Thrift is not a "poor man's mindset" because waste is shameful. Only wasting time for the sake of frugality is the most terrible "poor man's thinking", because time is priceless.

Tang Chen had just figured out this truth. Just like an ordinary family, the wealth accumulated can never be accumulated by consumption, because the vast majority of money is not spent and can be earned; the vast majority of people have some capital to live and rely on the province, not by the pattern of the rich.

Unrestrained consumption is always the most terrible. Obviously has no ability to repay, but is still borrowing and spending. Some time ago, the "campus loan" that was in turmoil became a rat crossing the street, and everyone shouted and beat it. Of course, there is the fault of "campus loans," but it is not the fault of those college students who have been corrupted by the incorrect concept of consumption? If it were not for the fact that they did not consider their ability to repay and blindly borrowed money for consumption, I am afraid that these tragedies would not have happened.

Moderate consumption is desirable, and it is okay for a rich man to buy a luxury car, because he can afford it and can afford it. However, if a person with a monthly salary of only two or three thousand takes out a loan to buy a multi-million luxury car, it is very problematic because his ability to repay is insufficient!

Tang Chen once heard of such a person, with a monthly income of two or three thousand yuan, but he spent five or six thousand yuan, and he always became a veritable "moonlight clan"; he always swiped his credit card and made advanced consumption, and he was very happy when he swiped his card, but it was very painful when he repaid the loan; there were only three people in the family, and a house of sixty or seventy square meters could meet the living requirements, but for the sake of good face, he had to compare, so he bought a house of more than 100 square meters. The face is good-looking, but because of the mortgage is miserable, the income is average, just enough to maintain daily life, to ensure food and clothing. However, seeing that others are eating and drinking, and vanity is troublesome, he also goes to high-consumption places to eat, drink, and have fun, travel, and do some consumption beyond his ability......

These excessive consumption are always inseparable from face.

This phenomenon of overconsumption is due to the fact that people live in a materialistic society, and the increasing abundance of material things makes people have vanity, and they begin to catch up with the trend and show off. This kind of consumption may satisfy people's temporary enjoyment, but in the long run, it is a waste of wealth, social and economic resources, and will undermine the sustainable development of the economy. At the same time, such excessive consumption also destroys social ethos and social harmony. As a result, the gap between the rich and the poor will widen, and the poor will be more likely to develop hatred of the rich. For example, in Panzhou, the western part of Guangdong represented by Panzhou, there is a custom called the New Year, the original annual example, the program is to travel the gods, watch the big opera (a kind of Cantonese opera), set off Jiao, set off fireworks, etc., but in recent years, it has almost become a fixed meal. That is, the host's family invites relatives and friends to dinner, not only does not charge money, but also gives red envelopes, even if it is a stranger, you can eat and drink. Because this one is the next one, it has slowly evolved into a comparative meal, depending on which one has rich dishes and which one has expensive dishes. Big fish and big meat are just ordinary, what abalone lobster, sea cucumber shark fin, bird's nest snow clam...... There is everything, and even some families spend more than half of the money they earn in a year at this annual banquet, and they even have to go into debt.

This kind of good-face consumption is really unbelievable. Whether it is to satisfy one's vanity and catch up with the trend, the advance consumption of enjoyment, ostentatious consumption, is excessive consumption. To put it bluntly, it is to slap a swollen face and become fat, and to die to save face.

As the old saying goes, a small fortune is made by frugality, and a big fortune is made by the sky. This does not listen to the old man, and suffers in front of him. It also makes sense in feng shui, even if you come and go, but you don't have the capital to invest, no matter how good feng shui is, it won't shine on you! Opportunities are always reserved for those who are prepared, if you are not prepared (money), don't expect to seize the opportunity.

While Tang Chen was pondering, Zeng Lao suddenly smiled and said, "Is Old Chen's grandson still worried that he can't become famous?"

"Hahahaha, that's ......"

Everyone laughed and chimed in.

Everyone understands Chen Lao's feng shui strength, as long as he uses dim sum to set up a feng shui bureau at home, even if he can't become a huge rich, he can always ensure that Ding is prosperous and happy.

Chen Lao said modestly: "Where, where, I'm old, and I can't do it anymore." If I want to set up a feng shui bureau, I have to ask Xiao Wang and Xiao Tang to help. ”

Wang Dongxu hurriedly said: "Let's let Master Tang make a move, he is much more powerful than me." ”

Where did Tang Chen dare to admit this? He also said: "Where is Master Wang, there is a specialization in the art industry, you ask me to open the light of the magic weapon, I will continue without saying a word." But when it comes to yin and yang, it's better for you to have a little more experience. At most, my eyesight is a little better, but my skills are rough, and it's hard to get into the hall of elegance......"

Everyone laughed and said nothing, knowing that this was Tang Chen's modesty. However, Wang Dongxu was quite happy, because Tang Chen gave him enough face, so that he would not lose face. Although the feng shui master relies on fame to eat, he also wants to be face-saving, and he wants Wang Dongxu to admit in private that he is not as good as Tang Chen, but in front of everyone, he can't pull down this old face! Fortunately, Tang Chen is modest and will not embarrass him. So, the two praised each other very "tacitly", and they were all happy.

This is the rule of the adult world, you respect me, I respect you. always offends people, that's just a stunned young man who has just come out of society. If you hit the south wall and don't know how to turn back, you're either stupid or stupid.

People always have to become sleek in society, and people who are too sharp and angular will make people stay away. If you are like Zhou Xuanying, it is nothing, people have the capital to become the goddess of icebergs. If a poor bastard is still so stunned, he deserves to be poor for the rest of his life.

Old Chen chuckled lightly and didn't speak again.

Zhang Yuanfu said a little embarrassedly: "But my house really needs Master Tang's help......

Tang Chen smiled and said, "As long as Boss Zhang, you get popular, I have a way, otherwise I will be helpless." ”

"That's for sure!" Zhang Yuanfu said with an oath, patting his chest and reassuring.

Zhou Xuanying saw Tang Chen's radiant appearance, and said in his heart: "It seems that his stage is still ...... in feng shui" but said: "I'll pour you tea, Boss Zhang ......"

(End of chapter)