"Okay, I'll invest the price of this painting, and if I lose you, this painting will be mine. Zhou Yunheng's eyes rolled for a moment, and then said tentatively.

Tang Chen said sincerely: "Uncle, I won't tell you, your current state doesn't know how many people in the world envy you. If you go into the stock market, I can guarantee that you will become China's stock god Warren Buffett within 10 days, and you will be invincible. But ten days later, I can't guarantee it. And you can't just choose any stock to invest in, it's useless, you have to think about it carefully......"

"I never invest in the stock market......"

Zhou Yunheng said lightly something that Tang Chen couldn't expect.

Tang Chen asked stupidly, "Why?"

"Why should I invest in the stock market?" Zhou Yunheng gave a reason lightly, which seemed to be bland, but in fact it was domineering.

Tang Chen suddenly figured out that the reason why Zhou Yunheng did not invest in the stock market was because the stock market was too risky. Although the returns in the stock market are very high, and there can be about 10% increase when the price limit is raised, many people only stare at the 10% increase, but cannot see the 10% decline. The real rich will not speculate in stocks on their own, they will diversify their money into banks, insurance and trusts. The purpose of many wealthy people's trusts is to secure their property, to avoid investment risks and achieve high returns. Because you are not a professional financial planner, you cannot guarantee a one-year growth rate of wealth, whereas a trust company can. After all, people have a professional risk assessment team, a professional investment team, and a professional financial management team, and they are not alone. Let's put it this way, most of the Zhou family's money has gone into the trust, a small part is deposited in the bank, and a small part has become insurance.

Zhou Yunheng is naturally no exception.

Since there is a form of trust, why should Zhou Yunheng take the risk to speculate in stocks? Isn't it good to simply lie down and make money?

Of course, the Zhou family has not really made it to the circle of China's richest people, and those who are the richest have their own team that specializes in evaluating venture capital. Because of these teams, these rich people can help him make money even if they are lying down, and they have completely escaped the strange circle of "rich for three generations".

Unless war breaks out, these plutocrats have little chance of subversion, except that they die and are stripped of their property by the state's violent apparatus, or squander themselves in casinos.

Although the Zhou family can't do this, they are indeed moving in this direction. In other words, most of China's qualified rich people do just that. Who wants to return their hard-earned money to the pre-liberation period overnight? I am afraid that no one wants to go from thrift to luxury, and from luxury to frugality! And the strange circle of "being rich for no more than three generations" is like a mantra that is put on the heads of these rich people; if there is no such thing as a trust company, I am afraid that they will tremble and be anxious all day long.

Tang Chen studied finance and knew that most of the people in society were working-class. They are the most direct owners of resources, and they survive by selling their resources, such as farmers relying on cultivated land, workers relying on physical strength, doctors relying on skills, writers relying on writing, teachers and lawyers, and so on.

The second group of people is entrepreneurs, this type of people rely on the labor of the working class to earn money, which is also known as "exploitation", mainly entrepreneurs, and entrepreneurs also belong to this category.

The third group of people is the capitalists, which can also be called financiers. Finance is the highest link in the social food chain, they are the farthest away from resources, but all resources are under their control, and they only hide behind the scenes and play the game of operation. For example, Sun invested in a BMW boss, and the listing of a certain treasure made him a great success. So Boss Ma is an entrepreneur, but Sun is a capitalist and has become the richest man in the plaster flag country. Another example is the stock god Lao Ba, who sits in his hometown to invest and manipulate his layout, and he is also a capitalist. Capitalists know no borders, they can control the flow of global resources, and they can control a large amount of other people's assets through the financial system.

The resources of a society are nominally working-class because they are the most numerous. In fact, they are all capitalists. The key to seeing how much energy a person has is how many resources he can allot. The working class can only survive by selling their own labor, that is, their own skills, so ordinary people can only find a job in a company and sell their own labor in exchange for wealth. However, the time and physical strength of ordinary people are almost the same, and the labor they can sell is about the same, so in order to sell their labor at a good price, they can only improve their skill level and proficiency level.

Entrepreneurs often use their brainpower to design a combination of wage earners, and then optimize them to use their labor to make money, and most people fall into this category.

The biggest difference between "capitalists" and "entrepreneurs" is that capitalists do not directly participate in the operation and management of enterprises, but manipulate the macro ideas of enterprises behind the scenes. Through investment, shareholding, mergers and acquisitions, and reorganization, the future of an enterprise is controlled into its own hands.

As an entrepreneur, you must have a certain culture, vision, courage, innovation, opportunities and capital. Capitalists, on the other hand, only need to be smart and bold enough, and do not need to be strong, take time, and even less be beautiful. Capitalists only need to get a team for their children and grandchildren to evaluate venture capital with an accuracy rate of more than 90%, and then the family's wealth will continue to flow, and they are not afraid of "being rich for three generations".

The Zhou family is not in the state of entrepreneurs, because they have passed the entrepreneurial period, but the Zhou family is not a capitalist, because their ability to "play" with capital is still very low. In other words, the Zhou family is just hovering between entrepreneurs and capitalists, if someone in the Zhou family has the courage to elevate the Zhou family to the level of capitalists, then the Zhou family will rise to a higher level; if the Zhou family has no successor, it is likely to fall into an "entrepreneur", and in the end it will not be able to escape the vicious circle of "no more than three generations of rich".

The worries of the old man of the Zhou family stem from this.

Tang Chen had already seen this question more thoroughly before, but he almost forgot that the Zhou family also applied this method of analysis, so he asked such a fool's words, and he also indirectly penetrated his own bottom - he was not from a wealthy family, but the son of an ordinary salaryman.

Thinking about this, Tang Chen felt that he was too worried, so he smiled bitterly: "Then I don't need to say it, uncle, you will be able to see the benefits of investment in a few days, proving that I am not talking nonsense......"

"No, I've decided, I'm going to invest in it myself. Zhou Yunheng said lightly, "Just invest in that new media and see if it's really as you say!"

(End of chapter)