0433 We never lose money

"Mr. Lynch, please come with me!"

After a brief pleasantries, Carl led Lynch towards the elevator, which was not the place to talk about business, but something else.

"I was really shocked when Joe Griman called me, I didn't expect him to be lucky enough to meet a big guy like you in such a remote place, what an enviable guy!"

Carl even speaks about the art and the importance of this art, which he praises Joe Gleeman but exalts Lynch even higher, and this indirect sycophant is less blatant and less offensive.

"Mr. Joe Grimman is a very interesting person who helped me a lot when I was starting my career. When the two walked to the elevator door, the elevator door opened.

There was already a blonde elevator attendant inside, smiling at the two men.

Entering the elevator, the elevator man was facing away from Lynch and Carl, I don't know if she was intentional or not, her skirt may be half a size smaller, not only looked a little tight, but even the traces of what she was wearing inside were shown.

Sometimes it doesn't look good or look good, but sometimes it becomes special.

The eyes of the two men stayed on the staff's skirt for a moment before retracting it, the elevator clerk is only available on such occasions, and there is no small place at all, which is also a beautiful landscape.

“...... While we are still obsessed with decorating our shelves with eighty percent plaster vases and one-dollar glass vases, those capitalists have turned our girls into vases, and it's a shameless social ......"

The above quote is from a book by a sociologist that does not sell very well, but what he says is sobering.

The elevator did not stop all the way, because it did not accept ordinary people, and ordinary people were not qualified to take such an elevator, although there was also an elevator on the other side of the hall, and the elevator was also equipped with some staff with physical disabilities, but there was absolutely an unbridgeable gap between the two.

Lynch didn't know that in the bank, from the cleaners at the bottom to the middle management, they were proud to take this elevator, and as long as they took this elevator, it meant that they received an interview from the bank's top management.

The elevator stopped on the ninth floor, and the young and beautiful girl smiled and took the initiative to get out of the elevator car and bend over outside.

From Lynch's angle, she could see the red dress she was wearing today directly through her chest, but she herself seemed to be noticing anything.

Leaving the elevator, the elevator door slowly closed, Carl stretched out his hand and led Lynch to his office, and as he walked, he smiled and said, "It's only a little more than five hundred yuan, it's a good deal, right?"

What he said was actually the elevator man, as long as more than 500 yuan, he could make the middle and senior management of the entire company maintain some kind of "taking advantage of others" all day long, plus this is still a beautiful girl, this business is indeed very cost-effective.

For a person like Carl, the feminist that is becoming more and more fierce in society is actually not bullshit, he can use money to smash most girls to their knees, in fact, his attitude also reflects the attitude of the real social upper class in this era.

An attitude of arrogance, arrogance, innateness, and a chasm between the lower and middle classes of society, who treat those people only as a necessity to adjust the environment, rather than as an equal person.

Only those who can make them face up to them are human beings to them.

Carl's office was large, about a hundred square meters, and there was a bar and a billiard table, and there was a door in the corner behind his desk, which was supposed to be a lounge.

Most of the top management of the federation have a break room in their offices, which is one of the reasons why the problem of sexual domination is so serious and widespread in large federal corporations, and they take the initiative to provide the necessary environment for management.

"Sit down, do you want something?", he raised his wrist and glanced at his watch, "maybe some light wine is a good choice......

There are about two hours left before lunch, and the morning is not very suitable for drinking spirits, coffee is not very good, and juices are ...... There is no juice here, so some light wine becomes a good proposition.

Lynch nodded, he poured a glass for Lynch, took it with him, and sat down across from Lynch, "I heard you want to take more proportions?", he pushed the glass to Lynch.

Lynch took it slightly, didn't pick it up, just changed the position of the wine glass slightly, and then nodded, "The allocation I took from the exchange last time, but it was too little." ”

The three major federal exchanges have their desks and even their relationship managers, and these people aim to target the major stockbroking firms and institutions and provide them with a full range of financial services.

From quick mortgages, short-term and even overnight loans to providing various proportions of leveraged funds, they do anything that has to do with money and can make them a little money.

He contacted six banks, but they could only offer him a ratio ranging from eight to ten times, and the banks began to refuse if they wanted to go a little higher.

In fact, Lynch can also understand, after all, he has not shown his talent in this regard, and it is normal for the bank to give a low ratio.

What banks like to do most is to make money that is safe to lose, not risky money.

Fortunately, he passed the first level, and now we can talk about the second level.

"I've heard, ten times, in fact, this ratio is not a ...... of exposure", Carl did not show his approval of Lynch's attitude, and he felt that ten times was really not a small number.

"Maybe from the outside, ten times ten dollars is just a hundred dollars, but Mr. Lynch, the funds we are talking about are counted in units of 100,000 or million, and ten times that of one million is 10 million, and the risks in the international financial market are difficult to predict, and we don't even have time to force liquidation. ”

"Unless, you can provide more protection. ”

There is a delay of time between international financial transactions, which may be only a few minutes, but it is enough for many people to go through the process of getting rich and going bankrupt in a very short time.

To give a simple example, a person owns 1 million, and then gets 9 million from the bank, which is enough for 10 million.

Three minutes ago he made 10 percent, which means that he made 1 million when he was practical, and if he hadn't made a match, he would have needed to make at least 100 percent of the money to do that.

But with leverage, as long as there is a 10 percent profit, he can bring home a million.

But in the same way, because of the delay in the transaction, it may only be five minutes, and the things he bought fell by five percent, and the bank will force the position to close in order to ensure that its own interests are not harmed.

Five percent of the 10 million is 500,000, so that the bank can ensure that its 9 million funds are not lost, and there is still a profit of 500,000 (according to the contract).

But if the fluctuation of the market exceeds 5%, 10%, for example, 15%, even if the bank closes the position at the first time, in addition to the 1 million in his hand, the allocator also owes the bank an additional loss of 500,000 yuan, as well as the negotiated allocation fee, which can also be said to be a handling fee or interest.

The higher the leverage, the greater the risk, and the risk that a bank with 100 times leverage can bear is only 0.5 percent, and a bank with 200 times leverage can bear only 0.1 percent.

If there is no collateral, or there is no backroom trading, how can the bank casually release a hundred times the leverage, you must know that in the international futures market, the foreign exchange market, it is relatively common for a short period of time to fluctuate up and down about 10%.

Even if at the end of the market, according to the game theory, an account is indeed profitable, but in fact, any fluctuation in the process is enough to make the account liquidated and bankrupt.

In Carr's view, the pressure on banks is already very high, and the current economic situation is also sluggish, and the federal government is promoting credit loans, and banks are actually reluctant to put too much cash into high-risk financial activities.

If Lynch wants to get more percentage, he'll have to come up with a guarantee.

If he could not come up with a guarantee that would ensure the interests of the bank, Karl would at most raise the ratio to twelve or fifteen times, not more.

Lynch was silent for a moment, he opened the briefcase he was carrying, took out a document from it, placed it on the wide coffee table, and pushed it over.

Carl didn't open it immediately, but looked at it a few more times, whether it was the file or Lynch, and then reached out and slowly picked it up, and asked casually, "What is this?"

"Money!", Lynch took a sip from his glass, "a lot of money!"

Carl was amused by Lynch's words before he could take a quick look, and his gaze glanced at Lynch over the file, "I want it to be too, but first I have to show ...... first"

Lynch didn't bother him anymore, Carl looked very carefully, put down the papers a few times on the way, went inside and made a few phone calls, and soon a group of people came, and while they apologized to Lynch, they audited the document together around their desks.

I can see that the expressions of these people are a little excited, but also a little nervous, for the bank, this kind of business that is sure to make money and not lose money is their favorite!

It lasted until it was close to twelve o'clock, and Lynch sat here for more than an hour, before they came to their conclusion.

"A lot of money!", Carl, who sat back across from Lynch, couldn't help but sigh, "May I ask, how did you get this contract?"

Lynch shook his head, "No comment, it's a trade secret, does it carry enough weight?"

Karl was a little hesitant, he actually knew that it was enough, but he had to show the attitude that was not necessarily enough, so that it would be easier for him to lower the price later.

It's just that before he showed that struggle, Lynch interrupted his performance, "We all know its value, and if you say a 'no' word right now, I'll go across the road." ”

There is an equally powerful bank across the road called Shengrong Gold (Silver) Bank!