Xuanyuan Qiming's understanding of finance and economics in his past and present lives is general, and he only knows some basic concepts.

However, he believed that with the wisdom of the people of Xuanyuan in the Tian Yuan World, he only needed to give a small reminder, and they could study the problem thoroughly along this path, and even be able to find out some erroneous information in his "small reminder".

In the Tian Yuan world, there is an iron rule that there is no authority and truth.

The use of gold and silver as currency is the same as the nature of an indigenous tribe's transaction with some kind of shell, stone or even special leaves, the true value of gold and silver as a metal is diluted, a new value is forcibly defined, and it exists as a general equivalent.

It freed human beings from the dilemma of bartering, and the entire social system was able to operate at high speed and comprehensively.

Understanding this essence, we know that "artificially given value" does not necessarily fall on the head of gold and silver, but on a piece of paper, that is, paper money, and when it is given into a string of values, even the specific carrier can be omitted.

These can be classified as credit money, which is forcibly defined by an institution, organization or even a country, and whether it can really circulate like money depends only on whether the credit of the institution or country is passable and whether its value is recognized among the people in circulation.

More importantly, this kind of credit cannot be abused, and the system has always been easier to destroy than to build.

He was very confident in the trust of the Tian Yuan Empire in the hearts of all the people of Xuanyuan, since the beginning of civilization, it has always been an unfailing imperial dynasty, the suzerainty of countless countries!

There is no higher credibility in this world.

He gave all his only understanding of money, and finally said:

"These are some of my superficial opinions, a person is intellectually poor, it is inevitable that there are some mistakes and omissions, and you can go to someone who is more proficient in business and economics to discuss.

Leaving aside whether there are any errors or flaws, the top priority now is to deal with the imminent influx of gold and silver money into the world.

My advice is to do three things at the same time,

First, the imperial court immediately warned the whole world and the people of Xuanyuan about the impending gold and silver disaster, and since it could not be contained, it was simply broken immediately, so that more people of insight could see this crisis;

Second, even if the Xuanyuan Bank is established, it will take time to issue paper money or other forms of credit money, and it will not be completed in a while, but the imminent gold and silver disaster will not wait for anyone, so it is necessary to immediately confirm and lock the existing wealth of all the people of Xuanyuan, and after other credit currencies are established in the future, Xuanyuan Bank will recognize this;

Third, try to persuade as many countries as possible to participate, and the more countries involved, the better.

I think that at this juncture, as long as the country wants to solve the problem, there is no other way but to join the Xuanyuan banking system immediately!"

Whoever wants to imitate the system of Xuanyuan Bank and play by himself behind closed doors is asking for his own death.

Qin Mu nodded slowly, but said again: "This workload is too much, in addition, this kind of wealth locking will inevitably require a large number of people to carry out, and there are a lot of tricks to be played here, I am afraid that in the end, it is likely that an amazing number will come out of thin air for us to fight the order." ”

Emperor Xuanyuan said:

"Including houses, fields, carriages and horses and other physical objects do not need to be ignored, and it can also be suggested that the people temporarily stop such transactions during this time, so as not to be exploited by others and cause more conflicts and disputes.

We only recognize the gold and silver bills and gold and silver objects issued by regular money banks, so that all government offices at all levels will treat this matter as the first priority in the near future, and I think it can be completed even if it is heavy;

In addition, isn't it necessary to delegate real power to the localities, let's directly put the task down and tell them that the imperial court will take stock of the accounts one by one afterwards, and if the amount does not match the total amount of gold and silver tickets and physical gold and silver, depending on the severity of the situation, those who should lose their officials will lose their officials, and those who should lose their heads will lose their heads.

In this way, I think they will be very motivated to get it done. ”

He finally said: "In addition, tell them to cherish time, the time limit is only half a month, and after half a month, no matter how much gold and silver are pulled, we will never pay attention to it again, and only regard it as two ordinary metals, their value, that is, their value as metal materials." ”

After agreeing on this matter, the situation was urgent, and it was necessary to race against time, Qin Mu immediately retreated.

Watching Qin Mu leave in a hurry, Emperor Xuanyuan's heart was light, for him, this upcoming gold and silver disaster was not a bad thing, but a godsend, whether it was the birth of Xuanyuan Bank, which would be all over the Tianyuan world, or the change of gold and silver currency to credit currency, he could take this opportunity to stand up with a high-sounding appearance.

And all these are of great benefit to the governance of the country.

Since this was said, Emperor Xuanyuan decided to completely implement some related matters today, so he ordered people to call Cheng Taizhong and Qian Yiqian.

The first to arrive was Cheng Taizhong.

From the beginning of the year to the present, for several months, he has been busy with the organization and improvement of the internal reference newspaper and the preparation of various branches.

The communication system constructed by the electric arrow-pointed bee throughout the Celestial Yuan World has been completed.

Although the distance between the world has been shortened suddenly because of the completion of the information highway built by the Qianli Sentinel, because this highway is too narrow, in addition to undertaking the major events of communication between countries and transmitting many important resolutions every day.

It is extremely limited to undertake additional information transmission, and the price of one node per word transmission is more than gold, and there must be people with status, status, and qualifications to queue up for a long time in advance. Because there are so many people who want to use this to communicate.

This is unrealistic for internal reference reporting to collect massive amounts of information, so the communication system of internal reference reporting still uses electric vector pointed head bees.

As for the construction of the branch, it is also very gratifying.

In addition to the headquarters of Shendu, other printing branches have been established in the four ancient capitals and more than a dozen other key hubs, and they have been running one after another.

Because the internal reference newspaper has a special "charming", the sales are very amazing, and it can even be described as thrilling.

Cheng Taizhong has already said that according to this trend, in another three or four months, the construction of printing branches all over the Tianyuan Realm can be completed by the middle of this year, and after making up for such expensive construction expansion costs, there will be a lot of income this year, and there is no need to rely on the borrowing of the inner government to get by, and the arrears of the inner government can be repaid.

He has been doing a good job these days, and he is thriving.

After listening to his report, Emperor Xuanyuan nodded and said, "Very good, you really lived up to my original expectations of you...... Now, I have another important task entrusted to you. ”

He spoke of the impending disaster of gold and silver and the preparations for the Xuanyuan Bank, and said, "I will recommend you to enter it as my plenipotentiary as a director. ”

Although he is also a director, with the endorsement of Emperor Xuanyuan, it is very different. Even if he is not a central banker, he must be one of the most influential people in the central bank.

With Cheng Taizhong's business vision, he naturally saw the horror of this position at a glance, and from then on, he will jump out of a specific industry and become the rule-maker of these industries.

A trace of heat flashed in his eyes, but he hesitated a little, and said: "Your Majesty is so trusted, Weichen should swear to repay him, but, in this case, what should I do with the internal reference report?"

Emperor Xuanyuan said:

"You are the pioneer I personally selected, the general who conquered the city for me, those foundations that have been laid down and consolidated, continue to let you be trapped in it, that is overkill.

Just like the original Muyue Arena, I think there must be many talents following you in the past few months, and you are also familiar with the operation mode of internal reference. You just choose a few people with the attitude and ability to take over your work in the internal reference report. ”

Speaking of which, he advises:

"At your current level, it would be too inferior to bow down to everything. You need to completely free yourself from the heavy burden of specific affairs and form a more complete think tank for you, such as the Cabinet of Secretaries for the Prime Minister.

Xuanyuan Bank is not your end, in the future, our world will inevitably have many interactions with other worlds, among them, business behavior is unavoidable.

Moreover, I also want to take the initiative to exert efforts in this area, not in the form of scattered sand and fighting in isolation, but to act in unison within the strategy formulated by the Empire. If you do a good job in Xuanyuan Bank this time, I will let you take the lead in doing it. ”

Before a piece of fragrant cake could be eaten in front of him, Emperor Xuanyuan threw out a bigger and more tempting cake.

This was so excited that Cheng Taizhong almost fell on the ground and screamed to show his loyalty.

For him now, it doesn't matter how much money he makes, what touches his heart the most is this sense of conquest, which is to keep climbing one more precipitous mountain peak after another and see the scenery.