readx;? On the seat not far from them, Mo Xiao sat face-to-face with a man who looked quite gentle, chatting while eating. Pen, fun, pavilion www. biquge。 info only saw the side face, the man looked from the side, the outline was clear, the lines were smooth, he should not look bad, he was wearing a pair of black-framed glasses, and he looked sven.

Tao Yunfeng turned around, motioned Huo Jinliang to look over, and asked him, "Mr. Huo, look over there, your old classmate, do you want to go over and say hello to her?"

Retracting his gaze, Huo Jinliang said: "Seeing that they are chatting happily, it's not easy to disturb them." ”

As soon as he finished speaking, Mo Xiao saw them and beckoned to them.

Tao Yunfeng also raised his hand and waved his hand in response to her.

Then, Mo Xiao said a few words to the boy opposite her, then got up and picked up the bag, walked to Huo Jinliang's table, and unceremoniously pulled a stool and sat down.

Seeing that the man asked the waiter to come over to pay with a regretful face, and then got up and left, Tao Yunfeng asked suspiciously: "Mo Xiao, where to throw your friend, is this okay?"

"Leave him alone! He's not my friend. Mo Xiao's words surprised them.

Looking at their puzzled expressions, Mo Xiao explained: "It's just a blind date man, we don't have the same views, I want to flash people after a few words, and I have no excuse for worrying." ”

"Mo Xiao, do you want to go on a blind date?" Tao Yunfeng said, and asked curiously: "Just talk a few words, you can be sure that you don't agree with each other?"

"I don't talk more than half a sentence, and I can't talk too much. Mo Xiao waved her hand to beckon the waiter, she ordered two more dishes, and complained, "That man just relied on the good conditions of his family, in addition to the villa he lives in now, there are also a few properties, and he himself has tens of millions, so he looks at people with a superior look, which makes people feel like an emperor who is proud of his life, as if he is choosing a harem concubine, and whoever gives him a look like that can't stand it." He also said that women should teach their husbands and children at home, and if we get married, and ask me to quit my job and become a housewife at home, he has enough money to support me and have the ability to make me live a privileged life......"

"Isn't it?" Looking at Mo Xiao, he looked very annoyed, Tao Yunfeng asked again, "Such a self-righteous man, why do you want to go on a blind date with him?"

"The family introduced it, said that the door is right, and it is very suitable for me, maybe I will like it. If you can't push it off, you'll see each other. Mo Xiao said with a helpless expression, "Even if the man on the earth dies, she can't like this kind of man! It can be seen that this man doesn't like me very much, so I talk to her as if I was buying something, and I will pay for the delivery after the negotiation." When he decides, he will get married by the end of this year at the latest. After I get married, I want to do everything my wife should do, but I can't care about him...... His uncle, he decided to get married, I haven't said that I have a crush on him at all!"

"Isn't it???" Tao Yunfeng had a surprised expression on his face, unable to figure it out, "In this way, you are not suitable at all, he really wants to marry you?" Could it be that he deliberately said these things to anger you and deliberately smashed the field?"

Thinking about it, when she replaced Lu Lan, she went on a blind date with Huo Jinliang by mistake, and said something disgusting, which was deliberately smashing the field.

Mo Xiaozhen thinks that the man wants to marry her: "Marriage is a combination of interests, what he sees is not whether the two of us are suitable, but because their family conditions are good, our family conditions are okay, they are both doing business, and if our two families marry, it will be beneficial to their family." ”

The two do not agree on the three views, it is not suitable at all, if they get married, it will not necessarily be a tragedy in the future, but it will not be a happy time, she knows this very well!

Seeing the waiter bring the menu, Huo Jinliang, who had not spoken, took the menu and sent it to Mo Xiao: "If it's not suitable, forget it, don't be angry with yourself, don't worry about him." Come on, order two more dishes. ”

Mo Xiao turned his face and glanced at Huo Jinliang, and a trace of regret flickered in his heart.

If it was Huo Jinliang, she would feel that it was appropriate in minutes, but unfortunately, Huo Jinliang thought that he was not suitable for her, and she once confessed to him intentionally or unintentionally, but he didn't take it seriously intentionally or unintentionally, just as they had a good relationship, just a casual joke. Now that Huo Jinliang is married, she doesn't even have a chance to joke intentionally or unintentionally.

She knew in her heart that it was not what she deserved in her life, she was destined not to get it, and it was useless no matter how much she wanted it. Now, being able to be friends with Huo Jinliang on the basis of her old classmates as always, is some comfort from her regrets, so it's good.

Taking the menu from Huo Jinliang's hand, Mo Xiao opened it and said, "I didn't eat two bites just now, and I'm really hungry now." I'm so happy to meet you here, I'm going to have a big meal!"

When the dishes are ready, everyone begins to feast, and Tao Yunfeng basically doesn't have to pick up the dishes by himself.

Huo Jinliang habitually helped her peel shrimp and cut crabs, picked out the white, tender and delicious shrimp meat and crab meat and put them in her bowl, she just ate what was in her bowl.

Seeing Mo Xiao eating alone, Tao Yunfeng stretched out his legs, kicked Huo Jinliang under the table, and said, "Husband, don't get it for me, I want to eat slowly by myself, it's easy to hold on to eating too quickly at once." ”

"Good. Huo Jinliang put the meat in his bowl.

Tao Yunfeng ate slowly and began to find a topic to talk about.

She said that this year's real estate has turned cold, and the construction industry has followed suit, and she and Huo Jinliang are doing interior design and architectural design, which is becoming more and more difficult to do, and asked Mo Xiao how is the financial industry this year?

Mo Xiao also sighed and said: "It's not easy to do this year, the profit is low, and the income is small." ”

Then he looked at Huo Jinliang and said that he hadn't made much money for him this year.

Huo Jinliang's tone was calm, and he said as if he didn't care too much: "It doesn't matter if you make less money, you can earn a little bit, stability is the premise, it's better to be cautious, you can't always think about making high profits, it's easy to lose money." ”

Mo Xiao nodded: "That's the only way." ”

Tao Yunfeng is not very familiar with financial investment, so he knows that the principle sounds quite simple, but to operate, it is very complicated, and if you are not careful, you will lose the capital.

She only has one way to manage her money, which is to have money in the bank, although she doesn't have much money......

Thinking of the way to manage money, she asked Mo Xiao again: "Now I see that P2P financial management is very popular, the Internet is blowing all over the sky, the investment threshold is low, the cycle is short, the income is high, some are five or six points, some are more than a dozen points, I have also seen the highest can blow to 20%, it looks very attractive, are these investments reliable?"

Mo Xiao put down his chopsticks, looked at Tao Yunfeng, and popularized science with her: "Any investment is risky, and P2P is the same as stock speculation. The P2P online lending platform is divided into two products: one is investment and financial management, and the other is loans, both of which are realized online. Because of the low investment threshold, compared with the financial management methods of banks, trusts and funds, P2P can capture the hearts of retired old ladies and newcomers in the workplace. At present, the vast majority of online loan platforms start at 100 yuan, and of course, there are some that do not have less mosquito meat, as low as 10 yuan, or even 1 yuan starting price. ”

It's equivalent to having no threshold, this Tao Yunfeng knows.

Mo Xiao continued: "The annualized returns of banks and money market funds are generally between 4% and 6%, while the annualized returns of P2P are much higher and more exciting, but the risks are higher. The general profit is 4% or 6%, and the highest is not more than 8%, you can see whether the platform is reliable, consider it. Those with a profit of more than 8%, as high as 12%, 14% or even 20%, are definitely high-risk, ninety times out of ten are swaggering, making is luck, and losing is inevitable. ”

Tao Yunfeng nodded again, high return, high risk, this is inevitable.

"There are all kinds of P2P products now, some people make money, some people lose all the coffin books, I don't recommend you to invest in this piece. ”

Mo Xiao went on to say: "Now there is no perfect legal and regulatory supervision, and many companies are dressed in the skin of P2P lending, swaggering and cheating, crazy money, and finally running away. eRent, you should know, right?"

"Yes. "People who often surf the Internet, even if they don't know about P2P, will have seen news related to e-renting.

"The problem of e-renting treasure is actually a kind of Ponzi scheme, first the empty gloves white wolf, promising you to give me the money, I will give you a high return, and then tear down the east wall to make up the west wall, and use the money of later investors to give returns to the previous investors. When you start to make money, you promise high returns, and the income promised to investors is much higher than the income of the target invested in the product. ”

Tao Yunfeng nodded again and again: "You said Ponzi scheme, I understand." ”

The Ponzi scheme originated from a man named Charles Pounds (1878-1949), an Italian who immigrated to the United States in 1903 with the intention of making a fortune. Beginning in 1919, he began a conspiracy to invest in a virtually non-existent business, promising investors a 40% return on profits within three months, and then paying the new investors' money as quick profits to the original investors in order to lure more people into falling for it. Thanks to the huge returns on the upfront investment, Pounds managed to attract 30,000 investors in seven months, and the conspiracy lasted for a year before the people who were carried away by the profits came to their senses, which later came to be known as a "Ponzi scheme". (This paragraph is excerpted from the Internet.) ）

"It's okay, it's okay!" Tao Yunfeng felt very fortunate and said as if he had escaped, "Someone tricked my mother and her group of middle-aged women into buying it before, saying how much money they would make in a month, and some people even invested the money they used to buy a house for their children. At that time, my mother asked me if I was reliable, and I felt that something was wrong, how could there be such a profiteering thing, so I told my mother not to buy these messy financial products. ”

Huo Jinliang followed with a sycophant: "Mom is a smart person, she won't be fooled so easily." ”

Mo Xiaozhi shook his head and sighed, "Whoever bought it, hurry up and cash it out." ”

Tao Yunfeng finally sighed: "It's not easy to make hot money, I'd better go to work honestly and get a salary, just forget about financial investment." ”

After dinner, Tao Yunfeng and Huo Jinliang decided to go to the movies, and Mo Xiao was automatically flashed.

On Saturday afternoon, Tao Yunfeng and Lu Lanshi went to visit Zhao Jing in the hospital together.

Seeing Tao Yunfeng, Zhao Jing asked her more concerned questions: "Yunfeng, you have been working okay recently, can you be busy with it?"

"It's okay!" Tao Yunfeng nodded, and said, "I'm just following up on the project at hand now, and there are no new projects to grab for the time being, so I can handle it." If he doesn't get a new project next month, it is estimated that Minister Wang will jump to his feet. ”