.

Outside the window, a row of carriages is ready to go.

In the hallway, groups of servants were busy going back and forth.

That's what Hardy said, he was Dundan's personal assistant, and no one knew better than him what the position was about. ”

"No one knows better than him? He knows better than Dundan, even better than Ajef?"

Clementine's rhetorical question, Quesan was stunned.

"If the bank teller is really like a tavern bartender, then it must serve the gods. ”

Clay Manting looked up at her brother's eyes and said seriously:

"My beloved Monarch Kerver, have you not seen the discussion on the Internet? Ajef is most likely a follower of the God of the Internet! What summoner can summon a mountain of demons to besiege Spada?"

"If you don't befriend him now, when are you going to wait? Or do you want to use me as a bargaining chip in your marriage in the future, to marry some magician, or even a gray-haired old man?"

Clementine's words shook Kerryman's body, and his pupils trembled.

He wanted to roar so badly, Ajeff is the god of the Internet!

But he couldn't.

Because he didn't want to tell his sister this, but also because he was bound by a contract.

In the war that just ended, the power shown by the God of the Internet completely shocked him, and made him no longer resist the God of the Internet from the depths of his heart.

But when he saw his sister taking the initiative to approach the god of the Internet, he still subconsciously became anxious.

That's a god after all.

Whether getting too close to him is good or bad, no one can tell.

He just wants to protect his sister.

But his sister's words made him suddenly realize that he didn't have the power to protect her at all.

The younger sister is not so much adoring Ajefu as she wants to be in control of her own destiny.

Eventually, Claymanting was gone.

This walk directly caused an uproar in the circle of Willis noblewomen.

Countless housekeepers and maids who could have changed their fate were inexplicably stolen by a group of aristocratic young ladies.